Table I.E.3 Percent of total premiums contributed by employees enrolled in employee-plus-one coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2020
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 28.4%    27.8%    32.3%    37.4%    32.3%    25.8%    32.5%    28.0%   
Industry group **
Agric., fish., forest. 27.4%    --    --    --    --    --    19.8% * 30.1%   
Mining and manufacturing 24.5%    35.7% * 26.3%    29.9%    27.0%    22.1%    27.2%    24.2%   
Construction 33.5%    22.1% * 41.3%    43.5%    33.0%    25.5%    38.3%    31.6%   
Utilities and transp. 27.3%    --    30.5% * 41.7%    41.2%    22.3%    34.0%    26.9%   
Wholesale trade 26.9%    28.0%    25.9%    33.1%    27.6%    24.2%    27.9%    26.7%   
Fin. svs. and real estate 28.1%    25.5%    40.0%    35.8%    33.1%    26.2%    33.5%    27.8%   
Retail trade 33.4%    21.6% * 30.0%    54.7%    44.2%    27.6%    37.3%    33.0%   
Professional services 26.2%    34.3%    32.3%    35.1%    30.8%    23.5%    33.4%    25.4%   
Other services 35.2%    24.4%    34.0%    39.1%    35.0%    35.4%    31.6%    35.7%   
Ownership
For profit, incorporated 29.2%    26.4%    32.9%    38.4%    33.1%    26.4%    33.0%    28.7%   
For profit, unincorporated 30.7%    34.9%    33.9%    39.8%    33.5%    26.6%    35.7%    29.9%   
Nonprofit 24.5%    23.6%    24.5%    27.6%    28.6%    23.2%    23.6%    24.6%   
Age of firm
Less than 5 years 43.0%    21.5% * 30.2%    46.4%    50.5%    --    33.1%    49.7%   
5-9 years 34.7%    32.1%    39.5%    41.7%    31.1%    24.7%    37.2%    33.0%   
10-19 years 34.4%    28.5%    38.3%    37.6%    36.8%    29.5%    35.2%    34.1%   
20 or more years 27.3%    27.3%    28.4%    36.1%    30.7%    25.6%    30.5%    27.1%   
Multi/single status
2 or more locations 26.7%    --    32.6%    35.7%    30.3%    25.6%    33.6%    26.6%   
1 location only 34.9%    27.8%    32.2%    38.1%    36.1%    33.1%    32.4%    36.9%   
Percent full-time employees
Less than 25% 21.8%    --    --    39.7%    37.6%    18.9%    14.3% * 22.9%   
25-49 % 32.5%    --    51.2%    35.4%    35.6%    30.6%    37.3%    32.0%   
50-74 % 28.5%    41.5%    26.8%    41.3%    35.8%    25.6%    37.4%    27.7%   
75% or more 28.4%    26.5%    32.8%    37.2%    31.9%    25.7%    32.3%    27.9%   
Union presence
No union employees 29.5%    27.3%    32.6%    37.8%    33.2%    26.5%    32.5%    29.1%   
Has union employees 24.0%    --    24.0%    28.8%    25.0%    23.7%    33.1%    23.9%   
Percent low-wage employees
50% or more low-wage 34.0%    23.7% * 26.3%    44.5%    39.7%    32.6%    31.0%    34.3%   
Less than 50% low-wage 28.0%    28.3%    32.6%    37.1%    31.9%    25.2%    32.6%    27.5%   
Percent women employees
Less than 25% 30.1%    26.0%    32.1%    38.8%    32.5%    25.3%    32.6%    29.5%   
25-49 % 27.3%    40.3%    34.4%    35.0%    30.0%    25.1%    35.6%    26.6%   
50-74 % 28.2%    19.6%    27.0%    35.1%    32.8%    27.0%    27.0%    28.3%   
75% or more 28.4%    35.3%    35.4%    39.0%    35.1%    25.1%    36.2%    27.7%   
Percent age 50 or older employees
Less than 25% 31.0%    26.5%    36.6%    40.1%    33.0%    27.9%    34.4%    30.4%   
25-49 % 27.4%    25.3%    33.5%    37.0%    33.4%    24.8%    33.7%    27.0%   
50-74 % 27.8%    35.1%    28.2%    32.8%    29.0%    25.8%    31.1%    27.2%   
75% or more 25.9%    26.5% * 17.6% * 32.0%    21.8%    29.7%    24.3%    27.0%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.E.3 Standard errors for percent of total premiums contributed by employees enrolled in employee-plus-one coverage at private-sector establishments that offer health insurance by firm size and selected characteristics: United States, 2020
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 0.38%    2.97%    2.09%    0.95%    1.04%    0.42%    1.18%    0.40%   
Industry group **
Agric., fish., forest. 4.90%    --    --    --    --    --    6.96% * 6.48%   
Mining and manufacturing 0.87%    12.26% * 3.69%    1.80%    2.65%    0.71%    2.35%    0.93%   
Construction 2.23%    6.89% * 3.28%    3.04%    6.01%    2.41%    2.69%    2.83%   
Utilities and transp. 3.00%    --    9.69% * 5.67%    8.42%    2.48%    5.48%    3.12%   
Wholesale trade 1.00%    7.46%    4.39%    2.23%    2.65%    1.11%    2.58%    1.08%   
Fin. svs. and real estate 0.65%    6.22%    5.25%    2.63%    1.61%    0.69%    3.06%    0.66%   
Retail trade 1.22%    13.77% * 5.30%    2.00%    2.96%    1.11%    5.94%    1.19%   
Professional services 0.62%    5.81%    4.40%    1.60%    1.48%    0.68%    2.53%    0.61%   
Other services 0.98%    4.38%    6.12%    3.32%    2.08%    1.20%    3.12%    1.03%   
Ownership
For profit, incorporated 0.49%    3.90%    2.54%    1.15%    1.46%    0.53%    1.43%    0.52%   
For profit, unincorporated 0.91%    5.75%    4.33%    2.48%    1.74%    1.16%    2.65%    0.96%   
Nonprofit 0.70%    4.85%    4.48%    1.89%    1.30%    0.86%    2.27%    0.72%   
Age of firm
Less than 5 years 5.77%    8.43% * 7.18%    3.89%    12.89%    --    4.24%    8.22%   
5-9 years 2.47%    7.89%    6.08%    3.47%    4.31%    4.72%    3.76%    3.16%   
10-19 years 1.20%    4.19%    5.50%    2.01%    2.20%    1.79%    2.55%    1.32%   
20 or more years 0.39%    4.80%    2.01%    1.17%    1.01%    0.43%    1.47%    0.40%   
Multi/single status
2 or more locations 0.38%    --    3.57%    1.46%    0.94%    0.43%    1.97%    0.38%   
1 location only 1.04%    3.00%    2.27%    1.19%    2.38%    3.31%    1.30%    1.52%   
Percent full-time employees
Less than 25% 3.62%    --    --    8.26%    6.05%    4.13%    5.33% * 4.20%   
25-49 % 1.53%    --    11.63%    3.14%    5.51%    1.39%    6.00%    1.54%   
50-74 % 1.26%    8.63%    5.30%    4.14%    2.76%    1.46%    4.64%    1.29%   
75% or more 0.41%    3.24%    2.26%    1.00%    1.12%    0.46%    1.24%    0.43%   
Union presence
No union employees 0.41%    3.02%    2.16%    0.97%    0.85%    0.51%    1.20%    0.44%   
Has union employees 0.99%    --    7.19%    5.05%    6.70%    0.79%    5.35%    1.00%   
Percent low-wage employees
50% or more low-wage 1.08%    11.12% * 6.55%    3.04%    2.87%    0.95%    5.71%    0.96%   
Less than 50% low-wage 0.40%    2.95%    2.18%    0.98%    1.08%    0.45%    1.18%    0.42%   
Percent women employees
Less than 25% 1.11%    5.38%    2.83%    1.47%    2.54%    1.53%    1.67%    1.29%   
25-49 % 0.67%    6.74%    5.85%    2.18%    1.92%    0.69%    3.15%    0.67%   
50-74 % 0.50%    4.20%    3.92%    2.04%    1.34%    0.54%    2.33%    0.51%   
75% or more 0.83%    6.93%    3.90%    2.05%    1.65%    0.96%    2.53%    0.86%   
Percent age 50 or older employees
Less than 25% 0.60%    3.63%    2.58%    1.48%    1.27%    0.78%    1.49%    0.65%   
25-49 % 0.55%    4.16%    2.71%    1.45%    1.71%    0.55%    1.54%    0.57%   
50-74 % 0.95%    6.44%    6.57%    2.60%    1.70%    1.14%    3.46%    0.91%   
75% or more 3.12%    9.73% * 5.60% * 5.87%    5.56%    2.60%    5.76%    3.49%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.