Table VII.A.2.a(2004) Percent of private-sector establishments that offer health insurance that self-insure at least one plan by proportion of employees who are full-time or low-wage and State: United States, 2004
 
 

 

Percent Full-Time Employees

Percent Low-Wage Employees **

Division and State

Total

 

75% or more

 

50-74%

 

Less than 50%

 

50% or more

 

Less than 50%

 
 
United States

35.0%

34.0%

36.0%

39.4%

42.2%

32.4%

 
New England:
Connecticut

28.9%

27.2%

29.0%

39.5%

43.7%

26.6%

Maine

26.6%

24.0%

28.7%

35.0%

*

44.3%

20.8%

Massachusetts

29.0%

30.1%

27.0%

*

27.2%

*

30.0%

28.8%

New Hampshire

28.5%

28.1%

43.2%

12.3%

*

33.3%

27.0%

Rhode Island

22.6%

22.9%

23.6%

19.4%

*

30.6%

20.9%

Vermont

34.4%

35.7%

36.0%

27.0%

38.8%

33.3%

 
Middle Atlantic:
New Jersey

30.0%

30.5%

24.9%

33.0%

35.5%

28.3%

New York

30.4%

29.7%

33.8%

29.4%

40.7%

27.5%

Pennsylvania

32.0%

33.3%

17.8%

*

37.5%

40.3%

29.1%

 
East North Central:
Illinois

34.7%

32.0%

45.6%

33.9%

48.1%

30.3%

Indiana

46.1%

45.7%

44.3%

48.7%

46.2%

46.0%

Michigan

35.2%

35.5%

30.3%

*

37.0%

24.6%

39.1%

Ohio

40.0%

38.5%

47.4%

40.0%

42.0%

39.4%

Wisconsin

36.2%

39.1%

30.6%

31.4%

34.1%

36.9%

 
West North Central:
Iowa

38.9%

41.6%

19.1%

49.1%

37.7%

39.5%

Kansas

32.1%

29.4%

32.9%

*

41.1%

30.1%

33.1%

Minnesota

33.9%

29.3%

34.5%

52.7%

48.5%

29.0%

Missouri

35.4%

31.5%

42.5%

46.5%

41.5%

32.4%

Nebraska

37.1%

38.1%

26.6%

*

42.1%

40.5%

35.2%

North Dakota

41.4%

41.1%

36.2%

46.3%

37.1%

43.6%

South Dakota

31.3%

32.5%

22.2%

*

35.8%

27.4%

33.6%

 
South Atlantic:
Delaware

33.2%

30.3%

28.8%

*

58.2%

53.7%

26.6%

District of Columbia

28.3%

27.0%

50.4%

21.7%

*

38.8%

26.9%

Florida

37.9%

35.7%

42.7%

54.7%

46.6%

34.7%

Georgia

42.0%

43.6%

18.2%

*

56.8%

47.4%

40.8%

Maryland

33.4%

31.4%

39.9%

34.9%

*

56.4%

27.8%

North Carolina

33.6%

32.2%

37.9%

35.4%

*

44.4%

29.0%

South Carolina

36.9%

34.8%

40.1%

45.8%

50.2%

30.9%

Virginia

41.4%

41.4%

36.0%

51.3%

50.9%

37.4%

West Virginia

41.9%

42.8%

43.9%

35.6%

*

46.4%

38.4%

 
East South Central:
Alabama

32.1%

29.6%

46.0%

35.6%

33.7%

31.4%

Kentucky

33.8%

31.8%

28.3%

52.0%

28.8%

35.6%

Mississippi

46.8%

45.5%

42.0%

64.5%

43.4%

48.4%

Tennessee

42.1%

37.0%

54.8%

49.9%

43.0%

41.4%

 
West South Central:
Arkansas

37.8%

39.7%

34.2%

*

29.6%

40.8%

35.9%

Louisiana

38.3%

38.0%

41.1%

37.6%

*

34.6%

40.0%

Oklahoma

34.7%

30.7%

36.0%

56.2%

37.0%

33.5%

Texas

45.8%

41.8%

58.5%

63.7%

59.8%

39.0%

 
Mountain:
Arizona

36.3%

30.7%

58.1%

40.2%

*

43.1%

34.1%

Colorado

38.5%

39.5%

45.6%

21.9%

*

48.2%

35.9%

Idaho

33.9%

29.8%

34.9%

59.2%

42.5%

29.8%

Montana

34.7%

35.6%

26.7%

*

36.2%

36.9%

33.4%

Nevada

37.8%

35.8%

52.4%

36.2%

*

57.3%

32.0%

New Mexico

38.4%

35.4%

48.0%

43.3%

52.0%

32.1%

Utah

31.7%

31.9%

18.0%

*

42.5%

37.7%

28.8%

Wyoming

40.9%

41.4%

53.8%

25.2%

37.8%

42.1%

 
Pacific:
Alaska

44.1%

45.4%

38.2%

44.1%

37.6%

45.2%

California

29.7%

29.6%

31.0%

29.3%

37.2%

27.6%

Hawaii

20.4%

20.2%

19.5%

23.6%

*

17.4%

21.4%

Oregon

29.7%

32.9%

20.2%

*

25.5%

*

32.7%

28.9%

Washington

29.2%

27.8%

19.5%

*

53.3%

42.7%

25.7%

 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
** The definition of low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix for details.

 

Table VII.A.2.a(2004) Standard error for percent of private-sector establishments that offer health insurance that self-insure at least one plan by proportion of employees who are full-time or low-wage and State: United States, 2004
 
 

 

Percent Full-Time Employees

Percent Low-Wage Employees **

Division and State

Total

 

75% or more

 

50-74%

 

Less than 50%

 

50% or more

 

Less than 50%

 
 
United States

0.70%

0.61%

2.09%

1.63%

1.16%

0.61%

 
New England:
Connecticut

3.19%

4.53%

7.82%

11.14%

8.59%

3.26%

Maine

3.80%

3.39%

7.28%

12.13%

*

9.38%

3.58%

Massachusetts

2.28%

2.38%

8.91%

*

10.34%

*

8.78%

2.08%

New Hampshire

3.45%

4.90%

7.95%

5.34%

*

5.19%

4.37%

Rhode Island

3.43%

3.50%

6.82%

5.95%

*

8.92%

3.21%

Vermont

3.35%

3.95%

8.04%

6.39%

7.03%

3.56%

 
Middle Atlantic:
New Jersey

3.05%

3.96%

7.14%

6.04%

7.00%

3.32%

New York

2.50%

2.48%

6.19%

3.83%

5.52%

2.82%

Pennsylvania

2.02%

1.77%

9.09%

*

6.16%

5.40%

1.69%

 
East North Central:
Illinois

2.06%

1.49%

7.89%

9.06%

5.56%

2.20%

Indiana

3.67%

4.71%

13.09%

14.22%

8.97%

3.78%

Michigan

2.38%

4.30%

9.59%

*

8.03%

6.18%

2.50%

Ohio

4.73%

5.38%

9.56%

11.48%

10.34%

4.33%

Wisconsin

5.32%

4.57%

7.79%

8.70%

8.95%

5.46%

 
West North Central:
Iowa

3.17%

4.11%

5.10%

10.89%

5.83%

2.99%

Kansas

3.09%

3.16%

11.63%

*

7.52%

5.89%

2.93%

Minnesota

4.00%

6.31%

6.51%

9.68%

4.45%

5.01%

Missouri

2.60%

3.94%

12.02%

11.41%

6.45%

4.82%

Nebraska

3.74%

4.55%

9.24%

*

11.31%

6.12%

4.22%

North Dakota

2.03%

2.97%

10.49%

6.48%

5.71%

2.94%

South Dakota

4.48%

6.37%

11.44%

*

7.31%

5.44%

6.93%

 
South Atlantic:
Delaware

5.19%

4.65%

9.94%

*

12.16%

10.50%

4.32%

District of Columbia

3.77%

3.02%

14.30%

7.01%

*

11.24%

3.36%

Florida

2.68%

2.82%

8.87%

12.22%

6.74%

2.98%

Georgia

2.53%

2.49%

10.06%

*

13.31%

11.09%

2.00%

Maryland

2.24%

2.38%

11.60%

10.71%

*

10.45%

2.47%

North Carolina

3.28%

4.16%

7.72%

11.32%

*

6.35%

4.87%

South Carolina

3.90%

4.19%

10.44%

12.61%

10.71%

4.16%

Virginia

3.49%

4.45%

9.34%

14.68%

6.91%

3.29%

West Virginia

4.06%

5.24%

11.86%

12.64%

*

5.65%

5.30%

 
East South Central:
Alabama

3.69%

4.23%

10.23%

9.00%

6.14%

4.87%

Kentucky

3.42%

3.85%

7.68%

13.35%

5.04%

4.04%

Mississippi

5.25%

5.15%

12.53%

17.74%

8.57%

6.46%

Tennessee

3.82%

3.70%

8.71%

9.67%

6.44%

3.50%

 
West South Central:
Arkansas

3.47%

5.36%

13.74%

*

8.12%

6.35%

4.95%

Louisiana

3.96%

5.34%

12.19%

12.47%

*

8.97%

6.00%

Oklahoma

2.64%

3.21%

9.87%

11.09%

5.41%

3.09%

Texas

2.41%

1.90%

10.77%

11.44%

4.39%

2.99%

 
Mountain:
Arizona

3.56%

4.08%

10.07%

12.25%

*

8.50%

4.86%

Colorado

3.61%

4.08%

10.92%

7.68%

*

9.57%

4.19%

Idaho

2.44%

3.10%

8.69%

13.32%

5.88%

3.30%

Montana

3.99%

4.10%

11.02%

*

10.01%

8.01%

5.82%

Nevada

2.86%

2.86%

13.37%

14.53%

*

9.45%

3.17%

New Mexico

2.91%

3.16%

12.66%

11.29%

6.37%

2.34%

Utah

3.21%

3.41%

8.85%

*

9.74%

8.47%

3.17%

Wyoming

2.92%

3.69%

10.09%

7.39%

8.50%

4.55%

 
Pacific:
Alaska

3.29%

4.04%

10.30%

7.97%

8.83%

3.25%

California

1.77%

1.83%

4.60%

4.98%

3.37%

2.10%

Hawaii

2.73%

3.61%

5.68%

7.98%

*

4.12%

4.25%

Oregon

3.29%

3.38%

7.33%

*

9.50%

*

7.89%

3.50%

Washington

2.92%

3.71%

7.14%

*

13.06%

9.27%

2.93%

 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2004 Medical Expenditure Panel Survey-Insurance Component.
Note: Definitions and descriptions of the methods used for this survey can be found in the Technical Appendix.
* Figure does not meet standard of reliability or precision.
** The definition of low-wage employees changed in 2000. These data are not comparable to IC data prior to 2000. See Technical Appendix for details.