Table II.F.6

Table II.F.6(2004) Average coinsurance (in percents) for an office visit to a physician per employee enrolled in a health insurance plan that had a physician coinsurance at private-sector establishments by firm size and State: United States, 2004

Division and State	Total	Less than 10 employees	10-24 employees	25-99 employees	100-999 employees	1000 or more employees	Less than 50 employees		50 or more employees

United States	18.6%	20.6%	19.2%	19.7%	18.5%	18.1%	20.2%		18.2%

New England:
Connecticut	21.1%	.	.	.	.	.	26.5%		20.9%
Maine	19.3%	.	.	.	.	.	19.9%		19.2%
Massachusetts	18.3%	.	.	.	.	.	50.0%	*	17.5%
New Hampshire	20.9%	.	.	.	.	.	20.2%		21.0%
Rhode Island	22.8%	.	.	.	.	.	17.0%		23.6%
Vermont	18.2%	.	.	.	.	.	22.2%		17.7%

Middle Atlantic:
New Jersey	17.6%	.	.	.	.	.	19.7%		17.4%
New York	20.0%	.	.	.	.	.	20.6%		19.9%
Pennsylvania	19.2%	.	.	.	.	.	20.3%		18.9%

East North Central:
Illinois	19.4%	.	.	.	.	.	18.4%		19.7%
Indiana	18.9%	.	.	.	.	.	19.7%		18.7%
Michigan	16.5%	.	.	.	.	.	17.3%		16.4%
Ohio	17.9%	.	.	.	.	.	18.8%		17.8%
Wisconsin	17.5%	.	.	.	.	.	16.5%		17.6%

West North Central:
Iowa	16.0%	.	.	.	.	.	14.3%		16.5%
Kansas	20.6%	.	.	.	.	.	22.0%		19.9%
Minnesota	17.8%	.	.	.	.	.	19.9%		17.3%
Missouri	18.5%	.	.	.	.	.	18.0%		18.6%
Nebraska	19.2%	.	.	.	.	.	20.0%		19.0%
North Dakota	16.3%	.	.	.	.	.	18.0%		16.0%
South Dakota	19.1%	.	.	.	.	.	18.4%		19.2%

South Atlantic:
Delaware	16.7%	.	.	.	.	.	33.0%		14.4%
District of Columbia	16.6%	.	.	.	.	.	27.1%		13.9%
Florida	18.7%	.	.	.	.	.	16.9%		19.0%
Georgia	19.0%	.	.	.	.	.	20.9%		18.8%
Maryland	19.9%	.	.	.	.	.	20.7%		19.8%
North Carolina	19.6%	.	.	.	.	.	19.5%		19.7%
South Carolina	19.5%	.	.	.	.	.	21.7%		19.0%
Virginia	18.0%	.	.	.	.	.	20.0%		17.5%
West Virginia	17.9%	.	.	.	.	.	20.7%		17.2%

East South Central:
Alabama	18.4%	.	.	.	.	.	19.1%		18.1%
Kentucky	18.8%	.	.	.	.	.	19.7%		18.6%
Mississippi	20.6%	.	.	.	.	.	20.1%		20.7%
Tennessee	17.7%	.	.	.	.	.	19.5%		17.4%

West South Central:
Arkansas	19.4%	.	.	.	.	.	19.8%		19.3%
Louisiana	19.2%	.	.	.	.	.	25.7%		17.3%
Oklahoma	19.8%	.	.	.	.	.	19.8%		19.8%
Texas	18.4%	.	.	.	.	.	18.9%		18.3%

Mountain:
Arizona	18.5%	.	.	.	.	.	17.0%		18.8%
Colorado	16.4%	.	.	.	.	.	18.1%		16.1%
Idaho	20.5%	.	.	.	.	.	21.9%		19.8%
Montana	24.3%	.	.	.	.	.	27.1%		23.0%
Nevada	22.8%	.	.	.	.	.	29.2%		19.3%
New Mexico	19.1%	.	.	.	.	.	22.9%		18.8%
Utah	19.7%	.	.	.	.	.	20.2%		19.6%
Wyoming	22.0%	.	.	.	.	.	24.6%		20.2%

Pacific:
Alaska	20.8%	.	.	.	.	.	20.2%		21.1%
California	18.0%	.	.	.	.	.	24.3%		16.1%
Hawaii	13.8%	.	.	.	.	.	16.3%		12.7%
Oregon	18.8%	.	.	.	.	.	20.4%		18.2%
Washington	17.4%	.	.	.	.	.	18.8%		16.7%

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
. Data suppressed due to high standard errors or no reported values in cell.

Table II.F.6(2004) Standard error for average coinsurance (in percents) for an office visit to a physician per employee enrolled in a health insurance plan that had a physician coinsurance at private-sector establishments by firm size and State: United States, 2004

Division and State	Total	Less than 10 employees	10-24 employees	25-99 employees	100-999 employees	1000 or more employees	Less than 50 employees		50 or more employees

United States	0.21%	0.43%	0.56%	0.55%	0.46%	0.34%	0.21%		0.24%

New England:
Connecticut	0.57%	.	.	.	.	.	7.45%		0.62%
Maine	0.98%	.	.	.	.	.	1.92%		1.37%
Massachusetts	1.12%	.	.	.	.	.	15.81%	*	0.83%
New Hampshire	0.76%	.	.	.	.	.	1.05%		2.36%
Rhode Island	3.30%	.	.	.	.	.	3.73%		4.22%
Vermont	1.42%	.	.	.	.	.	2.13%		0.91%

Middle Atlantic:
New Jersey	0.95%	.	.	.	.	.	3.52%		1.49%
New York	0.53%	.	.	.	.	.	1.31%		0.57%
Pennsylvania	2.09%	.	.	.	.	.	3.09%		3.28%

East North Central:
Illinois	1.15%	.	.	.	.	.	0.60%		1.31%
Indiana	0.97%	.	.	.	.	.	0.94%		1.17%
Michigan	0.81%	.	.	.	.	.	1.21%		1.17%
Ohio	0.68%	.	.	.	.	.	0.79%		0.85%
Wisconsin	0.58%	.	.	.	.	.	1.68%		0.63%

West North Central:
Iowa	0.77%	.	.	.	.	.	0.92%		0.99%
Kansas	1.32%	.	.	.	.	.	2.15%		1.51%
Minnesota	0.74%	.	.	.	.	.	0.22%		0.89%
Missouri	0.88%	.	.	.	.	.	2.30%		1.06%
Nebraska	0.72%	.	.	.	.	.	1.72%		0.94%
North Dakota	0.87%	.	.	.	.	.	1.10%		0.97%
South Dakota	0.34%	.	.	.	.	.	0.89%		0.30%

South Atlantic:
Delaware	2.83%	.	.	.	.	.	7.34%		1.83%
District of Columbia	1.52%	.	.	.	.	.	5.53%		0.93%
Florida	1.00%	.	.	.	.	.	1.28%		1.09%
Georgia	0.60%	.	.	.	.	.	3.29%		0.73%
Maryland	0.86%	.	.	.	.	.	3.30%		1.11%
North Carolina	0.55%	.	.	.	.	.	0.72%		0.63%
South Carolina	0.74%	.	.	.	.	.	1.14%		0.85%
Virginia	0.79%	.	.	.	.	.	2.29%		0.84%
West Virginia	0.89%	.	.	.	.	.	1.66%		0.95%

East South Central:
Alabama	1.69%	.	.	.	.	.	2.92%		2.57%
Kentucky	0.61%	.	.	.	.	.	2.08%		1.11%
Mississippi	0.70%	.	.	.	.	.	1.15%		0.81%
Tennessee	0.63%	.	.	.	.	.	2.09%		0.67%

West South Central:
Arkansas	0.21%	.	.	.	.	.	0.25%		0.26%
Louisiana	2.09%	.	.	.	.	.	3.69%		1.54%
Oklahoma	0.47%	.	.	.	.	.	0.31%		0.69%
Texas	0.67%	.	.	.	.	.	0.94%		0.67%

Mountain:
Arizona	0.89%	.	.	.	.	.	3.21%		0.98%
Colorado	1.47%	.	.	.	.	.	2.53%		1.45%
Idaho	0.61%	.	.	.	.	.	0.77%		1.35%
Montana	1.67%	.	.	.	.	.	2.16%		1.38%
Nevada	1.08%	.	.	.	.	.	3.34%		0.28%
New Mexico	0.88%	.	.	.	.	.	2.99%		0.91%
Utah	0.69%	.	.	.	.	.	0.91%		0.82%
Wyoming	0.68%	.	.	.	.	.	1.55%		0.94%

Pacific:
Alaska	0.76%	.	.	.	.	.	0.44%		1.18%
California	0.70%	.	.	.	.	.	1.14%		0.61%
Hawaii	1.03%	.	.	.	.	.	1.74%		0.90%
Oregon	0.67%	.	.	.	.	.	1.57%		0.73%
Washington	0.79%	.	.	.	.	.	1.01%		1.10%

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
. Data suppressed due to high standard errors or no reported values in cell.