Characteristics | Generic | Preferred | Non-Preferred | Specialty |
---|---|---|---|---|
United States | 22.1 | 26.1 | 33.9 | 27.9 |
Firm size | ||||
Less than 50 employees | 24.0 | 27.6 | 33.5 | 29.4 |
50+ employees | 21.9 | 25.9 | 33.9 | 27.7 |
Less than 10 employees | 24.0 | 27.2 | 33.6 | 29.8 |
10-24 employees | 24.1 | 27.5 | 33.6 | 29.4 |
25-99 employees | 24.8 | 27.8 | 33.2 | 28.0 |
100-999 employees | 22.0 | 24.6 | 30.9 | 26.8 |
1000+ employees | 21.7 | 26.1 | 34.5 | 28.0 |
Industry group ** | ||||
Agric., fish., forest. | 17.0 | 24.1 | 36.1 | 46.3 |
Mining and manufacturing | 20.7 | 24.4 | 31.0 | 27.4 |
Construction | 21.3 | 26.2 | 33.0 | 26.7 |
Utilities and transp. | 19.2 | 24.3 | 30.0 | 27.6 |
Wholesale trade | 27.5 | 28.2 | 34.6 | 26.6 |
Fin. svs. and real estate | 21.9 | 26.4 | 34.0 | 27.7 |
Retail trade | 20.1 | 25.4 | 32.9 | 27.4 |
Professional services | 21.4 | 25.7 | 36.0 | 27.5 |
Other services | 25.6 | 28.7 | 34.8 | 29.8 |
Ownership | ||||
For profit, incorporated | 22.3 | 26.1 | 33.2 | 27.9 |
For profit, unincorporated | 21.5 | 26.8 | 34.0 | 27.9 |
Nonprofit | 21.4 | 25.6 | 37.1 | 28.0 |
Age of firm | ||||
Less than 5 years | 21.4 | 26.0 | 34.4 | 27.2 |
5-9 years | 20.9 | 27.0 | 32.5 | 28.5 |
10-19 years | 23.2 | 26.5 | 33.3 | 28.1 |
20 or more years | 22.0 | 26.0 | 34.0 | 27.9 |
Multi/single status | ||||
2 or more locations | 22.0 | 26.0 | 34.1 | 27.8 |
1 location only | 22.6 | 26.4 | 32.4 | 28.1 |
Percent full-time employees | ||||
Less than 25% | 17.9 | 21.5 | 25.1 | 22.6 |
25-49 % | 21.0 | 25.1 | 33.9 | 30.0 |
50-74 % | 19.7 | 23.6 | 33.0 | 26.8 |
75% or more | 22.6 | 26.6 | 34.2 | 28.1 |
Union presence | ||||
No union employees | 23.1 | 26.5 | 33.4 | 28.2 |
Has union employees | 18.9 | 24.8 | 35.4 | 26.7 |
Percent low wage employees ** | ||||
50% or more low-wage | 21.4 | 25.1 | 31.8 | 31.0 |
Less than 50% low-wage | 22.1 | 26.2 | 34.1 | 27.6 |
Percent women employees | ||||
Less than 25% | 21.6 | 25.0 | 31.2 | 26.5 |
25-49 % | 22.7 | 26.8 | 34.8 | 28.4 |
50-74 % | 21.9 | 25.3 | 32.9 | 28.1 |
75% or more | 21.6 | 27.0 | 36.6 | 28.3 |
Percent age 50 or older employees | ||||
Less than 25% | 21.7 | 25.6 | 32.6 | 27.5 |
25-49 % | 22.2 | 26.2 | 34.6 | 27.9 |
50-74 % | 22.0 | 26.3 | 32.8 | 28.8 |
75% or more | 24.4 | 28.9 | 35.9 | 30.0 |
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.
Characteristics | Generic | Preferred | Non-Preferred | Specialty |
---|---|---|---|---|
United States | 0.60 | 0.42 | 0.47 | 0.33 |
Firm size | ||||
Less than 50 employees | 0.99 | 0.77 | 0.76 | 0.54 |
50+ employees | 0.65 | 0.45 | 0.51 | 0.37 |
Less than 10 employees | 1.45 | 1.36 | 1.44 | 1.19 |
10-24 employees | 2.00 | 1.31 | 1.31 | 0.77 |
25-99 employees | 1.44 | 1.05 | 1.00 | 0.62 |
100-999 employees | 0.75 | 0.56 | 0.83 | 0.52 |
1000+ employees | 0.80 | 0.53 | 0.59 | 0.47 |
Industry group ** | ||||
Agric., fish., forest. | 1.66 | 2.38 | 2.96 | 12.67 |
Mining and manufacturing | 0.46 | 0.46 | 0.70 | 1.05 |
Construction | 1.19 | 1.26 | 1.83 | 1.54 |
Utilities and transp. | 0.85 | 0.76 | 1.21 | 0.97 |
Wholesale trade | 3.44 | 2.44 | 2.02 | 0.78 |
Fin. svs. and real estate | 0.85 | 0.86 | 1.05 | 0.59 |
Retail trade | 1.09 | 0.97 | 1.53 | 0.72 |
Professional services | 0.63 | 0.64 | 0.95 | 0.57 |
Other services | 3.18 | 1.88 | 1.53 | 0.82 |
Ownership | ||||
For profit, incorporated | 0.77 | 0.54 | 0.57 | 0.41 |
For profit, unincorporated | 0.56 | 0.61 | 1.05 | 0.64 |
Nonprofit | 0.85 | 0.65 | 1.04 | 0.78 |
Age of firm | ||||
Less than 5 years | 1.70 | 1.41 | 2.07 | 1.47 |
5-9 years | 0.88 | 1.34 | 1.77 | 1.22 |
10-19 years | 1.09 | 0.92 | 1.26 | 0.68 |
20 or more years | 0.67 | 0.46 | 0.51 | 0.38 |
Multi/single status | ||||
2 or more locations | 0.70 | 0.47 | 0.53 | 0.40 |
1 location only | 0.67 | 0.61 | 0.75 | 0.50 |
Percent full-time employees | ||||
Less than 25% | 2.85 | 3.43 | 4.29 | 2.96 |
25-49 % | 1.41 | 1.03 | 1.84 | 1.30 |
50-74 % | 0.70 | 0.76 | 1.44 | 0.89 |
75% or more | 0.70 | 0.47 | 0.50 | 0.37 |
Union presence | ||||
No union employees | 0.76 | 0.52 | 0.51 | 0.38 |
Has union employees | 0.45 | 0.58 | 1.09 | 0.69 |
Percent low wage employees ** | ||||
50% or more low-wage | 0.56 | 0.69 | 1.08 | 2.06 |
Less than 50% low-wage | 0.65 | 0.45 | 0.50 | 0.29 |
Percent women employees | ||||
Less than 25% | 0.46 | 0.43 | 0.64 | 0.45 |
25-49 % | 1.59 | 1.04 | 1.07 | 0.80 |
50-74 % | 0.49 | 0.41 | 0.62 | 0.41 |
75% or more | 0.77 | 0.83 | 1.08 | 0.81 |
Percent age 50 or older employees | ||||
Less than 25% | 0.49 | 0.48 | 0.70 | 0.44 |
25-49 % | 1.00 | 0.65 | 0.68 | 0.51 |
50-74 % | 0.98 | 0.73 | 0.96 | 0.84 |
75% or more | 2.60 | 2.09 | 2.41 | 1.64 |
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.