Table I.F.19 Average copayment (in dollars) for an office visit to a specialist physician per employee enrolled in a health insurance plan that had a specialist physician copayment at private-sector establishments by firm size and selected characteristics: United States, 2020
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 45.29    52.18    52.95    50.55    43.84    43.23    51.98    44.05   
Industry group **
Agric., fish., forest. 41.95    56.41    --    54.95    31.74    33.17    52.38    39.88   
Mining and manufacturing 44.11    49.40    47.29    49.29    42.16    43.05    49.12    43.47   
Construction 52.64    56.05    56.90    50.64    50.97    54.04    52.98    52.42   
Utilities and transp. 45.73    55.70    51.46    47.58    45.29    44.84    50.52    45.19   
Wholesale trade 44.70    45.90    51.20    47.74    42.63    42.99    48.65    43.72   
Fin. svs. and real estate 46.02    48.54    48.95    48.90    43.58    46.16    49.02    45.66   
Retail trade 46.39    47.88    60.18    53.68    46.07    42.80    55.94    44.54   
Professional services 43.45    53.15    52.52    49.37    43.10    40.96    52.00    42.00   
Other services 46.66    55.07    51.61    54.50    44.30    44.14    54.03    45.11   
Ownership
For profit, incorporated 46.29    53.03    54.06    50.94    45.12    44.07    52.88    44.92   
For profit, unincorporated 46.17    52.10    48.32    52.67    43.81    43.34    50.04    45.18   
Nonprofit 41.41    46.03    51.43    45.47    40.19    40.80    48.27    40.86   
Age of firm
Less than 5 years 51.64    58.20    48.93    51.35    52.85    32.16    52.16    51.15   
5-9 years 53.02    55.87    56.81    55.94    45.76    44.22    56.66    49.50   
10-19 years 46.85    50.57    55.42    51.18    44.36    38.56    53.07    43.34   
20 or more years 44.51    50.41    51.43    49.44    43.25    43.50    50.40    43.85   
Multi/single status
2 or more locations 43.59    --    48.35    49.44    42.57    43.43    48.59    43.48   
1 location only 49.23    52.22    53.40    50.90    45.77    36.35    52.36    46.49   
Percent full-time employees
Less than 25% 45.03    51.03    50.23    51.52    43.85    42.61    49.14    44.20   
25-49 % 48.29    53.09    52.29    51.54    47.98    46.48    53.22    47.21   
50-74 % 45.72    55.77    53.07    51.88    46.70    42.97    54.47    44.44   
75% or more 45.13    51.62    53.01    50.37    43.40    43.17    51.73    43.88   
Union presence
No union employees 46.38    52.43    53.07    51.21    44.43    44.35    52.20    45.11   
Has union employees 39.56    38.27    50.54    37.24    38.02    39.71    45.97    39.33   
Percent low-wage employees
50% or more low-wage 47.61    55.97    52.10    51.23    49.19    45.31    53.04    46.87   
Less than 50% low-wage 45.08    51.82    52.99    50.50    43.33    43.04    51.91    43.79   
Percent women employees
Less than 25% 47.53    53.58    53.15    50.11    45.58    44.86    52.18    45.88   
25-49 % 46.01    52.05    52.54    53.45    43.85    44.61    52.22    45.15   
50-74 % 43.65    50.55    50.34    49.03    42.31    42.64    50.67    42.85   
75% or more 43.86    52.47    55.06    49.68    43.63    40.92    52.60    42.39   
Percent age 50 or older employees
Less than 25% 46.69    53.58    51.17    50.94    44.75    44.28    51.14    45.42   
25-49 % 44.70    54.22    56.30    49.87    43.48    43.34    53.76    43.78   
50-74 % 43.59    52.28    51.10    51.84    41.54    40.11    52.27    41.50   
75% or more 47.06    45.48    54.34    48.11    50.39    42.69    49.06    45.71   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.F.19 Standard errors for average copayment (in dollars) for an office visit to a specialist physician per employee enrolled in a health insurance plan that had a specialist physician copayment at private-sector establishments by firm size and selected characteristics: United States, 2020
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 0.41    1.32    1.00    0.79    0.69    0.66    0.69    0.47   
Industry group **
Agric., fish., forest. 4.14    9.17    --    3.57    2.27    6.64    5.66    4.69   
Mining and manufacturing 0.74    4.05    3.23    1.89    1.57    0.94    1.81    0.79   
Construction 3.87    3.56    3.00    1.97    5.12    15.04    1.73    6.24   
Utilities and transp. 1.82    5.32    4.16    3.70    2.65    2.71    2.60    2.05   
Wholesale trade 1.24    4.98    2.54    2.57    1.95    2.28    2.01    1.44   
Fin. svs. and real estate 1.53    3.46    3.22    2.12    1.27    2.34    1.86    1.70   
Retail trade 1.56    4.44    3.78    4.32    1.99    2.34    3.98    1.66   
Professional services 0.58    2.35    1.86    1.36    1.42    0.75    1.11    0.65   
Other services 0.73    3.18    2.06    1.83    2.03    0.89    1.52    0.81   
Ownership
For profit, incorporated 0.55    1.55    1.18    0.99    0.89    0.91    0.83    0.64   
For profit, unincorporated 0.85    3.11    2.17    1.85    2.01    1.16    1.45    1.00   
Nonprofit 0.75    4.63    3.03    1.53    1.42    1.02    1.83    0.79   
Age of firm
Less than 5 years 2.82    5.31    3.60    2.70    8.21    2.52    2.40    5.05   
5-9 years 1.54    2.74    3.22    2.84    3.25    3.53    1.84    2.42   
10-19 years 1.09    2.63    1.84    2.17    1.59    2.41    1.62    1.34   
20 or more years 0.47    1.78    1.33    0.89    0.70    0.69    0.82    0.51   
Multi/single status
2 or more locations 0.53    --    2.89    1.29    0.64    0.68    1.85    0.54   
1 location only 0.62    1.33    1.06    0.96    1.44    1.77    0.73    0.97   
Percent full-time employees
Less than 25% 1.22    4.37    6.83    3.43    2.52    1.28    3.61    1.22   
25-49 % 1.40    14.64    3.22    2.57    2.46    1.82    4.41    1.38   
50-74 % 2.03    3.17    2.67    2.60    2.45    3.22    1.71    2.32   
75% or more 0.41    1.35    1.11    0.87    0.75    0.65    0.75    0.47   
Union presence
No union employees 0.40    1.33    1.01    0.81    0.73    0.66    0.70    0.46   
Has union employees 1.48    6.12    6.39    2.77    1.72    1.79    3.87    1.53   
Percent low-wage employees
50% or more low-wage 0.87    4.82    2.90    1.83    2.25    0.99    2.00    0.95   
Less than 50% low-wage 0.44    1.37    1.04    0.84    0.72    0.72    0.72    0.51   
Percent women employees
Less than 25% 0.73    2.16    1.56    1.36    1.54    1.40    1.22    0.90   
25-49 % 1.17    2.85    2.23    1.47    1.54    1.88    1.33    1.32   
50-74 % 0.53    3.09    2.15    1.59    0.99    0.70    1.46    0.56   
75% or more 0.71    2.19    2.31    1.59    1.50    0.93    1.34    0.77   
Percent age 50 or older employees
Less than 25% 0.73    2.10    1.51    1.11    1.09    1.41    0.93    0.90   
25-49 % 0.61    2.84    1.89    1.42    1.07    0.86    1.50    0.65   
50-74 % 0.85    3.07    1.90    2.00    1.19    1.37    1.39    0.97   
75% or more 2.04    2.54    2.80    2.92    6.84    1.58    1.87    3.25   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.