Table I.F.33 Average prescription drug coinsurance per employee enrolled in a health insurance plan that had a prescription drug coinsurance for generic, preferred, non-preferred, and specialty tiers by selected characteristics: United States, 2020
Characteristics Generic Preferred Non-Preferred Specialty
United States 22.1    26.1    33.9    27.9   
Firm size
Less than 50 employees 24.0    27.6    33.5    29.4   
50+ employees 21.9    25.9    33.9    27.7   
Less than 10 employees 24.0    27.2    33.6    29.8   
10-24 employees 24.1    27.5    33.6    29.4   
25-99 employees 24.8    27.8    33.2    28.0   
100-999 employees 22.0    24.6    30.9    26.8   
1000+ employees 21.7    26.1    34.5    28.0   
Industry group **
Agric., fish., forest. 17.0    24.1    36.1    46.3   
Mining and manufacturing 20.7    24.4    31.0    27.4   
Construction 21.3    26.2    33.0    26.7   
Utilities and transp. 19.2    24.3    30.0    27.6   
Wholesale trade 27.5    28.2    34.6    26.6   
Fin. svs. and real estate 21.9    26.4    34.0    27.7   
Retail trade 20.1    25.4    32.9    27.4   
Professional services 21.4    25.7    36.0    27.5   
Other services 25.6    28.7    34.8    29.8   
Ownership
For profit, incorporated 22.3    26.1    33.2    27.9   
For profit, unincorporated 21.5    26.8    34.0    27.9   
Nonprofit 21.4    25.6    37.1    28.0   
Age of firm
Less than 5 years 21.4    26.0    34.4    27.2   
5-9 years 20.9    27.0    32.5    28.5   
10-19 years 23.2    26.5    33.3    28.1   
20 or more years 22.0    26.0    34.0    27.9   
Multi/single status
2 or more locations 22.0    26.0    34.1    27.8   
1 location only 22.6    26.4    32.4    28.1   
Percent full-time employees
Less than 25% 17.9    21.5    25.1    22.6   
25-49 % 21.0    25.1    33.9    30.0   
50-74 % 19.7    23.6    33.0    26.8   
75% or more 22.6    26.6    34.2    28.1   
Union presence
No union employees 23.1    26.5    33.4    28.2   
Has union employees 18.9    24.8    35.4    26.7   
Percent low wage employees **
50% or more low-wage 21.4    25.1    31.8    31.0   
Less than 50% low-wage 22.1    26.2    34.1    27.6   
Percent women employees
Less than 25% 21.6    25.0    31.2    26.5   
25-49 % 22.7    26.8    34.8    28.4   
50-74 % 21.9    25.3    32.9    28.1   
75% or more 21.6    27.0    36.6    28.3   
Percent age 50 or older employees
Less than 25% 21.7    25.6    32.6    27.5   
25-49 % 22.2    26.2    34.6    27.9   
50-74 % 22.0    26.3    32.8    28.8   
75% or more 24.4    28.9    35.9    30.0   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.F.33 Standard errors for Average prescription drug coinsurance per employee enrolled in a health insurance plan that had a prescription drug coinsurance for generic, preferred, non-preferred, and specialty tiers by selected characteristics: United States, 2020
Characteristics Generic Preferred Non-Preferred Specialty
United States 0.60    0.42    0.47    0.33   
Firm size
Less than 50 employees 0.99    0.77    0.76    0.54   
50+ employees 0.65    0.45    0.51    0.37   
Less than 10 employees 1.45    1.36    1.44    1.19   
10-24 employees 2.00    1.31    1.31    0.77   
25-99 employees 1.44    1.05    1.00    0.62   
100-999 employees 0.75    0.56    0.83    0.52   
1000+ employees 0.80    0.53    0.59    0.47   
Industry group **
Agric., fish., forest. 1.66    2.38    2.96    12.67   
Mining and manufacturing 0.46    0.46    0.70    1.05   
Construction 1.19    1.26    1.83    1.54   
Utilities and transp. 0.85    0.76    1.21    0.97   
Wholesale trade 3.44    2.44    2.02    0.78   
Fin. svs. and real estate 0.85    0.86    1.05    0.59   
Retail trade 1.09    0.97    1.53    0.72   
Professional services 0.63    0.64    0.95    0.57   
Other services 3.18    1.88    1.53    0.82   
Ownership
For profit, incorporated 0.77    0.54    0.57    0.41   
For profit, unincorporated 0.56    0.61    1.05    0.64   
Nonprofit 0.85    0.65    1.04    0.78   
Age of firm
Less than 5 years 1.70    1.41    2.07    1.47   
5-9 years 0.88    1.34    1.77    1.22   
10-19 years 1.09    0.92    1.26    0.68   
20 or more years 0.67    0.46    0.51    0.38   
Multi/single status
2 or more locations 0.70    0.47    0.53    0.40   
1 location only 0.67    0.61    0.75    0.50   
Percent full-time employees
Less than 25% 2.85    3.43    4.29    2.96   
25-49 % 1.41    1.03    1.84    1.30   
50-74 % 0.70    0.76    1.44    0.89   
75% or more 0.70    0.47    0.50    0.37   
Union presence
No union employees 0.76    0.52    0.51    0.38   
Has union employees 0.45    0.58    1.09    0.69   
Percent low wage employees **
50% or more low-wage 0.56    0.69    1.08    2.06   
Less than 50% low-wage 0.65    0.45    0.50    0.29   
Percent women employees
Less than 25% 0.46    0.43    0.64    0.45   
25-49 % 1.59    1.04    1.07    0.80   
50-74 % 0.49    0.41    0.62    0.41   
75% or more 0.77    0.83    1.08    0.81   
Percent age 50 or older employees
Less than 25% 0.49    0.48    0.70    0.44   
25-49 % 1.00    0.65    0.68    0.51   
50-74 % 0.98    0.73    0.96    0.84   
75% or more 2.60    2.09    2.41    1.64   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.