Table I.E.2 Average total employee contribution (in dollars) per enrolled employee for employee-plus-one coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2020
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 4,035    3,697    4,538    5,058    4,660    3,674    4,398    3,992   
Industry group **
Agric., fish., forest. 3,073    --    --    --    --    --    2,632 * 3,199   
Mining and manufacturing 3,433    5,059 * 3,183    4,175    3,788    3,117    3,651    3,413   
Construction 4,485    2,899    5,414    5,531    4,908    3,308    4,817    4,338   
Utilities and transp. 4,018    --    3,838    5,585    5,977    3,354    4,583    3,983   
Wholesale trade 3,847    3,396    3,968    4,905    4,036    3,389    3,935    3,832   
Fin. svs. and real estate 3,961    3,717    5,847    4,940    4,817    3,650    4,880    3,904   
Retail trade 4,325    3,073 * 3,441    6,684    6,095    3,549    4,536    4,300   
Professional services 3,918    4,430    4,803    4,742    4,681    3,558    4,586    3,842   
Other services 4,818    3,396    5,009    5,135    4,581    4,900    4,379    4,877   
Ownership
For profit, incorporated 4,070    3,591    4,633    5,206    4,807    3,662    4,472    4,018   
For profit, unincorporated 4,168    4,314    4,697    5,118    4,365    3,770    4,632    4,091   
Nonprofit 3,810    3,144    3,465    3,950    4,363    3,672    3,374    3,835   
Age of firm
Less than 5 years 5,757    2,829 * 4,011    5,459    7,575 * --    4,102    7,024   
5-9 years 4,548    3,519    5,009    5,367    4,504    3,366    4,440    4,630   
10-19 years 4,711    3,544    5,839    4,917    5,145    4,033    4,728    4,703   
20 or more years 3,907    4,024    3,932    5,026    4,454    3,653    4,274    3,880   
Multi/single status
2 or more locations 3,825    --    4,578    5,080    4,440    3,645    4,991    3,809   
1 location only 4,810    3,697    4,534    5,050    5,073    5,045    4,332    5,200   
Percent full-time employees
Less than 25% 3,020    --    --    5,873    4,735    2,601    2,191 * 3,135   
25-49 % 4,369    --    6,920    4,747    5,022    4,118    4,541    4,347   
50-74 % 3,971    6,510    3,868    5,058    5,289    3,556    5,069    3,869   
75% or more 4,044    3,503    4,603    5,059    4,604    3,690    4,366    4,005   
Union presence
No union employees 4,167    3,648    4,625    5,092    4,718    3,773    4,408    4,132   
Has union employees 3,477    --    2,884 * 4,243    4,081    3,392    4,161    3,462   
Percent low-wage employees
50% or more low-wage 4,391    3,772 * 4,150    5,318    5,129    4,170    4,619    4,367   
Less than 50% low-wage 4,007    3,689    4,556    5,045    4,628    3,631    4,383    3,961   
Percent women employees
Less than 25% 4,243    3,520    4,230    5,162    4,648    3,682    4,294    4,230   
25-49 % 3,742    5,130    5,144    4,749    4,382    3,377    4,922    3,651   
50-74 % 4,068    2,840    4,123    4,961    4,634    3,910    3,924    4,079   
75% or more 4,181    4,034    4,898    5,262    5,196    3,767    4,643    4,135   
Percent age 50 or older employees
Less than 25% 4,208    3,014    4,852    5,229    4,624    3,839    4,363    4,180   
25-49 % 3,914    3,564    4,459    5,009    4,751    3,572    4,428    3,882   
50-74 % 4,116    4,922    4,485    4,697    4,407    3,803    4,574    4,033   
75% or more 4,275    4,447 * 3,071    5,105    4,567    4,118    4,109    4,393   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.E.2 Standard errors for average total employee contribution (in dollars) per enrolled employee for employee-plus-one coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2020
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 51.66    418.26    322.78    139.04    147.78    56.08    170.70    54.12   
Industry group **
Agric., fish., forest. 465.90    --    --    --    --    --    852.50 * 564.73   
Mining and manufacturing 128.00    2,075.59 * 483.87    319.33    391.32    101.50    368.39    135.98   
Construction 267.29    794.40    551.45    374.23    691.71    349.12    335.40    348.95   
Utilities and transp. 352.73    --    1,073.84    684.71    1,431.05    218.80    772.39    371.39   
Wholesale trade 131.80    669.58    604.22    346.51    294.91    163.13    331.71    143.42   
Fin. svs. and real estate 89.90    977.19    727.94    473.40    251.15    90.35    521.72    89.31   
Retail trade 172.91    1,820.75 * 603.78    404.60    341.36    169.42    621.59    178.70   
Professional services 91.00    911.79    792.14    230.10    197.51    100.07    419.34    88.70   
Other services 150.64    659.60    772.25    487.80    232.78    196.11    393.19    162.19   
Ownership
For profit, incorporated 66.20    574.01    397.22    167.52    207.35    68.17    210.68    69.60   
For profit, unincorporated 119.73    672.07    545.26    360.30    232.10    152.98    334.23    127.64   
Nonprofit 100.08    749.98    684.98    269.25    208.30    122.89    361.02    103.77   
Age of firm
Less than 5 years 917.82    1,080.47 * 1,057.66    604.88    2,293.44 * --    530.41    1,415.75   
5-9 years 324.86    840.95    898.20    397.67    690.46    478.63    466.25    452.31   
10-19 years 191.98    522.20    947.55    292.09    354.65    313.93    391.15    217.36   
20 or more years 50.74    772.34    272.68    175.65    132.06    56.87    216.98    52.08   
Multi/single status
2 or more locations 50.51    --    520.66    240.60    126.84    56.29    300.75    50.98   
1 location only 149.95    421.82    349.86    168.55    350.55    442.20    186.55    221.60   
Percent full-time employees
Less than 25% 559.50    --    --    1,602.58    672.26    643.87    806.82 * 640.52   
25-49 % 221.13    --    2,031.71    582.41    861.78    186.63    930.94    220.09   
50-74 % 168.27    1,436.79    750.77    379.46    458.60    187.53    559.50    173.79   
75% or more 55.68    448.01    352.00    150.70    157.82    59.83    182.62    58.40   
Union presence
No union employees 55.02    428.06    333.51    141.81    125.36    65.62    175.01    57.65   
Has union employees 140.23    --    1,041.50 * 713.94    1,061.63    108.45    772.45    142.27   
Percent low-wage employees
50% or more low-wage 159.80    1,659.75 * 787.79    509.53    485.77    157.52    782.02    156.37   
Less than 50% low-wage 54.37    426.65    336.29    143.94    154.64    59.46    174.45    57.17   
Percent women employees
Less than 25% 137.73    839.70    343.42    221.37    367.15    182.40    242.24    161.08   
25-49 % 96.56    880.35    1,071.32    296.92    256.93    100.22    486.49    96.54   
50-74 % 70.99    619.14    612.38    296.99    208.37    74.40    353.86    71.17   
75% or more 112.50    760.22    542.62    291.13    264.62    129.90    323.76    118.84   
Percent age 50 or older employees
Less than 25% 82.17    418.73    367.08    220.91    174.90    107.67    209.42    89.39   
25-49 % 73.70    560.92    364.15    220.00    251.68    72.41    216.13    77.09   
50-74 % 144.30    890.24    1,261.57    327.20    266.65    165.83    556.70    136.13   
75% or more 462.61    1,790.19 * 818.13    892.82    696.46    347.83    1,019.86    313.17   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.