Table IX.B.1 Health insurance offer, eligibility, take up rates for private-sector establishments and employees by firm size for 20 largest metro areas: United States, 2002

Metro Area Percent of establishments that offer health insurance   Percent of employees in establishments that offer   Percent of employees eligible for health insurance in establishments that offer   Percent of employees eligible for health insurance that are enrolled in establishments that offer   Percent of employees that are enrolled in establishments that offer  
New York-Northern New Jersey-Long Island, NY-NJ-PA MSA
Less than 50 employees 49.5% 69.9% 82.9% 76.0% 63.1%
50 or more employees 97.0% 98.3% 78.4% 83.4% 65.4%
Total 58.0% 90.6% 79.3% 81.8% 64.9%
 
Los Angeles-Long Beach-Santa Ana, CA MSA
Less than 50 employees 44.5% 66.4% 85.2% 77.8% 66.3%
50 or more employees 94.9% 96.1% 78.2% 82.1% 64.2%
Total 56.6% 87.9% 79.7% 81.1% 64.7%
 
Chicago-Naperville-Joliet, IL-IN-WI MSA
Less than 50 employees 51.9% 72.5% 77.1% 82.4% 63.5%
50 or more employees 97.1% 96.3% 79.0% 83.3% 65.9%
Total 62.6% 90.5% 78.7% 83.1% 65.4%
 
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA
Less than 50 employees 55.4% 72.6% 75.1% 81.6% 61.3%
50 or more employees 96.0% 98.6% 84.1% 80.1% 67.4%
Total 65.3% 93.1% 82.6% 80.3% 66.3%
 
Dallas-Fort Worth-Arlington, TX MSA
Less than 50 employees 32.7% 52.5% 84.7% 82.7% 70.0%
50 or more employees 96.3% 98.3% 78.0% 89.3% 69.7%
Total 51.8% 89.5% 78.7% 88.5% 69.7%
 
Miami-Fort Lauderdale-Miami Beach, FL MSA
Less than 50 employees 41.9% 48.2% 86.4% 81.3% 70.2%
50 or more employees 99.1% 99.8% 83.9% 88.5% 74.3%
Total 50.2% 89.1% 84.2% 87.7% 73.8%
 
Houston-Sugar Land-Baytown, TX MSA
Less than 50 employees 41.7% 56.6% 82.0% 77.2% 63.2%
50 or more employees 98.8% 98.2% 75.6% 86.2% 65.2%
Total 59.0% 89.6% 76.4% 85.0% 64.9%
 
Washington-Arlington-Alexandria, DC-VA-MD-WV MSA
Less than 50 employees 51.3% 71.7% 83.6% 75.1% 62.7%
50 or more employees 97.1% 97.3% 69.6% 81.5% 56.7%
Total 62.9% 91.2% 72.2% 80.1% 57.9%
 
Atlanta-Sandy Springs-Marietta, GA MSA
Less than 50 employees 43.1% 72.3% 81.1% 81.1% 65.8%
50 or more employees 98.2% 99.0% 81.3% 83.6% 68.0%
Total 58.8% 93.4% 81.3% 83.2% 67.6%
 
Detroit-Warren-Livonia, MI MSA
Less than 50 employees 55.7% 75.7% 67.0% 79.9% 53.5%
50 or more employees 97.3% 98.8% 84.4% 83.0% 70.0%
Total 64.6% 92.6% 80.5% 82.4% 66.4%
 
Boston-Cambridge-Quincy, MA-NH MSA
Less than 50 employees 56.6% 75.4% 81.5% 74.9% 61.1%
50 or more employees 98.8% 99.8% 73.2% 80.9% 59.3%
Total 67.8% 94.2% 74.8% 79.7% 59.6%
 
San Francisco-Oakland-Fremont, CA MSA
Less than 50 employees 52.3% 66.4% 78.7% 86.6% 68.2%
50 or more employees 97.4% 99.4% 73.5% 83.8% 61.6%
Total 63.1% 91.3% 74.5% 84.3% 62.8%
 
Riverside-San Bernardino-Ontario, CA MSA
Less than 50 employees 40.6% 58.2% 88.3% 77.4% 68.4%
50 or more employees 95.6% 78.7% 69.6% 78.9% 54.9%
Total 55.9% 73.1% 73.6% 78.5% 57.8%
 
Phoenix-Mesa-Scottsdale, AZ MSA
Less than 50 employees 39.0% 57.9% 71.3% 79.2% 56.5%
50 or more employees 98.0% 99.2% 78.2% 83.0% 64.9%
Total 55.9% 89.0% 77.1% 82.4% 63.6%
 
Seattle-Tacoma-Bellevue, WA MSA
Less than 50 employees 51.6% 66.0% 82.5% 88.2% 72.7%
50 or more employees 96.2% 97.3% 78.7% 85.5% 67.3%
Total 61.9% 88.4% 79.5% 86.1% 68.5%
 
Minneapolis-St. Paul-Bloomington, MN-WI MSA
Less than 50 employees 51.3% 81.8% 71.5% 76.0% 54.3%
50 or more employees 94.0% 97.5% 74.9% 80.5% 60.2%
Total 63.7% 91.8% 73.7% 79.0% 58.3%
 
San Diego-Carlsbad-San Marcos, CA MSA
Less than 50 employees 42.0% 59.5% 81.0% 84.3% 68.2%
50 or more employees 96.7% 99.9% 81.4% 75.6% 61.5%
Total 53.2% 90.3% 81.3% 77.0% 62.6%
 
St. Louis, MO-IL MSA
Less than 50 employees 50.6% 74.1% 60.7% 80.7% 49.0%
50 or more employees 95.9% 98.2% 72.6% 82.8% 60.1%
Total 65.4% 92.4% 70.3% 82.4% 57.9%
 
Baltimore-Towson, MD MSA
Less than 50 employees 52.4% 70.7% 78.4% 75.3% 59.1%
50 or more employees 99.3% 99.9% 79.4% 75.8% 60.2%
Total 65.5% 93.2% 79.3% 75.7% 60.0%
 
Tampa-St. Petersburg-Clearwater, FL MSA
Less than 50 employees 55.2% 77.4% 88.2% 80.9% 71.3%
50 or more employees 98.5% 98.9% 70.4% 79.6% 56.0%
Total 68.2% 94.5% 73.3% 79.8% 58.6%

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Costs Trends, 2002 Medical Expenditure Panel Survey - Insurance Component.

Note: Definition of each area can be found in the Techinical Notes and Survey Documentation.



Table IX.B.1 Standard errors for health insurance offer, eligibility, take up rates for private-sector establishments and employees by firm size for 20 largest metro areas: United States, 2002

Metro Area Percent of establishments that offer health insurance   Percent of employees in establishments that offer   Percent of employees eligible for health insurance in establishments that offer   Percent of employees eligible for health insurance that are enrolled in establishments that offer   Percent of employees that are enrolled in establishments that offer  
New York-Northern New Jersey-Long Island, NY-NJ-PA MSA
Less than 50 employees 4.61% 3.95% 4.17% 2.98% 4.32%
50 or more employees 1.53% 0.58% 3.76% 1.41% 3.77%
Total 2.15% 0.91% 2.07% 1.48% 2.50%
 
Los Angeles-Long Beach-Santa Ana, CA MSA
Less than 50 employees 2.81% 2.63% 1.63% 3.41% 3.12%
50 or more employees 1.29% 1.68% 2.68% 1.72% 2.82%
Total 2.06% 1.21% 2.37% 1.55% 2.76%
 
Chicago-Naperville-Joliet, IL-IN-WI MSA
Less than 50 employees 3.91% 4.74% 1.74% 1.30% 1.70%
50 or more employees 2.03% 2.07% 2.91% 1.42% 3.05%
Total 2.51% 1.72% 2.54% 0.84% 2.37%
 
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA
Less than 50 employees 5.33% 6.18% 3.50% 2.80% 2.98%
50 or more employees 3.56% 0.34% 2.30% 2.50% 2.49%
Total 3.21% 0.81% 2.84% 2.46% 2.63%
 
Dallas-Fort Worth-Arlington, TX MSA
Less than 50 employees 3.64% 4.07% 2.26% 4.16% 3.86%
50 or more employees 1.54% 0.78% 3.36% 1.49% 3.32%
Total 2.08% 1.36% 2.98% 1.37% 2.84%
 
Miami-Fort Lauderdale-Miami Beach, FL MSA
Less than 50 employees 5.57% 7.30% 3.03% 6.63% 6.93%
50 or more employees 0.43% 0.43% 5.72% 3.73% 6.78%
Total 5.50% 2.18% 4.49% 3.73% 5.72%
 
Houston-Sugar Land-Baytown, TX MSA
Less than 50 employees 4.80% 7.35% 4.33% 4.32% 5.41%
50 or more employees 0.72% 0.94% 3.59% 3.92% 4.82%
Total 5.05% 1.90% 2.82% 3.97% 4.57%
 
Washington-Arlington-Alexandria, DC-VA-MD-WV MSA
Less than 50 employees 6.39% 6.67% 5.46% 5.97% 7.58%
50 or more employees 7.18% 0.86% 8.30% 2.65% 7.21%
Total 1.86% 1.82% 3.16% 1.67% 2.33%
 
Atlanta-Sandy Springs-Marietta, GA MSA
Less than 50 employees 2.89% 3.39% 3.13% 3.56% 3.74%
50 or more employees 1.41% 0.84% 4.44% 1.97% 3.68%
Total 2.75% 1.58% 4.01% 1.79% 3.48%
 
Detroit-Warren-Livonia, MI MSA
Less than 50 employees 4.29% 4.37% 4.26% 3.25% 4.11%
50 or more employees 1.22% 0.47% 2.00% 3.59% 3.78%
Total 3.13% 1.04% 2.06% 2.87% 3.36%
 
Boston-Cambridge-Quincy, MA-NH MSA
Less than 50 employees 4.43% 4.26% 3.13% 2.72% 3.10%
50 or more employees 1.08% 0.17% 5.23% 1.31% 5.03%
Total 3.23% 1.19% 4.45% 1.20% 4.10%
 
San Francisco-Oakland-Fremont, CA MSA
Less than 50 employees 3.34% 4.90% 3.32% 2.65% 4.21%
50 or more employees 1.34% 0.35% 5.04% 3.65% 5.54%
Total 2.85% 2.74% 4.05% 2.91% 4.28%
 
Riverside-San Bernardino-Ontario, CA MSA
Less than 50 employees 5.89% 7.30% 3.23% 6.18% 7.20%
50 or more employees 4.94% 10.47% 4.55% 3.94% 2.91%
Total 5.65% 8.48% 4.56% 3.85% 4.12%
 
Phoenix-Mesa-Scottsdale, AZ MSA
Less than 50 employees 3.07% 3.84% 3.42% 3.51% 3.22%
50 or more employees 1.21% 0.37% 2.37% 2.88% 3.05%
Total 2.85% 1.18% 1.91% 2.69% 2.59%
 
Seattle-Tacoma-Bellevue, WA MSA
Less than 50 employees 2.93% 4.92% 2.45% 1.79% 2.85%
50 or more employees 2.06% 2.15% 4.24% 3.16% 4.05%
Total 2.38% 2.46% 3.17% 2.30% 3.13%
 
Minneapolis-St. Paul-Bloomington, MN-WI MSA
Less than 50 employees 3.34% 5.02% 4.29% 2.68% 3.98%
50 or more employees 2.40% 1.20% 4.21% 2.25% 4.40%
Total 2.52% 1.91% 3.65% 1.94% 3.97%
 
San Diego-Carlsbad-San Marcos, CA MSA
Less than 50 employees 4.56% 5.22% 3.35% 3.20% 3.97%
50 or more employees 1.75% 0.07% 5.27% 4.22% 5.96%
Total 3.42% 2.63% 4.36% 3.48% 4.88%
 
St. Louis, MO-IL MSA
Less than 50 employees 12.02% 17.19% 16.29% 18.94% 12.50%
50 or more employees 10.19% 10.37% 11.38% 9.44% 10.98%
Total 1.49% 2.18% 5.28% 2.12% 4.10%
 
Baltimore-Towson, MD MSA
Less than 50 employees 2.38% 4.53% 3.34% 1.97% 3.00%
50 or more employees 0.92% 0.09% 3.48% 1.82% 3.14%
Total 2.34% 0.99% 2.92% 1.53% 2.56%
 
Tampa-St. Petersburg-Clearwater, FL MSA
Less than 50 employees 5.18% 2.77% 4.41% 6.60% 6.82%
50 or more employees 8.44% 0.49% 5.32% 2.86% 5.99%
Total 5.24% 2.42% 4.92% 2.18% 4.15%

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Costs Trends, 2002 Medical Expenditure Panel Survey - Insurance Component.

Note: Definition of each area can be found in the Techinical Notes and Survey Documentation.