Table I.F.8 Percent of private-sector employees enrolled with single coverage health insurance in a plan that had an individual maximum out-of-pocket by firm size and selected characteristics: United States, 2020
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 91.0%    78.6%    82.7%    86.6%    91.0%    93.7%    82.2%    92.5%   
Industry group **
Agric., fish., forest. 88.9%    60.4%    100.0%    86.4%    95.6%    89.4%    75.8%    92.6%   
Mining and manufacturing 92.0%    73.6%    76.8%    89.2%    91.4%    94.9%    83.0%    93.1%   
Construction 89.6%    86.3%    80.8%    87.1%    91.7%    97.1%    83.7%    93.5%   
Utilities and transp. 90.9%    82.1%    95.5%    89.1%    96.3%    89.9%    91.4%    90.9%   
Wholesale trade 91.1%    81.4%    77.7%    89.5%    93.4%    94.5%    82.8%    93.3%   
Fin. svs. and real estate 94.8%    75.1%    86.2%    95.1%    95.7%    95.6%    85.8%    95.7%   
Retail trade 90.3%    69.9%    77.8%    88.4%    86.2%    94.2%    77.7%    92.4%   
Professional services 91.2%    84.5%    85.0%    84.4%    90.2%    94.0%    83.3%    92.5%   
Other services 87.9%    72.8%    83.9%    79.8%    87.7%    91.3%    78.2%    89.7%   
Ownership
For profit, incorporated 91.3%    79.0%    82.7%    87.1%    91.8%    93.7%    82.7%    92.9%   
For profit, unincorporated 90.3%    79.7%    78.5%    86.6%    91.0%    94.1%    80.9%    92.3%   
Nonprofit 90.5%    74.6%    89.2%    84.0%    88.5%    93.3%    80.9%    91.4%   
Age of firm
Less than 5 years 83.3%    83.4%    71.3%    81.8%    88.6%    98.4%    79.0%    87.3%   
5-9 years 85.7%    85.2%    92.7%    83.0%    83.1%    94.3%    84.3%    86.8%   
10-19 years 87.9%    71.0%    83.2%    86.6%    90.0%    95.3%    81.1%    91.3%   
20 or more years 91.9%    79.6%    81.7%    87.8%    91.8%    93.6%    82.8%    92.9%   
Multi/single status
2 or more locations 93.1%    84.1%    86.8%    85.7%    92.3%    93.8%    86.7%    93.2%   
1 location only 85.7%    78.6%    82.3%    86.9%    88.8%    88.8%    81.7%    89.2%   
Percent full-time employees
Less than 25% 90.3%    52.2%    85.2%    83.8%    89.9%    94.8%    74.6%    92.4%   
25-49 % 84.0%    65.8%    78.6%    87.5%    85.8%    84.0%    78.8%    84.9%   
50-74 % 91.1%    76.1%    77.5%    86.0%    86.3%    95.4%    78.6%    92.9%   
75% or more 91.3%    80.0%    83.4%    86.7%    91.7%    93.9%    82.8%    92.8%   
Union presence
No union employees 90.6%    78.6%    82.9%    86.4%    91.6%    93.5%    82.1%    92.4%   
Has union employees 93.0%    84.0%    77.1%    90.6%    83.1%    94.4%    84.9%    93.2%   
Percent low-wage employees
50% or more low-wage 88.2%    75.2%    74.4%    84.7%    85.8%    90.6%    79.2%    89.0%   
Less than 50% low-wage 91.3%    78.9%    83.1%    86.8%    91.6%    94.2%    82.4%    93.0%   
Percent women employees
Less than 25% 89.5%    73.8%    79.8%    86.4%    92.1%    94.7%    81.2%    92.4%   
25-49 % 93.3%    90.6%    83.2%    87.4%    94.7%    94.5%    84.7%    94.3%   
50-74 % 91.4%    72.4%    86.9%    90.1%    89.8%    93.4%    81.9%    92.5%   
75% or more 89.0%    82.5%    83.5%    82.8%    86.8%    92.3%    82.2%    90.1%   
Percent age 50 or older employees
Less than 25% 88.7%    73.6%    82.8%    84.0%    90.2%    92.6%    80.3%    91.0%   
25-49 % 93.1%    83.3%    84.3%    88.9%    92.6%    94.6%    84.8%    93.9%   
50-74 % 89.7%    89.0%    79.3%    88.9%    88.9%    92.0%    85.1%    90.8%   
75% or more 83.7%    74.8%    81.6%    90.0%    83.4%    90.1%    78.5%    87.5%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.

 

Table I.F.8 Standard errors for percent of private-sector employees enrolled with single coverage health insurance in a plan that had an individual maximum out-of-pocket by firm size and selected characteristics: United States, 2020
Characteristics Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 0.36%    2.19%    1.52%    0.99%    0.81%    0.45%    0.96%    0.38%   
Industry group **
Agric., fish., forest. 4.51%    12.30%    0.00%    8.72%    3.04%    10.24%    8.62%    4.80%   
Mining and manufacturing 0.94%    10.42%    5.67%    2.46%    2.38%    0.88%    3.01%    0.98%   
Construction 1.46%    4.35%    4.92%    2.90%    2.37%    1.63%    2.70%    1.53%   
Utilities and transp. 2.40%    8.16%    2.61%    4.99%    1.83%    3.49%    2.95%    2.65%   
Wholesale trade 1.15%    7.46%    5.76%    2.93%    1.95%    1.36%    3.33%    1.14%   
Fin. svs. and real estate 0.65%    7.17%    5.39%    1.84%    1.24%    0.78%    3.14%    0.64%   
Retail trade 1.09%    9.48%    5.48%    2.66%    3.60%    1.00%    3.51%    1.09%   
Professional services 0.62%    2.36%    2.48%    2.03%    1.44%    0.78%    1.56%    0.67%   
Other services 1.00%    5.83%    3.13%    2.97%    2.42%    1.20%    2.53%    1.07%   
Ownership
For profit, incorporated 0.42%    2.53%    1.77%    1.20%    0.90%    0.53%    1.11%    0.45%   
For profit, unincorporated 0.90%    4.33%    4.32%    2.29%    1.94%    1.16%    2.32%    0.97%   
Nonprofit 0.97%    8.17%    3.04%    2.71%    2.20%    1.16%    3.12%    1.02%   
Age of firm
Less than 5 years 2.50%    3.89%    7.25%    4.30%    4.83%    1.48%    3.45%    3.52%   
5-9 years 2.59%    4.14%    2.16%    4.40%    6.72%    4.44%    2.92%    4.10%   
10-19 years 1.13%    5.10%    3.29%    2.21%    2.11%    1.14%    2.10%    1.27%   
20 or more years 0.38%    3.04%    1.99%    1.13%    0.83%    0.47%    1.21%    0.40%   
Multi/single status
2 or more locations 0.38%    13.17%    3.49%    1.85%    0.76%    0.45%    2.03%    0.39%   
1 location only 0.79%    2.21%    1.63%    1.17%    1.69%    4.67%    1.04%    1.17%   
Percent full-time employees
Less than 25% 1.82%    13.80%    7.31%    7.50%    2.71%    1.93%    6.55%    1.72%   
25-49 % 2.73%    15.99%    5.98%    3.31%    3.56%    4.39%    5.53%    3.06%   
50-74 % 1.01%    5.27%    5.22%    3.04%    3.40%    0.90%    3.01%    1.05%   
75% or more 0.38%    2.37%    1.64%    1.10%    0.84%    0.48%    1.04%    0.41%   
Union presence
No union employees 0.39%    2.22%    1.54%    1.02%    0.79%    0.53%    0.98%    0.42%   
Has union employees 0.87%    10.40%    9.97%    4.48%    4.26%    0.85%    5.01%    0.89%   
Percent low-wage employees
50% or more low-wage 1.26%    6.23%    5.77%    3.01%    2.95%    1.59%    2.99%    1.36%   
Less than 50% low-wage 0.37%    2.33%    1.58%    1.05%    0.82%    0.46%    1.01%    0.39%   
Percent women employees
Less than 25% 0.80%    4.17%    2.62%    1.61%    1.47%    1.30%    1.63%    0.90%   
25-49 % 0.51%    3.61%    3.83%    2.10%    0.86%    0.61%    2.14%    0.50%   
50-74 % 0.67%    4.64%    2.80%    1.67%    1.64%    0.82%    2.06%    0.71%   
75% or more 0.91%    3.37%    2.72%    2.47%    2.24%    1.15%    1.80%    1.01%   
Percent age 50 or older employees
Less than 25% 0.65%    3.46%    2.04%    1.55%    1.10%    1.02%    1.41%    0.73%   
25-49 % 0.42%    3.44%    2.95%    1.47%    1.11%    0.46%    1.64%    0.43%   
50-74 % 1.30%    3.49%    3.97%    2.75%    2.81%    2.01%    2.20%    1.52%   
75% or more 3.36%    6.84%    6.65%    4.11%    9.78%    4.36%    4.56%    4.94%   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

** Definitions of industry groups and low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix.