| Division and State | Total | Less than 10 employees | 10-24 employees | 25-99 employees | 100-999 employees | 1000 or more employees | Less than 50 employees | 50 or more employees |
|---|---|---|---|---|---|---|---|---|
| United States | 44.1% | 14.5% | 15.6% | 26.7% | 39.7% | 60.2% | 18.6% | 50.5% |
| New England: | ||||||||
| Connecticut | 54.1% | 23.2% * | 20.7% * | 27.4% * | 62.2% | 70.6% | 20.7% | 64.7% |
| Maine | 52.9% | 29.8% * | 18.8% * | 41.6% | 57.8% | 71.0% | 33.3% | 60.7% |
| Massachusetts | 55.8% | -- | -- | 51.8% | 61.8% | 63.4% | 30.6% | 62.9% |
| New Hampshire | 53.5% | -- | 11.6% * | 49.3% | 53.9% | 74.0% | 19.7% | 64.9% |
| Rhode Island | 54.4% | -- | 0.0% | 60.2% | 56.0% | 66.4% | 34.1% | 62.8% |
| Vermont | 54.3% | -- | 32.0% * | 28.4% | 76.7% | 62.0% | 23.6% | 66.1% |
| Middle Atlantic: | ||||||||
| New Jersey | 45.5% | -- | 23.6% * | 17.6% * | 28.6% * | 66.1% | 20.6% * | 54.0% |
| New York | 50.4% | 30.0% * | 19.3% * | 43.8% | 62.8% | 54.7% | 30.8% | 55.9% |
| Pennsylvania | 51.5% | -- | -- | 49.0% | 51.1% | 57.6% | 35.9% | 54.5% |
| East North Central: | ||||||||
| Illinois | 44.2% | -- | 16.1% * | 22.2% * | 43.8% | 59.8% | 15.3% | 51.7% |
| Indiana | 53.0% | -- | -- | 33.9% | 45.1% | 72.0% | 22.9% * | 59.0% |
| Michigan | 39.9% | -- | 11.0% * | 32.5% | 38.8% | 50.2% | 19.1% * | 45.1% |
| Ohio | 41.6% | -- | -- | 28.5% | 40.2% | 50.4% | 21.6% | 44.8% |
| Wisconsin | 51.6% | -- | 16.4% * | 53.2% | 47.8% | 61.0% | 22.1% * | 57.0% |
| West North Central: | ||||||||
| Iowa | 39.2% | -- | 3.9% * | 17.0% * | 33.0% | 58.9% | 12.1% * | 45.1% |
| Kansas | 37.1% | 0.0% | 0.0% | 33.6% * | 34.2% * | 49.1% | 8.9% * | 42.6% |
| Minnesota | 56.5% | -- | 18.7% * | 59.2% | 41.1% | 72.5% | 35.0% | 60.5% |
| Missouri | 43.4% | -- | 25.6% * | 32.4% * | 44.0% | 55.8% | 26.6% * | 48.3% |
| Nebraska | 49.1% | -- | 21.2% * | 45.8% | 40.6% | 65.6% | 21.3% * | 55.9% |
| North Dakota | 50.5% | -- | 12.3% * | 51.6% | 61.0% | 51.3% | 28.4% | 54.1% |
| South Dakota | 37.0% | 10.1% * | 13.3% * | 31.9% | 29.4% | 53.3% | 19.3% * | 42.0% |
| South Atlantic: | ||||||||
| Delaware | 41.6% | -- | -- | 31.5% * | 37.6% * | 62.1% | 14.4% * | 51.5% |
| District of Columbia | 54.3% | -- | -- | 56.7% | 59.8% | 60.1% | 34.4% * | 61.2% |
| Florida | 35.9% | -- | 12.2% * | 24.3% * | 34.8% | 48.4% | 18.5% * | 40.1% |
| Georgia | 45.5% | -- | -- | 8.2% * | 35.7% | 61.0% | 13.0% * | 51.6% |
| Maryland | 49.7% | -- | 28.7% * | 52.7% | 50.5% | 57.1% | 35.4% | 53.6% |
| North Carolina | 41.7% | -- | 14.7% * | 13.0% * | 38.4% | 63.7% | 11.4% * | 49.6% |
| South Carolina | 38.6% | -- | -- | 19.9% * | 42.1% | 53.6% | 10.9% * | 48.0% |
| Virginia | 49.8% | -- | -- | 29.8% * | 56.9% | 56.9% | 30.4% * | 56.0% |
| West Virginia | 45.3% | 0.0% | 7.7% * | 27.5% * | 40.3% | 58.4% | 14.2% * | 53.2% |
| East South Central: | ||||||||
| Alabama | 34.7% | -- | 0.0% | 6.9% * | 18.9% * | 50.4% | 12.1% * | 38.1% |
| Kentucky | 44.0% | -- | 0.7% * | 8.9% * | 39.7% | 66.4% | 5.8% * | 54.1% |
| Mississippi | 28.1% | 0.0% | 0.0% | 10.9% * | 6.7% * | 51.2% | 10.7% * | 32.1% |
| Tennessee | 49.7% | -- | -- | 22.1% * | 54.1% | 61.1% | 28.8% | 53.1% |
| West South Central: | ||||||||
| Arkansas | 37.9% | -- | 0.0% | 17.1% * | 25.4% * | 56.4% | 7.0% * | 43.5% |
| Louisiana | 39.4% | -- | 1.5% * | 16.5% * | 34.2% | 59.3% | 14.4% * | 43.2% |
| Oklahoma | 33.1% | 0.0% | -- | 6.9% * | 10.4% * | 63.1% | 12.7% * | 38.2% |
| Texas | 39.8% | 8.6% * | 1.7% * | 18.3% | 26.3% | 62.6% | 7.9% * | 48.2% |
| Mountain: | ||||||||
| Arizona | 35.0% | 0.0% | -- | 20.2% * | 28.4% * | 52.7% | 3.8% * | 41.9% |
| Colorado | 50.2% | -- | 14.8% * | 12.5% * | 38.3% | 76.8% | 16.6% * | 58.3% |
| Idaho | 45.4% | 0.0% | 9.7% * | 22.1% * | 47.5% | 75.6% | 13.9% * | 58.8% |
| Montana | 34.8% | 38.1% * | 17.3% * | 35.4% | 32.9% | 42.3% * | 29.1% | 38.1% |
| Nevada | 32.2% | 0.0% | -- | 29.3% * | 15.0% * | 49.4% | 6.9% * | 37.0% |
| New Mexico | 34.4% | -- | -- | -- | 9.8% * | 65.8% | 5.8% * | 40.9% |
| Utah | 60.2% | -- | 40.8% * | 54.1% | 66.1% | 64.1% | 39.8% | 64.9% |
| Wyoming | 39.7% | -- | -- | 31.9% | 48.1% | 59.7% | 19.1% * | 53.4% |
| Pacific: | ||||||||
| Alaska | 50.1% | -- | -- | 18.6% * | 60.6% | 67.2% | 25.0% * | 56.8% |
| California | 42.0% | 21.5% * | 10.5% * | 16.5% * | 24.8% | 59.7% | 15.4% * | 48.7% |
| Hawaii | 34.3% | 0.0% | 0.0% | -- | -- | 57.0% | -- | 45.8% |
| Oregon | 35.4% | -- | 6.1% * | 17.3% * | 37.6% | 66.2% | 8.5% * | 46.8% |
| Washington | 48.4% | -- | -- | 16.5% * | 43.2% | 81.3% | 14.3% * | 58.1% |
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2019 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
-- Data suppressed due to high standard errors or few reported values in cell.
HSA (Health Savings Account), HRA (Health Reimbursement Arrangement)
| Division and State | Total | Less than 10 employees | 10-24 employees | 25-99 employees | 100-999 employees | 1000 or more employees | Less than 50 employees | 50 or more employees |
|---|---|---|---|---|---|---|---|---|
| United States | 1.03% | 2.13% | 1.75% | 1.50% | 1.73% | 1.61% | 1.14% | 1.20% |
| New England: | ||||||||
| Connecticut | 4.90% | 11.99% * | 10.58% * | 8.83% * | 8.87% | 8.38% | 5.90% | 6.11% |
| Maine | 3.75% | 10.28% * | 7.81% * | 8.22% | 8.28% | 4.60% | 5.99% | 4.37% |
| Massachusetts | 4.45% | -- | -- | 9.73% | 9.59% | 6.53% | 8.39% | 5.06% |
| New Hampshire | 4.59% | -- | 6.36% * | 9.10% | 8.73% | 6.78% | 5.76% | 5.29% |
| Rhode Island | 4.82% | -- | 0.00% | 9.42% | 9.89% | 8.82% | 8.11% | 5.74% |
| Vermont | 4.13% | -- | 10.74% * | 7.38% | 5.71% | 8.67% | 5.54% | 5.05% |
| Middle Atlantic: | ||||||||
| New Jersey | 7.00% | -- | 11.89% * | 9.37% * | 9.17% * | 9.41% | 6.83% * | 8.24% |
| New York | 3.88% | 10.31% * | 7.49% * | 7.21% | 6.58% | 6.64% | 5.13% | 4.76% |
| Pennsylvania | 4.07% | -- | -- | 9.62% | 8.42% | 6.23% | 7.60% | 4.64% |
| East North Central: | ||||||||
| Illinois | 3.76% | -- | 7.05% * | 6.75% * | 7.65% | 5.85% | 4.04% | 4.47% |
| Indiana | 4.15% | -- | -- | 9.35% | 9.66% | 5.30% | 7.07% * | 4.66% |
| Michigan | 4.16% | -- | 6.04% * | 9.40% | 8.51% | 6.63% | 6.32% * | 4.90% |
| Ohio | 5.55% | -- | -- | 7.72% | 10.90% | 9.19% | 6.13% | 6.50% |
| Wisconsin | 4.45% | -- | 8.39% * | 9.59% | 8.61% | 6.73% | 7.08% * | 5.01% |
| West North Central: | ||||||||
| Iowa | 4.73% | -- | 2.30% * | 5.65% * | 6.76% | 9.08% | 4.59% * | 5.59% |
| Kansas | 6.47% | 0.00% | 0.00% | 13.74% * | 11.13% * | 11.72% | 5.18% * | 7.64% |
| Minnesota | 4.75% | -- | 9.78% * | 10.02% | 8.44% | 6.07% | 8.72% | 5.33% |
| Missouri | 4.94% | -- | 12.52% * | 10.94% * | 9.78% | 7.48% | 7.98% * | 5.85% |
| Nebraska | 4.37% | -- | 9.40% * | 13.16% | 8.17% | 6.58% | 6.71% * | 5.03% |
| North Dakota | 4.43% | -- | 6.42% * | 11.06% | 9.25% | 6.56% | 8.22% | 4.98% |
| South Dakota | 4.35% | 9.51% * | 7.57% * | 9.55% | 6.96% | 7.71% | 7.60% * | 5.12% |
| South Atlantic: | ||||||||
| Delaware | 5.77% | -- | -- | 9.81% * | 16.75% * | 8.86% | 5.21% * | 7.11% |
| District of Columbia | 5.32% | -- | -- | 15.53% | 10.03% | 6.75% | 12.17% * | 5.46% |
| Florida | 4.79% | -- | 8.33% * | 10.61% * | 8.26% | 8.69% | 7.36% * | 5.69% |
| Georgia | 6.70% | -- | -- | 5.56% * | 10.50% | 11.11% | 7.09% * | 7.90% |
| Maryland | 4.89% | -- | 11.44% * | 11.11% | 10.93% | 6.54% | 8.07% | 5.81% |
| North Carolina | 5.42% | -- | 11.66% * | 5.27% * | 9.59% | 7.38% | 5.62% * | 6.28% |
| South Carolina | 4.95% | -- | -- | 7.04% * | 11.44% | 8.18% | 4.19% * | 6.21% |
| Virginia | 5.34% | -- | -- | 9.02% * | 11.81% | 7.82% | 9.51% * | 6.13% |
| West Virginia | 6.42% | 0.00% | 7.49% * | 10.48% * | 11.80% | 9.39% | 7.39% * | 7.61% |
| East South Central: | ||||||||
| Alabama | 5.56% | -- | 0.00% | 5.29% * | 7.04% * | 8.50% | 6.88% * | 6.32% |
| Kentucky | 4.34% | -- | 0.76% * | 4.22% * | 9.46% | 5.94% | 2.55% * | 5.12% |
| Mississippi | 5.14% | 0.00% | 0.00% | 6.18% * | 4.13% * | 8.80% | 7.36% * | 5.99% |
| Tennessee | 5.12% | -- | -- | 6.97% * | 7.65% | 7.32% | 8.30% | 5.62% |
| West South Central: | ||||||||
| Arkansas | 6.35% | -- | 0.00% | 7.95% * | 10.44% * | 8.66% | 6.75% * | 6.95% |
| Louisiana | 4.66% | -- | 1.45% * | 8.60% * | 9.42% | 7.43% | 8.97% * | 5.17% |
| Oklahoma | 5.39% | 0.00% | -- | 4.03% * | 4.97% * | 7.72% | 5.88% * | 6.51% |
| Texas | 4.19% | 5.18% * | 1.30% * | 4.94% | 6.45% | 5.88% | 2.45% * | 4.77% |
| Mountain: | ||||||||
| Arizona | 5.20% | 0.00% | -- | 8.66% * | 10.46% * | 7.91% | 2.41% * | 6.25% |
| Colorado | 4.88% | -- | 10.01% * | 6.62% * | 10.27% | 5.92% | 6.33% * | 5.65% |
| Idaho | 5.07% | 0.00% | 6.76% * | 7.63% * | 9.93% | 5.81% | 5.16% * | 5.73% |
| Montana | 5.30% | 15.63% * | 11.15% * | 9.71% | 7.93% | 14.35% * | 7.84% | 7.00% |
| Nevada | 4.71% | 0.00% | -- | 12.72% * | 5.89% * | 7.72% | 4.96% * | 5.40% |
| New Mexico | 4.40% | -- | -- | -- | 4.32% * | 6.07% | 4.22% * | 5.26% |
| Utah | 4.51% | -- | 13.53% * | 9.01% | 9.32% | 6.53% | 7.58% | 5.15% |
| Wyoming | 4.64% | -- | -- | 9.03% | 9.99% | 8.27% | 6.09% * | 5.83% |
| Pacific: | ||||||||
| Alaska | 5.47% | -- | -- | 8.68% * | 8.89% | 7.15% | 9.00% * | 6.37% |
| California | 6.53% | 12.86% * | 6.03% * | 5.09% * | 6.37% | 7.93% | 4.93% * | 7.18% |
| Hawaii | 5.95% | 0.00% | 0.00% | -- | -- | 8.78% | -- | 7.31% |
| Oregon | 4.37% | -- | 4.66% * | 6.54% * | 8.97% | 7.80% | 4.39% * | 5.59% |
| Washington | 7.14% | -- | -- | 7.44% * | 8.86% | 6.93% | 4.95% * | 7.77% |
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2019 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
-- Data suppressed due to high standard errors or few reported values in cell.
HSA (Health Savings Account), HRA (Health Reimbursement Arrangement)