Table I.F.30 Percent of private-sector employees enrolled in a health insurance plan that had a prescription drug copay for generic, preferred, non-preferred, and specialty tiers by selected characteristics: United States, 2020
Characteristics Generic Preferred Non-Preferred Specialty
United States 70.9%    64.4%    60.9%    39.7%   
Firm size
Less than 50 employees 73.4%    72.6%    66.3%    39.5%   
50+ employees 70.5%    63.2%    60.1%    39.7%   
Less than 10 employees 69.6%    67.7%    59.5%    38.7%   
10-24 employees 74.8%    74.8%    68.4%    38.5%   
25-99 employees 75.2%    74.9%    70.8%    41.4%   
100-999 employees 75.6%    73.9%    71.1%    42.8%   
1000+ employees 68.1%    58.0%    54.9%    38.4%   
Industry group **
Agric., fish., forest. 76.0%    84.5%    82.2%    47.9%   
Mining and manufacturing 68.9%    63.7%    61.1%    39.6%   
Construction 71.3%    67.2%    63.5%    38.9%   
Utilities and transp. 67.9%    56.7%    55.3%    38.3%   
Wholesale trade 69.1%    64.6%    60.6%    38.5%   
Fin. svs. and real estate 69.2%    61.8%    59.7%    41.6%   
Retail trade 72.7%    61.9%    58.6%    37.0%   
Professional services 71.8%    66.1%    61.7%    40.9%   
Other services 72.5%    66.4%    62.2%    38.3%   
Ownership
For profit, incorporated 69.5%    62.7%    59.3%    38.5%   
For profit, unincorporated 70.3%    65.9%    63.0%    37.9%   
Nonprofit 76.8%    70.2%    65.8%    45.9%   
Age of firm
Less than 5 years 75.7%    75.3%    70.6%    37.8%   
5-9 years 72.4%    71.5%    67.8%    39.9%   
10-19 years 73.9%    70.8%    66.2%    41.6%   
20 or more years 70.3%    63.0%    59.7%    39.5%   
Multi/single status
2 or more locations 69.7%    61.2%    58.1%    38.8%   
1 location only 74.4%    73.8%    69.2%    42.4%   
Percent full-time employees
Less than 25% 55.0%    50.6%    48.6%    27.0%   
25-49 % 70.0%    64.4%    60.4%    42.2%   
50-74 % 70.6%    60.9%    55.9%    34.0%   
75% or more 71.2%    65.1%    61.8%    40.5%   
Union presence
No union employees 71.9%    66.6%    62.9%    40.3%   
Has union employees 65.9%    54.4%    51.8%    37.0%   
Percent low wage employees **
50% or more low-wage 71.1%    61.5%    59.4%    36.9%   
Less than 50% low-wage 70.8%    64.7%    61.1%    40.0%   
Percent women employees
Less than 25% 71.8%    67.2%    63.5%    40.7%   
25-49 % 67.3%    58.9%    55.9%    34.4%   
50-74 % 72.9%    66.7%    63.4%    42.9%   
75% or more 72.0%    65.7%    61.6%    41.7%   
Percent age 50 or older employees
Less than 25% 70.6%    65.8%    61.9%    39.7%   
25-49 % 70.3%    62.1%    59.2%    38.9%   
50-74 % 73.4%    69.7%    65.2%    43.2%   
75% or more 75.9%    70.7%    65.3%    43.1%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.F.30 Standard errors for Percent of private-sector employees enrolled in a health insurance plan that had a prescription drug copay for generic, preferred, non-preferred, and specialty tiers by selected characteristics: United States, 2020
Characteristics Generic Preferred Non-Preferred Specialty
United States 0.60%    0.69%    0.68%    0.70%   
Firm size
Less than 50 employees 1.00%    0.98%    1.06%    1.17%   
50+ employees 0.68%    0.77%    0.77%    0.78%   
Less than 10 employees 2.01%    2.07%    2.27%    2.40%   
10-24 employees 1.62%    1.54%    1.69%    1.84%   
25-99 employees 1.28%    1.25%    1.32%    1.49%   
100-999 employees 1.11%    1.13%    1.15%    1.44%   
1000+ employees 0.88%    1.01%    1.00%    0.99%   
Industry group **
Agric., fish., forest. 8.00%    4.68%    4.99%    11.67%   
Mining and manufacturing 1.52%    1.59%    1.63%    1.63%   
Construction 2.55%    2.77%    2.80%    2.87%   
Utilities and transp. 3.04%    3.23%    3.26%    4.26%   
Wholesale trade 2.29%    2.62%    2.59%    2.41%   
Fin. svs. and real estate 1.82%    2.07%    1.99%    2.04%   
Retail trade 1.71%    2.27%    2.30%    2.23%   
Professional services 1.08%    1.20%    1.19%    1.19%   
Other services 1.67%    1.99%    1.98%    1.84%   
Ownership
For profit, incorporated 0.76%    0.85%    0.84%    0.86%   
For profit, unincorporated 1.50%    1.67%    1.67%    1.61%   
Nonprofit 1.28%    1.58%    1.60%    1.66%   
Age of firm
Less than 5 years 3.12%    2.85%    3.04%    3.86%   
5-9 years 2.63%    2.62%    2.71%    3.21%   
10-19 years 1.66%    1.70%    1.83%    1.97%   
20 or more years 0.67%    0.77%    0.77%    0.77%   
Multi/single status
2 or more locations 0.74%    0.85%    0.85%    0.85%   
1 location only 0.95%    0.94%    0.98%    1.16%   
Percent full-time employees
Less than 25% 6.27%    5.77%    5.57%    2.91%   
25-49 % 2.81%    2.80%    2.79%    2.59%   
50-74 % 1.74%    2.36%    2.28%    1.97%   
75% or more 0.65%    0.73%    0.73%    0.77%   
Union presence
No union employees 0.65%    0.73%    0.72%    0.76%   
Has union employees 1.58%    1.86%    1.84%    1.76%   
Percent low wage employees **
50% or more low-wage 1.66%    1.94%    1.94%    1.83%   
Less than 50% low-wage 0.64%    0.73%    0.73%    0.74%   
Percent women employees
Less than 25% 1.14%    1.18%    1.22%    1.43%   
25-49 % 1.27%    1.53%    1.48%    1.38%   
50-74 % 1.03%    1.12%    1.16%    1.22%   
75% or more 1.42%    1.58%    1.57%    1.56%   
Percent age 50 or older employees
Less than 25% 0.98%    1.04%    1.08%    1.13%   
25-49 % 0.90%    1.05%    1.02%    1.02%   
50-74 % 1.52%    1.62%    1.66%    1.79%   
75% or more 2.91%    3.59%    3.93%    4.53%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.