Table II.F.2 Average individual deductible (in dollars) per employee enrolled with single coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and State: United States, 2015
Division and State Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 1,541    1,987    1,843    2,056    1,719    1,248    1,964    1,451   
New England:
Connecticut 1,733    2,356    1,769    3,027    1,659    1,372    2,361    1,584   
Maine 2,067    2,895    --    2,551    2,482    1,287    2,764    1,864   
Massachusetts 1,202    --    1,373    1,531    1,250    1,051    1,555    1,129   
New Hampshire 1,988    2,774    2,228    2,909    2,406    1,464    2,624    1,822   
Rhode Island 1,400    1,276    2,052    1,679    1,436    1,189    1,574    1,352   
Vermont 1,583    1,873    1,543    2,130    2,148    840    1,833    1,493   
Middle Atlantic:
New Jersey 1,608    2,259    2,324    2,103    1,671    1,266    2,083    1,474   
New York 1,317    1,497    1,359    1,405    1,486    1,184    1,480    1,270   
Pennsylvania 1,289    1,555    1,785    1,928    1,204    1,026    1,669    1,206   
East North Central:
Illinois 1,323    1,984    --    1,734    1,404    1,144    1,815    1,240   
Indiana 1,834    --    2,229    3,241    1,773    1,419    3,210    1,627   
Michigan 1,431    --    1,355    2,145    2,000    1,007    1,697    1,383   
Ohio 1,461    2,040    2,024    1,560    1,483    1,296    1,804    1,387   
Wisconsin 1,617    1,573    --    1,860    2,238    1,288    1,811    1,578   
West North Central:
Iowa 1,614    2,079    1,641    1,790    1,564    1,536    1,755    1,590   
Kansas 1,369    1,872    1,685    1,384    1,711    1,098    1,699    1,301   
Minnesota 1,819    1,892    1,610    2,484    1,916    1,544    2,180    1,745   
Missouri 1,762    2,311    1,494    3,224    1,712    1,371    2,102    1,694   
Nebraska 1,760    --    --    2,358    1,613    1,474    2,330    1,685   
North Dakota 1,354    1,123    1,160    1,279    1,530    1,337    1,152    1,418   
South Dakota 1,725    --    2,186    1,836    2,005    1,323    2,214    1,575   
South Atlantic:
Delaware 1,202    --    --    2,174    1,831    881    1,683    1,127   
District of Columbia 1,108    1,023    1,399    1,079    853    1,195    1,279    1,078   
Florida 1,691    2,296    2,757    2,872    1,702    1,340    2,645    1,499   
Georgia 1,776    --    --    2,449    2,058    1,412    2,213    1,690   
Maryland 1,128    1,814    1,625    1,797    1,066    949    1,769    1,028   
North Carolina 1,794    2,787    2,353    1,910    2,075    1,468    2,265    1,665   
South Carolina 1,767    2,068    1,739    1,955    2,476    1,378    1,848    1,751   
Virginia 1,162    1,241    1,665    1,460    1,161    1,017    1,438    1,115   
West Virginia 1,423    1,900    1,019    1,952    1,481    1,281    1,628    1,380   
East South Central:
Alabama 1,026    1,439    1,068    801    746    1,162    1,126    1,007   
Kentucky 1,543    2,202    2,188    1,736    1,515    1,385    2,267    1,426   
Mississippi 1,470    1,637    1,495    2,058    1,497    1,230    1,515    1,457   
Tennessee 1,836    2,110    2,375    2,940    2,494    1,200    2,548    1,732   
West South Central:
Arkansas 1,313    1,359    1,424    1,365    1,438    1,219    1,470    1,277   
Louisiana 1,320    --    1,535    1,640    1,125    1,231    1,638    1,260   
Oklahoma 1,639    1,738    1,747    1,745    2,056    1,360    1,750    1,611   
Texas 1,802    2,700    2,443    2,321    2,336    1,280    2,454    1,679   
Mountain:
Arizona 1,819    --    --    2,331    1,831    1,516    2,612    1,668   
Colorado 1,680    1,886    1,736    1,940    2,300    1,252    1,952    1,621   
Idaho 1,558    --    1,751    2,693    1,713    1,137    1,944    1,467   
Montana 2,104    --    2,037    2,287    2,539    1,675    1,901    2,173   
Nevada 1,087    1,382    --    1,663    1,895    818    1,445    1,016   
New Mexico 1,461    --    --    1,189    1,966    1,295    1,381    1,478   
Utah 1,549    --    1,410    1,500    1,897    1,494    1,421    1,573   
Wyoming 1,689    1,968    2,165    1,866    1,618    1,373    2,061    1,537   
Pacific:
Alaska 1,616    1,876    2,575    3,011    1,760    1,090    2,272    1,477   
California 1,428    1,744    1,355    1,924    1,612    1,194    1,698    1,360   
Hawaii 986    890    --    1,171    645 * 1,134    932    999   
Oregon 1,496    2,052    1,927    1,699    1,605    1,065    1,936    1,348   
Washington 1,426    1,532    1,727    2,024    1,120    1,271    1,900    1,308   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2015 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

User note: for the 2015 data the upper edit bound for the individual deductible amount was recalibrated, causing the average individual deductible per enrollee, in single coverage in health insurance plans that had a deductible, to increase by about five percent at the national level.

 

Table II.F.2 Standard errors for average individual deductible (in dollars) per employee enrolled with single coverage in a health insurance plan that had a deductible at private-sector establishments by firm size and State: United States, 2015
Division and State Total Less than 10 employees 10-24 employees 25-99 employees 100-999 employees 1000 or more employees Less than 50 employees 50 or more employees
United States 16.02    59.87    58.50    44.40    38.85    19.05    34.79    17.70   
New England:
Connecticut 96.29    219.21    458.27    230.67    236.42    101.49    306.46    99.32   
Maine 93.68    287.26    --    206.88    185.21    100.00    226.41    98.78   
Massachusetts 58.49    --    173.25    152.15    116.67    78.58    93.43    65.47   
New Hampshire 107.23    357.81    270.84    209.80    218.96    134.41    171.17    123.29   
Rhode Island 108.52    286.79    292.17    126.12    231.34    179.36    161.81    128.91   
Vermont 169.62    349.84    115.50    226.59    235.02    183.09    151.93    213.92   
Middle Atlantic:
New Jersey 92.61    177.06    402.79    187.92    327.69    95.30    151.57    111.27   
New York 58.89    184.58    106.05    143.37    186.61    72.89    92.76    71.36   
Pennsylvania 75.84    253.57    289.58    262.39    141.22    75.74    164.38    84.28   
East North Central:
Illinois 71.85    263.33    --    189.25    139.67    95.72    169.74    77.94   
Indiana 117.31    --    218.98    252.88    139.17    151.72    262.37    111.10   
Michigan 109.70    --    229.47    221.54    298.61    107.58    153.11    126.55   
Ohio 70.93    280.68    375.18    200.89    160.11    80.35    195.50    75.07   
Wisconsin 97.83    200.47    --    204.30    207.34    116.53    175.40    111.06   
West North Central:
Iowa 74.39    196.94    334.69    169.63    156.54    108.48    159.13    83.18   
Kansas 90.91    247.21    354.44    259.90    171.90    108.07    176.33    98.01   
Minnesota 106.06    287.16    261.96    275.37    286.04    108.24    249.08    117.44   
Missouri 115.46    279.85    231.17    301.17    233.84    121.79    199.21    132.68   
Nebraska 90.49    --    --    202.45    184.51    112.97    219.95    97.33   
North Dakota 76.93    241.93    184.03    123.01    172.56    120.16    113.36    94.45   
South Dakota 87.69    --    253.30    196.54    146.07    100.74    212.64    86.43   
South Atlantic:
Delaware 112.10    --    --    253.05    132.62    111.76    155.65    120.89   
District of Columbia 166.62    149.65    174.19    148.43    123.07    300.63    111.24    194.98   
Florida 65.54    258.40    571.72    232.14    119.64    61.20    220.74    63.06   
Georgia 87.44    --    --    229.56    279.94    94.95    182.69    99.99   
Maryland 77.12    214.77    256.19    208.80    125.25    98.63    165.95    79.04   
North Carolina 91.20    603.00    327.55    217.84    210.32    104.83    244.59    92.07   
South Carolina 117.28    347.76    129.25    298.36    316.34    105.54    140.24    137.22   
Virginia 60.35    168.30    289.01    152.60    147.45    71.84    146.46    64.95   
West Virginia 116.17    319.22    142.62    326.55    275.09    158.03    178.77    134.18   
East South Central:
Alabama 187.93    313.06    191.38    159.19    107.44    335.58    139.39    222.56   
Kentucky 126.34    403.38    297.06    225.81    220.91    207.05    182.60    142.85   
Mississippi 94.70    287.70    284.57    348.92    214.36    90.75    173.51    111.44   
Tennessee 115.34    217.46    327.26    289.09    227.79    125.74    232.82    124.36   
West South Central:
Arkansas 70.46    189.71    179.20    174.27    189.95    91.70    125.60    81.59   
Louisiana 81.04    --    310.45    301.36    127.54    81.97    154.38    88.84   
Oklahoma 105.32    289.55    170.16    270.11    290.33    116.85    170.76    124.63   
Texas 79.34    295.75    175.66    164.11    182.05    89.15    130.11    87.91   
Mountain:
Arizona 132.21    --    --    451.55    197.81    158.96    358.11    128.64   
Colorado 88.43    324.93    339.41    326.79    203.25    87.98    234.31    95.09   
Idaho 134.60    --    202.85    240.78    263.59    171.98    167.94    157.61   
Montana 184.36    --    267.44    283.56    360.76    182.90    203.85    230.72   
Nevada 195.10    259.10    --    207.68    200.28    214.71    170.48    217.50   
New Mexico 108.05    --    --    170.52    305.49    105.54    171.78    125.38   
Utah 60.42    --    217.51    200.16    150.98    71.16    144.26    66.60   
Wyoming 111.10    241.91    370.67    227.79    224.75    194.67    183.84    134.03   
Pacific:
Alaska 127.88    331.61    368.28    775.04    190.35    108.73    228.33    146.50   
California 55.46    177.56    187.34    147.68    166.59    63.17    117.68    62.63   
Hawaii 120.99    252.20    --    284.86    227.29 * 178.13    183.28    144.05   
Oregon 80.76    261.89    238.55    241.36    166.69    87.26    152.53    93.26   
Washington 88.83    188.54    270.65    208.03    160.97    110.23    183.39    98.03   

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2015 Medical Expenditure Panel Survey-Insurance Component.

Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.

* Figure does not meet standard of reliability or precision.

-- Data suppressed due to high standard errors or few reported values in cell.

User note: for the 2015 data the upper edit bound for the individual deductible amount was recalibrated, causing the average individual deductible per enrollee, in single coverage in health insurance plans that had a deductible, to increase by about five percent at the national level.