Table I.F.1 Percent of private-sector employees enrolled in a health insurance plan that had a deductible by firm size and selected characteristics: United States, 2020
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 89.2%    82.7%    87.4%    88.6%    88.6%    90.0%    86.5%    89.6%   
Industry group **
Agric., fish., forest. 73.8%    84.5%    93.7%    60.9% * 55.5% * 85.8%    86.8%    70.5%   
Mining and manufacturing 90.4%    74.4%    89.0%    88.0%    88.0%    92.4%    87.1%    90.8%   
Construction 91.9%    91.2%    89.1%    90.9%    88.0%    98.7%    91.8%    92.0%   
Utilities and transp. 91.6%    96.5%    94.6%    90.3%    94.1%    90.9%    92.9%    91.5%   
Wholesale trade 89.7%    81.1%    77.5%    87.7%    89.9%    92.9%    80.5%    91.6%   
Fin. svs. and real estate 91.1%    74.1%    87.4%    91.3%    91.5%    91.7%    83.3%    91.8%   
Retail trade 91.0%    76.4%    90.8%    92.1%    90.3%    91.7%    85.1%    91.9%   
Professional services 86.3%    85.7%    88.0%    88.6%    88.2%    85.3%    87.8%    86.1%   
Other services 89.8%    80.5%    85.7%    86.7%    85.7%    92.7%    83.5%    90.9%   
Ownership
For profit, incorporated 90.6%    83.9%    87.1%    88.8%    89.7%    91.9%    87.0%    91.2%   
For profit, unincorporated 91.1%    79.6%    86.8%    90.8%    88.8%    94.0%    84.6%    92.4%   
Nonprofit 82.2%    81.1%    90.6%    84.5%    84.8%    80.6%    85.5%    81.9%   
Age of firm
Less than 5 years 90.9%    89.3%    92.8%    91.2%    92.6%    79.1%    91.6%    90.3%   
5-9 years 88.0%    87.8%    86.9%    91.2%    87.3%    80.0%    88.4%    87.6%   
10-19 years 87.1%    78.6%    85.7%    84.6%    88.8%    90.9%    84.2%    88.4%   
20 or more years 89.5%    82.0%    87.5%    89.2%    88.4%    90.1%    86.3%    89.8%   
Multi/single status
2 or more locations 90.1%    83.3%    86.7%    91.4%    89.1%    90.3%    87.2%    90.1%   
1 location only 86.6%    82.7%    87.5%    87.7%    87.7%    79.1%    86.4%    86.7%   
Percent full-time employees
Less than 25% 85.7%    88.4%    87.7%    86.6%    82.8%    86.0%    84.4%    85.9%   
25-49 % 83.6%    66.4%    85.6%    92.6%    85.5%    81.9%    82.9%    83.7%   
50-74 % 87.6%    88.4%    92.7%    90.1%    84.9%    87.5%    89.9%    87.3%   
75% or more 89.7%    82.4%    86.9%    88.3%    89.1%    90.8%    86.3%    90.2%   
Union presence
No union employees 90.0%    82.5%    88.2%    89.2%    89.4%    91.2%    86.9%    90.6%   
Has union employees 85.5%    89.9%    68.4%    75.3%    78.8%    86.8%    76.5%    85.7%   
Percent low-wage employees
50% or more low-wage 89.5%    79.8%    86.9%    91.3%    88.3%    90.2%    84.4%    90.0%   
Less than 50% low-wage 89.2%    83.0%    87.4%    88.4%    88.6%    90.0%    86.6%    89.6%   
Percent women employees
Less than 25% 90.7%    85.3%    89.7%    88.4%    90.9%    92.7%    87.8%    91.6%   
25-49 % 90.6%    82.1%    87.1%    90.0%    88.2%    91.9%    85.9%    91.1%   
50-74 % 88.6%    76.2%    82.9%    90.4%    88.0%    89.5%    82.9%    89.2%   
75% or more 86.0%    88.0%    87.6%    85.6%    86.5%    85.6%    88.0%    85.7%   
Percent age 50 or older employees
Less than 25% 89.1%    82.5%    89.3%    87.2%    89.7%    90.0%    86.7%    89.7%   
25-49 % 90.1%    86.0%    87.0%    89.7%    89.0%    90.6%    88.1%    90.2%   
50-74 % 86.3%    82.4%    81.3%    91.2%    84.1%    87.2%    84.6%    86.7%   
75% or more 83.8%    79.5%    91.6%    83.2%    86.4%    83.0%    81.6%    85.3%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.F.1 Standard errors for percent of private-sector employees enrolled in a health insurance plan that had a deductible by firm size and selected characteristics: United States, 2020
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 0.42%    1.80%    1.25%    0.97%    0.91%    0.59%    0.80%    0.47%   
Industry group **
Agric., fish., forest. 9.80%    10.72%    4.75%    18.40% * 19.77% * 13.40%    6.51%    12.23%   
Mining and manufacturing 1.09%    9.11%    4.08%    2.87%    2.76%    1.23%    2.79%    1.17%   
Construction 1.81%    2.76%    3.02%    2.27%    6.14%    0.78%    1.39%    2.76%   
Utilities and transp. 1.85%    3.31%    2.98%    3.61%    2.23%    2.59%    2.52%    2.00%   
Wholesale trade 1.55%    8.56%    5.84%    3.64%    3.06%    2.25%    3.59%    1.71%   
Fin. svs. and real estate 1.27%    6.72%    5.54%    3.28%    2.07%    1.68%    3.65%    1.34%   
Retail trade 1.07%    8.01%    2.60%    2.59%    2.82%    1.35%    2.97%    1.14%   
Professional services 0.86%    2.77%    2.13%    1.79%    1.41%    1.25%    1.32%    0.96%   
Other services 0.90%    4.19%    3.35%    2.13%    2.43%    1.11%    2.04%    0.99%   
Ownership
For profit, incorporated 0.48%    2.08%    1.44%    1.24%    1.14%    0.65%    0.92%    0.54%   
For profit, unincorporated 0.81%    4.46%    3.59%    1.71%    2.18%    0.87%    2.14%    0.86%   
Nonprofit 1.31%    6.17%    3.27%    2.82%    2.13%    1.87%    2.51%    1.40%   
Age of firm
Less than 5 years 1.92%    2.88%    2.99%    3.32%    3.84%    15.79%    1.65%    3.48%   
5-9 years 1.64%    4.08%    3.66%    2.58%    3.27%    8.60%    2.09%    2.45%   
10-19 years 1.18%    4.08%    2.46%    2.93%    2.25%    1.74%    1.70%    1.54%   
20 or more years 0.48%    2.62%    1.76%    1.12%    1.07%    0.62%    1.13%    0.51%   
Multi/single status
2 or more locations 0.50%    11.75%    4.10%    1.46%    1.07%    0.59%    2.45%    0.51%   
1 location only 0.79%    1.82%    1.32%    1.20%    1.71%    5.35%    0.84%    1.29%   
Percent full-time employees
Less than 25% 1.79%    5.74%    6.37%    5.72%    4.57%    2.20%    4.59%    1.93%   
25-49 % 2.89%    12.41%    4.77%    2.48%    3.08%    4.57%    4.48%    3.28%   
50-74 % 1.65%    2.96%    2.14%    1.98%    3.23%    2.31%    1.66%    1.85%   
75% or more 0.44%    2.07%    1.42%    1.10%    1.00%    0.60%    0.89%    0.49%   
Union presence
No union employees 0.43%    1.84%    1.23%    0.96%    0.90%    0.63%    0.80%    0.49%   
Has union employees 1.29%    5.16%    10.27%    6.67%    4.68%    1.37%    5.25%    1.32%   
Percent low-wage employees
50% or more low-wage 1.31%    6.64%    3.71%    2.05%    2.69%    1.75%    2.89%    1.42%   
Less than 50% low-wage 0.45%    1.88%    1.30%    1.03%    0.96%    0.63%    0.83%    0.50%   
Percent women employees
Less than 25% 0.77%    2.86%    1.81%    1.64%    1.93%    1.09%    1.25%    0.93%   
25-49 % 0.81%    4.60%    2.93%    1.92%    1.98%    1.02%    1.96%    0.87%   
50-74 % 0.77%    4.09%    3.31%    1.98%    1.55%    1.01%    1.94%    0.82%   
75% or more 1.15%    2.89%    2.68%    2.35%    1.92%    1.70%    1.51%    1.29%   
Percent age 50 or older employees
Less than 25% 0.72%    2.69%    1.46%    1.45%    1.22%    1.21%    1.16%    0.85%   
25-49 % 0.58%    3.71%    2.37%    1.75%    1.41%    0.72%    1.34%    0.62%   
50-74 % 1.39%    3.97%    4.15%    2.00%    3.06%    2.11%    2.23%    1.61%   
75% or more 3.28%    5.38%    5.65%    6.05%    7.80%    7.31%    3.84%    4.87%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.