Table IX.A.2 Average total premiums and employee contributions (in dollars) for private-sector establishments for areas within States: United States, 2002

State / Area Single premium   Single contribution   Employee-plus-one premium   Employee-plus-one contribution   Family premium   Family contribution  
ALABAMA
Birmingham-Hoover 2,839 689 5,166 753 * 7,390 2,588
Remainder of state 2,989 592 6,048 1,017 7,653 1,982
 
ALASKA**
 
ARIZONA
Phoenix-Mesa-Scottsdale 2,965 589 5,463 1,330 7,897 2,158
Remainder of state 3,029 462 5,745 958 8,217 2,169
 
ARKANSAS**
 
CALIFORNIA
Los Angeles-Long Beach-Santa Ana 2,848 493 5,453 1,206 8,222 2,086
Riverside-San Bernardino-Ontario 2,482 453 5,346 1,402 7,995 3,361
Sacramento--Arden-Arcade--Roseville 3,009 569 5,546 881 8,034 2,455
San Diego-Carlsbad-San Marcos 3,169 359 5,193 1,028 7,755 1,316 *
San Francisco-Oakland-Fremont 2,963 409 6,130 1,143 8,828 1,964
San Jose-Sunnyvale-Santa Clara 3,430 442 5,994 1,431 9,687 1,492
Remainder of state 2,927 347 5,689 978 7,978 1,741
 
COLORADO
Denver-Aurora 3,335 612 6,144 1,222 8,968 2,269
Remainder of state 3,233 547 5,805 1,760 7,741 1,866
 
CONNECTICUT
Bridgeport-Stamford-Norwalk 3,370 481 8,016 1,288 9,756 1,940
Hartford-West Hartford-East Hartford 3,437 744 6,804 1,387 8,446 2,221
New Haven-Milford 3,356 800 6,698 1,326 * 9,120 2,443
Remainder of state 3,283 450 6,317 864 * 9,085 1,173 *
 
DELAWARE
Philadelphia-Camden-Wilmington, DE portion 3,221 484 5,626 933 8,232 1,639
Remainder of state 3,646 526 6,321 1,429 8,989 2,166
 
DISTRICT OF COLUMBIA**
 
FLORIDA
Miami-Fort Lauderdale-Miami Beach 3,094 556 6,049 925 * 9,294 1,779 *
Orlando-Kissimmee 3,222 542 5,584 1,161 * 8,264 2,163
Tampa-St. Petersburg-Clearwater 3,537 522 5,799 1,265 8,822 2,183 *
Remainder of state 3,271 588 5,956 1,469 8,541 2,363
 
GEORGIA
Atlanta-Sandy Springs-Marietta 3,019 720 5,118 1,294 8,005 2,257
Remainder of state 3,135 583 5,802 1,615 7,817 2,237
 
HAWAII
Honolulu 2,737 276 5,572 806 8,072 1,999
Remainder of state 2,688 212 4,811 1,072 7,146 1,935
 
IDAHO**
 
ILLINOIS
Chicago-Naperville-Joliet, IL portion 3,387 635 6,880 1,408 8,886 2,058
Remainder of state 3,694 546 6,078 1,155 9,730 1,862
 
INDIANA
Indianapolis 3,337 746 6,304 1,705 8,466 1,712
Remainder of state 3,198 511 5,878 982 8,120 1,455
 
IOWA
Des Moines 3,134 535 6,132 1,298 7,404 2,020
Remainder of state 3,122 497 5,929 1,132 7,969 1,732
 
KANSAS
Kansas City, KS portion 2,780 531 5,838 1,376 8,729 2,068
Wichita 3,095 491 6,213 1,472 7,909 1,640 *
Remainder of state 2,975 544 5,690 1,205 8,047 1,827
 
KENTUCKY
Louisville, KY portion 2,901 590 5,897 1,062 8,311 1,829
Remainder of state 3,159 717 6,044 967 8,438 1,930
 
LOUISIANA
New Orleans-Metairie-Kenner 3,202 639 5,936 1,433 8,316 2,330
Remainder of state 3,258 610 5,689 1,733 8,401 2,229
 
MAINE
Portland-South Portland-Biddeford 3,675 836 7,095 1,723 9,284 2,909
Remainder of state 3,550 571 6,912 2,015 9,105 2,590
 
MARYLAND
Baltimore-Towson 3,203 671 6,570 1,082 9,033 2,758
Washington-Arlington-Alexandria, MD portion 3,063 619 5,717 1,298 8,606 2,346
Remainder of state 3,291 825 5,953 1,771 8,277 2,438
 
MASSACHUSETTS
Boston-Cambridge-Quincy, MA portion 3,306 711 6,228 1,333 8,723 2,026
Remainder of state 3,525 698 6,742 1,412 9,000 2,096
 
MICHIGAN
Detroit-Warren-Livonia 3,199 426 6,574 929 8,185 1,269
Remainder of state 3,291 562 6,504 967 8,667 1,435
 
MINNESOTA
Minneapolis-St. Paul-Bloomington, MN portion 3,320 678 6,615 1,503 9,209 2,213
Remainder of state 3,224 648 5,840 1,032 8,301 1,686
 
MISSISSIPPI
Jackson 3,156 631 5,431 1,478 7,395 2,238
Remainder of state 2,881 512 5,623 1,048 7,559 1,656
 
MISSOURI
Kansas City, MO portion 2,928 479 5,443 1,180 7,660 1,310
St. Louis, MO portion 2,889 435 6,081 1,244 7,889 1,893
Remainder of state 3,179 589 5,978 1,300 7,815 2,427
 
MONTANA
Billings 3,239 641 5,213 1,165 7,637 2,356
Remainder of state 2,879 387 5,777 1,114 7,726 1,865
 
NEBRASKA
Omaha-Council Bluffs, NE portion 4,235 654 5,972 1,227 8,719 2,013
Remainder of state 3,229 621 6,219 1,353 8,593 2,241
 
NEVADA
Las Vegas-Paradise 3,309 402 5,399 858 7,097 1,495
Remainder of state 3,334 444 6,484 1,615 8,205 2,276
 
NEW HAMPSHIRE
Boston-Cambridge-Quincy, NH portion 3,046 783 6,621 1,757 9,758 2,704
Manchester-Nashua 3,406 653 7,253 1,076 9,880 2,312
Remainder of state 3,291 596 6,720 1,470 9,387 2,314
 
NEW JERSEY
New York-Northern New Jersey-Long Island, NJ portion 3,439 608 6,781 1,140 9,573 2,114
Remainder of state 3,508 674 6,765 1,063 8,836 2,184
 
NEW MEXICO
Albuquerque 2,832 538 5,109 1,261 7,382 1,919
Remainder of state 3,293 535 6,214 1,349 8,291 1,725
 
NEW YORK
New York-Northern New Jersey-Long Island, NY portion 3,562 630 6,635 1,059 9,401 1,892
Remainder of state 2,869 684 5,263 1,548 7,466 1,875
 
NORTH CAROLINA
Charlotte-Gastonia-Concord, NC portion 3,084 499 5,736 1,382 7,715 2,980
Remainder of state 3,183 590 5,736 1,092 8,096 1,913
 
NORTH DAKOTA**
 
OHIO
Cincinnati-Middletown, OH portion 2,848 582 5,856 1,364 7,204 1,861
Cleveland-Elyria-Mentor 3,116 547 5,862 832 8,336 1,824
Columbus 3,314 634 5,553 942 * 7,919 1,878
Remainder of state 3,076 626 5,977 1,245 8,362 1,833
 
OKLAHOMA
Oklahoma City 3,062 657 5,248 1,119 8,922 3,074
Tulsa 3,425 589 5,784 1,715 8,212 2,093
Remainder of state 3,318 818 6,394 2,429 8,179 2,261
 
OREGON
Portland-Vancouver-Beaverton, OR portion 2,764 297 5,620 1,145 7,935 1,764
Remainder of state 3,202 458 5,303 1,084 8,504 1,976
 
PENNSYLVANIA
Philadelphia-Camden-Wilmington, PA portion 3,400 585 6,769 986 8,851 1,709
Pittsburgh 2,851 451 6,791 861 7,982 1,717
Remainder of state 3,395 620 6,348 998 7,569 1,566
 
RHODE ISLAND**
 
SOUTH CAROLINA
Columbia 2,884 473 5,279 989 7,790 2,000
Remainder of state 2,902 529 5,815 1,189 8,095 2,202
 
SOUTH DAKOTA**
 
TENNESSEE
Memphis, TN portion 3,115 698 6,166 1,467 8,181 1,918
Nashville-Davidson--Murfreesboro 2,954 539 5,770 1,035 8,376 2,017
Remainder of state 2,919 537 5,649 1,340 7,767 2,049
 
TEXAS
Dallas-Fort Worth-Arlington 3,317 525 6,089 1,358 8,953 2,143
Houston-Sugar Land-Baytown 3,566 586 5,777 1,373 9,289 2,409
San Antonio 2,992 452 5,509 2,258 7,296 1,184 *
Remainder of state 3,127 500 5,861 1,433 8,530 2,351
 
UTAH
Ogden-Clearfield 2,628 571 5,306 1,343 7,433 2,532
Provo-Orem 3,096 667 6,509 1,105 8,676 1,750
Salt Lake City 2,997 535 5,770 1,025 8,232 1,529
Remainder of state 3,221 544 6,525 924 * 8,581 1,330 *
 
VERMONT**
 
VIRGINIA
Virginia Beach-Norfolk-Newport News, VA portion 2,772 636 5,392 1,464 7,830 2,743
Washington-Arlington-Alexandria, VA portion 3,263 600 5,633 1,642 8,007 2,813
Remainder of state 2,874 508 5,427 1,142 7,457 1,918
 
WASHINGTON
Seattle-Tacoma-Bellevue 3,347 261 6,588 1,042 9,076 1,637
Remainder of state 3,157 403 5,798 1,249 7,789 1,597
 
WEST VIRGINIA
Charleston 3,460 766 7,788 1,835 9,884 2,620
Remainder of state 3,348 610 6,746 1,311 8,805 1,579
 
WISCONSIN
Milwaukee-Waukesha-West Allis 3,657 748 6,758 1,342 8,823 1,599
Remainder of state 3,415 593 6,613 949 8,651 1,574
 
WYOMING
Cheyenne 3,421 531 5,660 1,560 7,975 2,600
Remainder of state 3,492 474 6,595 1,293 8,628 1,881

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Costs Trends, 2002 Medical Expenditure Panel Survey - Insurance Component.

Note: Definition of each area can be found in the Technical Notes and Survey Documentation.
* Figure does not meet standard of reliability of precision.
** Insufficient sample size in 2002 to produce estimates for this State.



Table IX.A.2 Standard errors for average total premiums and employee contributions (in dollars) for private-sector establishments for areas within States: United States, 2002

State / Area Single premium   Single contribution   Employee-plus-one premium   Employee-plus-one contribution   Family premium   Family contribution  
ALABAMA
Birmingham-Hoover 91 140 712 291 * 294 279
Remainder of state 143 46 391 110 304 159
 
ALASKA**
 
ARIZONA
Phoenix-Mesa-Scottsdale 78 49 124 118 153 145
Remainder of state 113 70 371 228 617 309
 
ARKANSAS**
 
CALIFORNIA
Los Angeles-Long Beach-Santa Ana 89 47 145 107 358 233
Riverside-San Bernardino-Ontario 107 84 686 323 719 758
Sacramento--Arden-Arcade--Roseville 241 97 373 186 546 573
San Diego-Carlsbad-San Marcos 248 64 210 225 378 423 *
San Francisco-Oakland-Fremont 146 63 365 230 582 212
San Jose-Sunnyvale-Santa Clara 200 72 194 315 426 160
Remainder of state 91 34 151 111 402 212
 
COLORADO
Denver-Aurora 95 39 253 171 473 217
Remainder of state 154 50 228 453 309 217
 
CONNECTICUT
Bridgeport-Stamford-Norwalk 249 64 364 169 503 380
Hartford-West Hartford-East Hartford 128 59 302 97 328 178
New Haven-Milford 69 137 248 398 * 379 264
Remainder of state 177 118 403 762 * 520 738 *
 
DELAWARE
Philadelphia-Camden-Wilmington, DE portion 154 56 348 123 549 169
Remainder of state 116 91 303 375 368 338
 
DISTRICT OF COLUMBIA**
 
FLORIDA
Miami-Fort Lauderdale-Miami Beach 110 84 509 325 * 510 541 *
Orlando-Kissimmee 233 136 893 452 * 841 579
Tampa-St. Petersburg-Clearwater 204 76 179 284 331 862 *
Remainder of state 88 69 155 150 297 202
 
GEORGIA
Atlanta-Sandy Springs-Marietta 118 80 400 110 307 137
Remainder of state 172 81 199 228 254 303
 
HAWAII
Honolulu 123 47 125 155 438 325
Remainder of state 139 41 319 146 467 350
 
IDAHO**
 
ILLINOIS
Chicago-Naperville-Joliet, IL portion 91 45 332 102 283 115
Remainder of state 179 70 299 161 566 289
 
INDIANA
Indianapolis 198 145 145 394 452 110
Remainder of state 154 47 211 109 190 123
 
IOWA
Des Moines 188 47 248 238 501 254
Remainder of state 86 45 163 152 173 180
 
KANSAS
Kansas City, KS portion 129 66 247 297 210 226
Wichita 239 123 502 372 607 563 *
Remainder of state 47 41 190 138 208 194
 
KENTUCKY
Louisville, KY portion 97 78 369 217 302 235
Remainder of state 51 65 240 173 195 184
 
LOUISIANA
New Orleans-Metairie-Kenner 153 112 179 316 212 262
Remainder of state 209 54 254 116 303 160
 
MAINE
Portland-South Portland-Biddeford 122 77 295 83 458 315
Remainder of state 120 68 184 303 344 213
 
MARYLAND
Baltimore-Towson 70 42 98 158 156 189
Washington-Arlington-Alexandria, MD portion 69 44 186 130 292 139
Remainder of state 91 100 183 235 327 278
 
MASSACHUSETTS
Boston-Cambridge-Quincy, MA portion 94 47 313 171 224 196
Remainder of state 131 90 295 202 335 265
 
MICHIGAN
Detroit-Warren-Livonia 168 58 305 129 360 216
Remainder of state 88 46 204 152 222 165
 
MINNESOTA
Minneapolis-St. Paul-Bloomington, MN portion 96 39 237 91 228 89
Remainder of state 172 99 234 147 181 244
 
MISSISSIPPI
Jackson 219 97 252 244 375 196
Remainder of state 122 47 241 139 220 141
 
MISSOURI
Kansas City, MO portion 129 106 531 304 426 372
St. Louis, MO portion 102 49 311 173 368 429
Remainder of state 121 115 546 123 364 285
 
MONTANA
Billings 286 159 584 298 1,180 511
Remainder of state 171 85 187 95 246 352
 
NEBRASKA
Omaha-Council Bluffs, NE portion 392 87 220 140 351 148
Remainder of state 81 29 256 93 247 163
 
NEVADA
Las Vegas-Paradise 126 53 228 152 387 243
Remainder of state 127 70 453 170 332 254
 
NEW HAMPSHIRE
Boston-Cambridge-Quincy, NH portion 167 112 240 292 398 354
Manchester-Nashua 116 60 266 151 341 296
Remainder of state 148 68 204 165 291 225
 
NEW JERSEY
New York-Northern New Jersey-Long Island, NJ portion 152 54 216 113 318 265
Remainder of state 176 94 303 223 453 402
 
NEW MEXICO
Albuquerque 130 52 368 119 535 165
Remainder of state 73 67 292 324 308 321
 
NEW YORK
New York-Northern New Jersey-Long Island, NY portion 66 24 238 105 237 175
Remainder of state 73 41 297 250 278 185
 
NORTH CAROLINA
Charlotte-Gastonia-Concord, NC portion 136 60 642 281 361 671
Remainder of state 100 85 187 203 240 242
 
NORTH DAKOTA**
 
OHIO
Cincinnati-Middletown, OH portion 165 39 339 158 683 300
Cleveland-Elyria-Mentor 42 49 206 239 279 256
Columbus 242 80 392 353 * 364 278
Remainder of state 106 85 262 148 328 130
 
OKLAHOMA
Oklahoma City 154 99 276 235 552 324
Tulsa 119 51 251 182 294 192
Remainder of state 231 146 351 419 408 327
 
OREGON
Portland-Vancouver-Beaverton, OR portion 178 76 284 167 324 302
Remainder of state 101 99 269 151 409 375
 
PENNSYLVANIA
Philadelphia-Camden-Wilmington, PA portion 47 53 257 172 262 153
Pittsburgh 81 123 350 185 315 262
Remainder of state 162 120 252 130 254 157
 
RHODE ISLAND**
 
SOUTH CAROLINA
Columbia 90 67 324 201 234 154
Remainder of state 68 62 100 87 167 211
 
SOUTH DAKOTA**
 
TENNESSEE
Memphis, TN portion 145 50 296 341 353 240
Nashville-Davidson--Murfreesboro 153 100 288 126 316 348
Remainder of state 89 66 373 241 266 205
 
TEXAS
Dallas-Fort Worth-Arlington 117 58 227 117 179 301
Houston-Sugar Land-Baytown 291 62 428 129 785 284
San Antonio 166 122 254 431 876 556 *
Remainder of state 112 49 297 181 519 244
 
UTAH
Ogden-Clearfield 220 111 442 302 333 292
Provo-Orem 229 136 536 242 665 161
Salt Lake City 145 95 182 85 335 165
Remainder of state 251 115 534 356 * 566 437 *
 
VERMONT**
 
VIRGINIA
Virginia Beach-Norfolk-Newport News, VA portion 251 141 344 278 465 286
Washington-Arlington-Alexandria, VA portion 172 66 384 231 294 242
Remainder of state 166 56 196 100 224 211
 
WASHINGTON
Seattle-Tacoma-Bellevue 137 48 229 244 300 235
Remainder of state 188 62 306 175 517 223
 
WEST VIRGINIA
Charleston 221 144 586 518 721 350
Remainder of state 108 41 326 176 273 222
 
WISCONSIN
Milwaukee-Waukesha-West Allis 178 90 386 185 417 207
Remainder of state 126 38 306 196 354 178
 
WYOMING
Cheyenne 241 88 701 339 469 318
Remainder of state 162 48 272 157 321 175

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Costs Trends, 2002 Medical Expenditure Panel Survey - Insurance Component.

Note: Definition of each area can be found in the Technical Notes and Survey Documentation.
* Figure does not meet standard of reliability of precision.
** Insufficient sample size in 2002 to produce estimates for this State.