Table I.G.5 Out-of-Pocket Maximum distributions (in dollars) for employees enrolled in single and family coverage at the 10th, 25th, 50th (median), 75th and 90th percentiles at private-sector establishments that offer health insurance by firm size: United States, 2020
  Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
Single coverage
Average (mean) 4,594    4,954    5,101    5,094    4,706    4,375    5,098    4,516   
10th percentile 2,100    2,000    2,000    2,500    2,200    2,000    2,000    2,100   
25th percentile 3,000    3,000    3,500    3,500    3,000    3,000    3,400    3,000   
50th percentile (median) 4,500    4,900    5,000    5,000    5,000    4,000    5,000    4,400   
75th percentile 6,300    6,700    6,700    6,600    6,300    6,000    6,700    6,000   
90th percentile 6,900    7,900    7,800    7,800    6,900    6,600    7,800    6,800   
Family coverage
Average (mean) 8,867    9,335    9,795    10,072    9,032    8,593    9,785    8,769   
10th percentile 4,400    3,900    3,000    4,800    4,500    4,400    3,900    4,400   
25th percentile 6,000    5,800    6,000    7,000    6,000    6,000    6,000    6,000   
50th percentile (median) 8,000    8,900    9,900    10,000    8,900    8,000    9,900    8,000   
75th percentile 12,000    13,000    13,000    13,000    12,000    11,000    13,000    12,000   
90th percentile 14,000    15,000    16,000    15,000    14,000    13,000    15,000    13,000   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

Dollar amounts have been rounded for confidentiality reasons.

 

Table I.G.5 Standard errors for out-of-Pocket Maximum distributions (in dollars) for employees enrolled in single and family coverage at the 10th, 25th, 50th (median), 75th and 90th percentiles at private-sector establishments that offer health insurance by firm size: United States, 2020
  Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
Single coverage
Average (mean) 25.29    132.31    94.02    70.01    54.57    33.40    58.11    27.76   
10th percentile 68.54    130.38    131.52    125.72    123.58    98.39    122.57    71.94   
25th percentile 63.46    140.26    214.86    130.30    124.62    63.88    127.64    63.61   
50th percentile (median) 126.61    237.36    141.25    120.31    125.17    57.09    128.48    126.94   
75th percentile 26.52    131.76    108.35    79.08    85.06    120.40    66.81    119.21   
90th percentile 16.35    136.21    111.72    97.91    94.47    32.50    82.44    29.51   
Family coverage
Average (mean) 68.81    387.58    268.75    177.69    150.90    88.15    177.47    73.54   
10th percentile 127.51    376.12    239.58    260.42    231.49    131.75    255.18    128.39   
25th percentile 184.89    728.50    298.33    370.34    265.23    238.14    237.64    188.26   
50th percentile (median) 119.61    739.85    470.90    354.85    259.23    121.05    268.80    120.04   
75th percentile 203.97    310.90    299.36    146.76    175.76    245.54    131.29    198.53   
90th percentile 73.49    432.40    456.60    261.88    169.92    73.01    228.26    56.59   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2020 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.