| Division and State | Two or more plans | Conventional indemnity | Any managed care | Exclusive provider | Mixed provider | Insurance to retirees under 65 | Insurance to retirees 65 and over | With waiting period |
|---|---|---|---|---|---|---|---|---|
| United States | 32.4% | 22.8% | 86.4% | 38.6% | 60.9% | 16.2% | 15.4% | 68.2% |
| New England: | ||||||||
| Connecticut | 34.4% | 22.0% | 87.4% | 47.7% | 57.0% | 14.3% | 14.6% | 65.4% |
| Massachusetts | 32.7% | 15.9% | 92.2% | 62.8% | 42.5% | 13.1% | 12.7% | 56.1% |
| New Hampshire | 23.1% | 20.8% | 84.7% | 58.7% | 35.5% | 13.3% | 12.6% | 68.7% |
| Middle Atlantic: | ||||||||
| New Jersey | 33.5% | 17.8% | 89.2% | 35.0% | 62.4% | 14.3% | 13.8% | 67.2% |
| New York | 34.5% | 24.0% | 86.5% | 51.9% | 50.1% | 17.2% | 17.7% | 59.8% |
| Pennsylvania | 30.6% | 30.9% | 79.2% | 37.7% | 53.2% | 12.3% | 12.6% | 58.3% |
| East North Central: | ||||||||
| Illinois | 35.0% | 19.4% | 89.8% | 30.8% | 75.8% | 19.9% | 18.7% | 69.3% |
| Indiana | 27.6% | 25.5% | 85.7% | 21.1% | 74.6% | 16.2% | 14.7% | 65.1% |
| Michigan | 30.6% | 32.5% | 77.2% | 29.3% | 59.4% | 15.4% | 16.6% | 71.8% |
| Ohio | 31.8% | 24.8% | 85.4% | 30.9% | 65.0% | 15.9% | 15.7% | 68.9% |
| Wisconsin | 25.8% | 23.2% | 82.4% | 33.2% | 58.4% | 18.2% | 16.1% | 70.8% |
| West North Central: | ||||||||
| Iowa | 22.9% | 33.1% | 75.3% | 17.3% | 64.1% | 22.6% | 19.1% | 59.4% |
| Kansas | 22.1% | 27.7% | 78.1% | 23.2% | 61.1% | 14.5% | 13.2% | 59.1% |
| Minnesota | 23.0% | 27.4% | 81.4% | 28.5% | 58.8% | 14.2% | 11.5% | 66.6% |
| Missouri | 28.8% | 12.9% | 91.4% | 30.8% | 74.6% | 20.0% | 19.2% | 67.8% |
| Nebraska | 18.1% | 26.0% | 78.9% | 11.9% | 71.6% | 14.7% | 12.5% | 63.5% |
| South Atlantic: | ||||||||
| Delaware | 27.0% | 24.9% | 84.3% | 45.0% | 51.0% | 18.1% | 20.2% | 65.3% |
| Florida | 39.7% | 17.7% | 91.4% | 44.2% | 64.9% | 16.1% | 16.3% | 71.5% |
| Georgia | 36.3% | 21.7% | 88.6% | 31.4% | 69.8% | 14.1% | 12.2% | 62.5% |
| Maryland | 35.7% | 24.6% | 87.4% | 42.0% | 63.2% | 17.7% | 18.0% | 68.9% |
| North Carolina | 26.7% | 30.1% | 83.5% | 31.2% | 57.9% | 16.7% | 15.1% | 74.6% |
| South Carolina | 25.8% | 17.5% | 91.3% | 22.0% | 78.6% | 20.7% | 19.1% | 70.6% |
| Virginia | 33.4% | 30.2% | 80.5% | 38.8% | 55.2% | 16.7% | 16.6% | 66.6% |
| West Virginia | 28.0% | 45.7% | 64.6% | 23.1% | 51.6% | 17.3% | 17.3% | 66.7% |
| East South Central: | ||||||||
| Alabama | 19.8% | 25.7% | 82.9% | 19.0% | 69.1% | 14.1% | 10.3% | 67.7% |
| Kentucky | 23.4% | 20.5% | 83.9% | 28.5% | 64.1% | 16.4% | 13.4% | 71.6% |
| Tennessee | 31.6% | 17.1% | 94.5% | 31.1% | 75.2% | 20.4% | 17.2% | 71.4% |
| West South Central: | ||||||||
| Arkansas | 29.7% | 28.9% | 85.1% | 20.5% | 67.8% | 16.9% | 15.9% | 76.8% |
| Louisiana | 26.3% | 21.3% | 89.7% | 28.8% | 72.8% | 16.6% | 14.8% | 69.1% |
| Oklahoma | 29.3% | 21.4% | 87.6% | 28.7% | 71.7% | 19.7% | 17.0% | 68.0% |
| Texas | 33.7% | 18.5% | 90.8% | 31.1% | 74.3% | 17.6% | 15.3% | 74.3% |
| Mountain: | ||||||||
| Arizona | 36.0% | 24.8% | 88.1% | 48.6% | 58.2% | 17.8% | 16.5% | 77.0% |
| Colorado | 24.0% | 12.3% | 91.9% | 48.1% | 54.1% | 11.5% | 10.1% | 71.7% |
| Idaho | 22.0% | 50.5% | 57.6% | 16.5% | 46.1% | 15.1% | 13.8% | 66.8% |
| New Mexico | 28.5% | 30.8% | 84.3% | 47.4% | 49.8% | 18.6% | 16.4% | 71.6% |
| Utah | 37.2% | 21.2% | 87.9% | 40.6% | 62.5% | 15.7% | 16.2% | 69.5% |
| Wyoming | 21.0% | 61.7% | 45.5% | 12.1% | 38.9% | 14.3% | 13.4% | 64.3% |
| Pacific: | ||||||||
| California | 44.3% | 14.7% | 93.5% | 60.5% | 54.3% | 15.8% | 15.1% | 72.8% |
| Oregon | 32.3% | 16.8% | 89.4% | 56.5% | 48.7% | 17.4% | 16.1% | 71.5% |
| Washington | 30.6% | 24.3% | 86.9% | 32.4% | 66.3% | 13.6% | 13.4% | 71.7% |
| States not shown separately | 26.3% | 32.6% | 75.0% | 33.6% | 50.4% | 14.6% | 15.1% | 67.6% |
| Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 1998 Medical Expenditure Panel Survey-Insurance Component. | ||||||||
| Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||
| Division and State | Two or more plans | Conventional indemnity | Any managed care | Exclusive provider | Mixed provider | Insurance to retirees under 65 | Insurance to retirees 65 and over | With waiting period |
|---|---|---|---|---|---|---|---|---|
| United States | 0.55% | 0.33% | 0.24% | 0.82% | 0.45% | 0.50% | 0.59% | 0.39% |
| New England: | ||||||||
| Connecticut | 2.78% | 2.41% | 2.16% | 3.25% | 2.50% | 1.61% | 1.07% | 2.81% |
| Massachusetts | 2.89% | 0.92% | 1.06% | 1.95% | 1.95% | 0.73% | 0.92% | 1.59% |
| New Hampshire | 3.25% | 2.08% | 1.83% | 3.60% | 3.33% | 2.51% | 1.98% | 3.12% |
| Middle Atlantic: | ||||||||
| New Jersey | 3.36% | 1.41% | 1.75% | 2.67% | 3.13% | 2.61% | 2.79% | 2.54% |
| New York | 2.50% | 1.92% | 1.24% | 2.11% | 1.96% | 2.01% | 2.17% | 2.68% |
| Pennsylvania | 1.75% | 1.74% | 1.74% | 2.80% | 2.06% | 2.09% | 2.19% | 2.46% |
| East North Central: | ||||||||
| Illinois | 3.65% | 3.40% | 2.82% | 3.53% | 2.81% | 2.57% | 2.63% | 2.55% |
| Indiana | 3.12% | 1.41% | 1.82% | 2.49% | 3.00% | 2.06% | 1.76% | 3.02% |
| Michigan | 1.97% | 2.70% | 2.06% | 2.62% | 2.56% | 2.29% | 2.70% | 2.18% |
| Ohio | 2.54% | 1.39% | 1.70% | 2.67% | 2.74% | 1.81% | 1.74% | 2.50% |
| Wisconsin | 2.19% | 2.78% | 2.89% | 2.46% | 2.82% | 2.07% | 1.80% | 2.70% |
| West North Central: | ||||||||
| Iowa | 3.10% | 2.65% | 1.97% | 2.90% | 2.50% | 2.90% | 3.35% | 3.56% |
| Kansas | 2.51% | 2.36% | 2.72% | 2.40% | 2.76% | 2.31% | 1.73% | 3.42% |
| Minnesota | 2.82% | 2.72% | 2.19% | 2.97% | 2.92% | 2.32% | 1.89% | 2.32% |
| Missouri | 1.56% | 2.53% | 1.92% | 2.87% | 2.72% | 2.24% | 2.01% | 2.81% |
| Nebraska | 2.67% | 3.26% | 2.79% | 2.11% | 2.85% | 2.68% | 3.04% | 2.98% |
| South Atlantic: | ||||||||
| Delaware | 1.79% | 2.36% | 2.04% | 3.68% | 3.32% | 2.52% | 2.98% | 2.57% |
| Florida | 3.64% | 2.02% | 1.54% | 2.84% | 2.64% | 2.45% | 2.77% | 2.15% |
| Georgia | 2.16% | 3.55% | 2.04% | 2.64% | 2.98% | 1.35% | 1.51% | 3.99% |
| Maryland | 2.99% | 3.20% | 2.95% | 3.12% | 4.38% | 3.00% | 3.25% | 2.74% |
| North Carolina | 1.53% | 3.02% | 2.68% | 3.76% | 4.08% | 2.80% | 2.21% | 2.75% |
| South Carolina | 2.26% | 2.56% | 1.51% | 2.45% | 2.28% | 3.17% | 3.22% | 3.98% |
| Virginia | 4.29% | 2.49% | 2.53% | 2.45% | 3.73% | 2.07% | 2.27% | 3.64% |
| West Virginia | 3.20% | 3.08% | 2.28% | 3.05% | 2.09% | 2.08% | 2.32% | 3.32% |
| East South Central: | ||||||||
| Alabama | 2.81% | 2.40% | 2.44% | 2.61% | 2.20% | 1.71% | 2.29% | 2.72% |
| Kentucky | 1.77% | 2.98% | 2.66% | 5.47% | 3.26% | 3.06% | 3.21% | 2.79% |
| Tennessee | 4.86% | 2.93% | 1.03% | 3.11% | 1.76% | 2.84% | 2.49% | 3.66% |
| West South Central: | ||||||||
| Arkansas | 4.74% | 4.96% | 3.09% | 2.79% | 2.66% | 3.12% | 3.35% | 2.47% |
| Louisiana | 3.51% | 2.93% | 1.64% | 3.18% | 2.33% | 3.20% | 2.69% | 3.67% |
| Oklahoma | 3.06% | 3.16% | 2.93% | 2.00% | 1.89% | 3.61% | 2.59% | 3.47% |
| Texas | 1.43% | 2.00% | 1.56% | 1.97% | 1.80% | 1.44% | 1.19% | 1.96% |
| Mountain: | ||||||||
| Arizona | 2.26% | 3.50% | 2.57% | 2.16% | 2.27% | 2.22% | 2.17% | 2.36% |
| Colorado | 2.50% | 2.31% | 2.55% | 3.25% | 3.93% | 2.96% | 3.09% | 2.42% |
| Idaho | 3.14% | 4.63% | 4.12% | 2.73% | 3.21% | 2.74% | 2.44% | 4.21% |
| New Mexico | 2.31% | 4.18% | 3.10% | 3.40% | 3.42% | 3.01% | 3.24% | 3.90% |
| Utah | 4.31% | 1.88% | 1.38% | 3.67% | 3.94% | 3.28% | 3.04% | 4.06% |
| Wyoming | 2.82% | 3.13% | 2.71% | 2.34% | 2.42% | 2.94% | 3.11% | 3.78% |
| Pacific: | ||||||||
| California | 2.35% | 1.99% | 1.31% | 1.87% | 1.32% | 1.18% | 1.12% | 1.94% |
| Oregon | 3.03% | 3.42% | 2.50% | 1.97% | 3.47% | 1.87% | 1.97% | 2.45% |
| Washington | 1.84% | 2.63% | 2.15% | 1.89% | 2.60% | 1.99% | 1.93% | 1.74% |
| States not shown separately | 2.60% | 3.32% | 1.59% | 2.28% | 1.59% | 2.28% | 2.50% | 1.71% |
| Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 1998 Medical Expenditure Panel Survey-Insurance Component. | ||||||||
| Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix. | ||||||||