Table I.F.32 Percent of private-sector employees enrolled in a health insurance plan that had a prescription drug coinsurance for generic, preferred, non-preferred, and specialty tiers by selected characteristics: United States, 2020
Characteristics Generic Preferred Non-Preferred Specialty
United States 20.2%    30.6%    32.6%    41.2%   
Firm size
Less than 50 employees 13.0%    16.6%    20.6%    35.5%   
50+ employees 21.2%    32.7%    34.4%    42.0%   
Less than 10 employees 14.8%    19.2%    22.8%    33.4%   
10-24 employees 12.5%    16.2%    20.2%    37.1%   
25-99 employees 10.9%    14.3%    17.0%    33.3%   
100-999 employees 15.0%    19.2%    21.4%    36.4%   
1000+ employees 24.7%    39.5%    41.2%    45.2%   
Industry group **
Agric., fish., forest. 10.5% * 10.9% * 11.6% * 39.9%   
Mining and manufacturing 23.5%    32.0%    34.0%    43.1%   
Construction 20.5%    27.7%    31.3%    42.5%   
Utilities and transp. 22.2%    36.5%    37.1%    40.5%   
Wholesale trade 21.7%    28.7%    30.4%    37.1%   
Fin. svs. and real estate 21.5%    33.2%    35.3%    41.9%   
Retail trade 17.6%    33.1%    33.6%    44.9%   
Professional services 19.3%    29.4%    32.4%    40.6%   
Other services 18.3%    28.1%    29.8%    39.3%   
Ownership
For profit, incorporated 21.8%    32.8%    34.5%    42.4%   
For profit, unincorporated 18.1%    26.2%    28.7%    41.5%   
Nonprofit 15.0%    24.6%    28.1%    36.2%   
Age of firm
Less than 5 years 9.9%    13.3%    15.1%    33.0%   
5-9 years 13.5%    17.6%    19.9%    37.8%   
10-19 years 15.4%    21.6%    24.7%    35.8%   
20 or more years 21.3%    32.7%    34.6%    42.2%   
Multi/single status
2 or more locations 22.8%    35.6%    37.4%    43.7%   
1 location only 12.4%    15.8%    18.4%    33.9%   
Percent full-time employees
Less than 25% 34.6%    39.7%    41.4%    49.4%   
25-49 % 19.1%    34.8%    37.2%    45.3%   
50-74 % 22.9%    35.0%    37.1%    49.1%   
75% or more 19.6%    29.7%    31.8%    39.9%   
Union presence
No union employees 18.6%    27.4%    29.6%    39.3%   
Has union employees 27.4%    45.2%    46.5%    50.1%   
Percent low wage employees **
50% or more low-wage 19.0%    31.1%    31.7%    43.3%   
Less than 50% low-wage 20.3%    30.5%    32.7%    41.0%   
Percent women employees
Less than 25% 18.4%    25.5%    27.9%    39.1%   
25-49 % 24.5%    36.7%    37.8%    45.5%   
50-74 % 18.5%    29.3%    32.1%    39.6%   
75% or more 18.2%    29.7%    31.7%    39.7%   
Percent age 50 or older employees
Less than 25% 19.4%    27.5%    29.7%    40.6%   
25-49 % 21.4%    34.2%    36.1%    43.1%   
50-74 % 17.7%    23.9%    26.4%    36.2%   
75% or more 14.2%    22.2%    23.5%    29.3%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.F.32 Standard errors for Percent of private-sector employees enrolled in a health insurance plan that had a prescription drug coinsurance for generic, preferred, non-preferred, and specialty tiers by selected characteristics: United States, 2020
Characteristics Generic Preferred Non-Preferred Specialty
United States 0.56%    0.68%    0.68%    0.69%   
Firm size
Less than 50 employees 0.76%    0.81%    0.89%    1.13%   
50+ employees 0.63%    0.77%    0.77%    0.78%   
Less than 10 employees 1.57%    1.72%    1.86%    2.18%   
10-24 employees 1.28%    1.34%    1.47%    1.90%   
25-99 employees 0.84%    0.95%    1.00%    1.37%   
100-999 employees 0.97%    1.03%    1.06%    1.32%   
1000+ employees 0.83%    1.02%    1.01%    1.02%   
Industry group **
Agric., fish., forest. 4.44% * 3.85% * 3.72% * 11.65%   
Mining and manufacturing 1.45%    1.57%    1.64%    1.74%   
Construction 2.54%    2.85%    2.88%    3.05%   
Utilities and transp. 2.68%    2.94%    2.95%    3.50%   
Wholesale trade 2.21%    2.76%    2.74%    2.36%   
Fin. svs. and real estate 1.66%    2.03%    1.99%    2.14%   
Retail trade 1.32%    2.31%    2.32%    2.30%   
Professional services 0.96%    1.22%    1.22%    1.19%   
Other services 1.70%    2.02%    2.00%    1.77%   
Ownership
For profit, incorporated 0.71%    0.85%    0.84%    0.87%   
For profit, unincorporated 1.39%    1.58%    1.60%    1.67%   
Nonprofit 1.10%    1.60%    1.63%    1.57%   
Age of firm
Less than 5 years 1.87%    1.98%    2.14%    3.46%   
5-9 years 1.87%    2.03%    2.15%    2.99%   
10-19 years 1.33%    1.49%    1.64%    1.77%   
20 or more years 0.64%    0.78%    0.78%    0.78%   
Multi/single status
2 or more locations 0.70%    0.86%    0.85%    0.86%   
1 location only 0.73%    0.78%    0.83%    1.08%   
Percent full-time employees
Less than 25% 7.18%    6.62%    6.47%    5.76%   
25-49 % 2.54%    2.78%    2.79%    2.71%   
50-74 % 1.68%    2.46%    2.42%    2.34%   
75% or more 0.60%    0.73%    0.73%    0.74%   
Union presence
No union employees 0.60%    0.72%    0.72%    0.73%   
Has union employees 1.47%    1.88%    1.88%    1.86%   
Percent low wage employees **
50% or more low-wage 1.44%    1.89%    1.87%    2.04%   
Less than 50% low-wage 0.60%    0.73%    0.73%    0.74%   
Percent women employees
Less than 25% 1.05%    1.12%    1.16%    1.34%   
25-49 % 1.23%    1.54%    1.49%    1.50%   
50-74 % 0.90%    1.12%    1.19%    1.19%   
75% or more 1.26%    1.62%    1.62%    1.54%   
Percent age 50 or older employees
Less than 25% 0.91%    1.02%    1.05%    1.12%   
25-49 % 0.83%    1.05%    1.04%    1.04%   
50-74 % 1.38%    1.48%    1.53%    1.69%   
75% or more 2.45%    3.38%    3.39%    3.32%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.