Table I.F.2 Average individual deductible (in dollars) per employee enrolled with single coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2020
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 1,945    2,317    2,418    2,426    2,229    1,652    2,376    1,873   
Industry group **
Agric., fish., forest. 2,028    1,920    --    3,097    3,213    1,015    2,593    1,845   
Mining and manufacturing 1,862    2,604    2,581    2,463    1,973    1,563    2,504    1,785   
Construction 2,300    2,386    2,815    2,525    2,660    1,366    2,513    2,163   
Utilities and transp. 1,763    1,733    2,071    2,469    2,098    1,550    2,146    1,718   
Wholesale trade 2,067    2,456    2,696    2,496    2,202    1,632    2,571    1,953   
Fin. svs. and real estate 1,821    2,530    2,099    2,145    2,156    1,643    2,241    1,785   
Retail trade 2,067    2,568    2,426    2,581    2,705    1,698    2,448    2,006   
Professional services 1,882    2,314    2,355    2,294    2,107    1,634    2,296    1,814   
Other services 2,036    2,178    2,287    2,417    2,369    1,820    2,290    1,992   
Ownership
For profit, incorporated 1,964    2,392    2,424    2,445    2,289    1,668    2,394    1,886   
For profit, unincorporated 2,062    2,260    2,545    2,592    2,212    1,720    2,488    1,980   
Nonprofit 1,771    1,907    2,170    2,110    2,053    1,538    2,088    1,739   
Age of firm
Less than 5 years 2,250    2,471    1,942    2,567    1,698    2,386    2,360    2,146   
5-9 years 2,360    2,338    2,592    2,239    2,261    2,903    2,317    2,397   
10-19 years 2,169    2,473    2,345    2,351    2,376    1,526    2,378    2,072   
20 or more years 1,887    2,182    2,471    2,455    2,218    1,652    2,390    1,834   
Multi/single status
2 or more locations 1,801    --    2,364    2,521    2,194    1,654    2,463    1,787   
1 location only 2,324    2,307    2,423    2,393    2,285    1,578    2,366    2,288   
Percent full-time employees
Less than 25% 2,131    2,028    1,840    3,078    2,370    1,787    1,993    2,148   
25-49 % 2,121    2,679    1,942    2,321    2,370    1,945    2,133    2,119   
50-74 % 1,922    2,540    2,095    2,507    2,486    1,623    2,460    1,845   
75% or more 1,938    2,269    2,480    2,408    2,195    1,643    2,381    1,861   
Union presence
No union employees 2,018    2,334    2,411    2,444    2,265    1,698    2,379    1,946   
Has union employees 1,544    --    2,686    1,882    1,709    1,506    2,204    1,532   
Percent low-wage employees
50% or more low-wage 2,161    2,221    2,493    2,514    2,627    1,942    2,493    2,130   
Less than 50% low-wage 1,919    2,325    2,414    2,418    2,183    1,611    2,368    1,839   
Percent women employees
Less than 25% 2,134    2,376    2,655    2,448    2,346    1,627    2,478    2,018   
25-49 % 1,840    2,246    2,130    2,464    2,067    1,652    2,256    1,795   
50-74 % 1,893    2,217    2,243    2,360    2,217    1,687    2,300    1,850   
75% or more 1,937    2,399    2,400    2,400    2,291    1,617    2,345    1,869   
Percent age 50 or older employees
Less than 25% 2,040    2,362    2,428    2,368    2,324    1,663    2,361    1,957   
25-49 % 1,856    2,296    2,365    2,501    2,155    1,632    2,375    1,808   
50-74 % 2,016    2,344    2,313    2,409    2,147    1,757    2,427    1,923   
75% or more 2,250    2,169    2,946    2,371    2,557    1,617    2,388    2,154   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.F.2 Standard errors for average individual deductible (in dollars) per employee enrolled with single coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and selected characteristics: United States, 2020
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 17.62    78.01    65.35    46.40    43.95    21.27    38.50    19.44   
Industry group **
Agric., fish., forest. 396.91    447.25    --    670.06    563.53    228.97    675.56    439.87   
Mining and manufacturing 43.43    429.47    200.21    118.19    97.70    47.05    119.90    45.52   
Construction 105.03    257.88    189.98    138.59    205.23    160.79    116.33    151.77   
Utilities and transp. 64.27    261.13    319.42    216.57    130.62    67.75    165.74    67.62   
Wholesale trade 68.02    252.72    244.08    168.77    144.59    84.58    141.39    74.16   
Fin. svs. and real estate 46.77    215.42    270.11    147.38    145.55    43.91    123.51    49.38   
Retail trade 64.72    248.97    194.36    180.39    195.63    63.62    119.14    72.21   
Professional services 32.97    132.31    107.70    76.72    70.14    45.89    68.09    36.57   
Other services 41.13    177.09    165.60    99.58    114.13    48.80    93.51    45.20   
Ownership
For profit, incorporated 20.78    95.88    76.62    58.62    55.69    23.01    45.87    22.79   
For profit, unincorporated 47.48    176.01    153.67    98.64    130.60    48.59    92.97    53.42   
Nonprofit 50.35    169.63    226.10    108.89    85.65    74.52    111.74    54.16   
Age of firm
Less than 5 years 111.64    220.60    212.57    181.71    210.29    157.63    163.34    151.18   
5-9 years 82.88    179.14    224.60    134.11    166.68    159.68    118.23    116.29   
10-19 years 65.37    166.17    115.92    107.71    131.78    110.42    72.42    88.52   
20 or more years 18.99    112.36    89.78    57.82    48.61    21.59    51.31    20.18   
Multi/single status
2 or more locations 19.72    --    149.25    81.09    50.28    21.56    100.89    19.97   
1 location only 36.04    78.26    70.22    55.69    82.20    121.02    41.49    57.21   
Percent full-time employees
Less than 25% 168.31    250.88    368.42    420.07    173.68    114.13    186.25    186.73   
25-49 % 66.01    260.25    226.37    185.71    166.83    76.69    135.14    73.45   
50-74 % 56.92    194.85    164.29    189.78    158.11    57.50    134.22    60.62   
75% or more 19.37    87.96    72.94    47.79    47.93    23.96    41.89    21.43   
Union presence
No union employees 19.55    78.29    65.26    46.92    45.69    25.16    38.75    22.04   
Has union employees 36.72    --    593.21    279.71    148.78    37.14    296.96    36.80   
Percent low-wage employees
50% or more low-wage 58.18    192.31    211.68    148.72    116.79    74.93    132.36    62.16   
Less than 50% low-wage 18.42    83.24    68.03    48.84    47.16    21.44    40.19    20.36   
Percent women employees
Less than 25% 39.81    140.64    110.93    71.96    96.13    46.51    63.23    48.09   
25-49 % 32.95    203.35    130.32    116.83    88.14    37.25    97.54    34.53   
50-74 % 30.98    143.42    133.34    112.49    73.83    34.98    78.08    33.07   
75% or more 42.30    124.93    147.59    87.13    93.39    57.15    78.93    47.31   
Percent age 50 or older employees
Less than 25% 28.77    116.47    87.41    62.05    72.20    32.60    54.53    32.97   
25-49 % 25.38    136.09    121.32    83.67    64.13    28.49    68.07    26.80   
50-74 % 50.93    183.63    159.59    118.58    82.29    81.86    103.16    57.20   
75% or more 163.26    242.17    460.18    311.35    493.62    103.01    203.72    241.55   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.