Table I.F.29 Average prescription drug deductible (in dollars) per employee enrolled in a health insurance plan that had a separate prescription drug deductible at private sector establishments by firm size and selected characteristics: United States, 2020
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 307    437    390    385    317    272    395    291   
Industry group **
Agric., fish., forest. 126    --    --    --    --    --    --    107   
Mining and manufacturing 310    --    --    394    290    285    428    300   
Construction 253    --    320    269    237 * 176    326    217   
Utilities and transp. 363    --    --    --    --    424    --    359   
Wholesale trade 363    --    307 * 606 * 261    280    378    357   
Fin. svs. and real estate 302    242    --    487    475    233    368    293   
Retail trade 280    --    389    368    309    215    476    243   
Professional services 304    377    267    335    349    287    310    303   
Other services 336    603    851 * 391    318 * 252    645 * 275   
Ownership
For profit, incorporated 312    449    318    388    336    276    362    302   
For profit, unincorporated 298    331    301    341    285 * 289    335    292   
Nonprofit 294    --    998 * 446    268    250    780 * 257   
Age of firm
Less than 5 years 337    366    --    368 * --    --    370    287 *
5-9 years 415    398    406    283    615    165    376    468   
10-19 years 375    461    371    434    385 * 251    381    372   
20 or more years 293    467    396 * 385    287    273    411    281   
Multi/single status
2 or more locations 287    --    466 * 429    329    271    447    283   
1 location only 361    436    384    371    302    291 * 389    334   
Percent full-time employees
Less than 25% 424    --    --    --    206    513    --    441   
25-49 % 305    --    205    317    212    332 * 239    321 *
50-74 % 248    451    285    352    228    207    375    225   
75% or more 312    450    402    393    329    273    406    296   
Union presence
No union employees 301    440    384    365    341    250    393    282   
Has union employees 328    --    --    --    152 * 333    461    325   
Percent low-wage employees
50% or more low-wage 239    --    --    364    243    224    273    235   
Less than 50% low-wage 313    448    395    386    323    278    403    297   
Percent women employees
Less than 25% 357    431    318    370    372    337    334    365   
25-49 % 277    387    349    408    247    259    405    261   
50-74 % 321    505    658 * 449    339    274    550    289   
75% or more 267    381    313    345    283    249    329    259   
Percent age 50 or older employees
Less than 25% 343    474    454 * 445    381    233    436    314   
25-49 % 285    332    350    299    243    287    327    281   
50-74 % 321    325    256    388    522 * 267    358    313   
75% or more 246 * 651    188    --    --    --    513    116 *

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.F.29 Standard errors for average prescription drug deductible (in dollars) per employee enrolled in a health insurance plan that had a separate prescription drug deductible at private sector establishments by firm size and selected characteristics: United States, 2020
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 16.28    41.84    80.19    35.67    39.04    21.10    36.53    17.79   
Industry group **
Agric., fish., forest. 22.80    --    --    --    --    --    --    7.43   
Mining and manufacturing 45.06    --    --    115.41    58.04    60.14    58.15    47.98   
Construction 26.23    --    52.64    35.03    74.32 * 26.77    33.67    30.43   
Utilities and transp. 72.62    --    --    --    --    86.06    --    77.59   
Wholesale trade 68.22    --    95.03 * 226.52 * 47.90    82.38    84.00    86.95   
Fin. svs. and real estate 45.73    33.57    --    119.61    117.02    47.56    91.32    50.05   
Retail trade 25.22    --    99.71    54.35    49.64    34.65    74.38    26.06   
Professional services 31.41    48.32    36.52    45.65    87.92    41.48    25.06    36.16   
Other services 47.91    111.37    550.37 * 56.81    105.47 * 27.42    212.50 * 31.17   
Ownership
For profit, incorporated 17.78    50.35    33.99    44.32    52.19    22.68    23.61    20.68   
For profit, unincorporated 32.15    42.67    54.34    52.95    119.96 * 39.71    36.06    36.77   
Nonprofit 53.79    --    556.70 * 99.76    35.03    63.56    307.01 * 50.43   
Age of firm
Less than 5 years 57.31    39.96    --    119.83 * --    --    64.20    106.98 *
5-9 years 69.41    107.39    95.92    30.18    183.47    24.60    62.67    128.45   
10-19 years 54.07    63.64    48.15    89.76    163.50 * 69.39    32.81    82.99   
20 or more years 17.65    71.34    151.30 * 45.36    32.64    21.72    63.42    18.10   
Multi/single status
2 or more locations 18.63    --    146.26 * 59.69    42.07    21.29    78.90    18.89   
1 location only 32.07    42.39    85.39    43.42    71.52    135.24 * 39.85    49.53   
Percent full-time employees
Less than 25% 71.70    --    --    --    32.56    108.66    --    87.03   
25-49 % 91.04    --    29.47    46.20    55.19    137.18 * 23.15    111.81 *
50-74 % 29.73    71.48    47.54    38.25    50.99    42.70    33.11    33.11   
75% or more 18.26    48.88    89.62    42.83    44.11    23.22    43.29    19.78   
Union presence
No union employees 17.47    42.27    84.78    32.91    41.93    23.17    37.65    19.28   
Has union employees 42.77    --    --    --    56.67 * 47.11    83.98    43.71   
Percent low-wage employees
50% or more low-wage 35.05    --    --    77.25    51.16    42.60    52.75    37.99   
Less than 50% low-wage 17.25    43.43    83.09    37.04    41.91    22.64    38.63    18.92   
Percent women employees
Less than 25% 32.12    64.94    42.65    59.61    91.49    47.10    27.97    41.29   
25-49 % 27.41    80.96    100.26    54.33    54.19    36.00    59.13    29.25   
50-74 % 37.68    101.68    354.18 * 74.54    69.52    43.73    136.30    37.33   
75% or more 27.73    36.42    42.92    47.92    38.86    36.84    26.19    31.21   
Percent age 50 or older employees
Less than 25% 29.23    68.37    146.18 * 62.36    69.37    26.61    69.09    30.60   
25-49 % 21.83    39.28    55.39    31.97    24.11    29.49    27.93    23.54   
50-74 % 48.18    68.88    42.80    77.42    198.05 * 55.55    50.76    57.67   
75% or more 83.85 * 123.59    14.19    --    --    --    89.37    47.22 *

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.