Table IX.B.2 Average total premiums and employee contributions (in dollars) for private-sector establishments by firm size for 20 largest metro areas: United States, 2002

Metro Area Single premium   Single contribution   Employee-plus-one premium   Employee-plus-one contribution   Family premium   Family contribution  
New York-Northern New Jersey-Long Island, NY-NJ-PA MSA
Less than 50 employees 3,967 555 7,234 963 10044 1,574 *
50 or more employees 3,393 640 6,553 1,130 9,337 2,075
Total 3,516 622 6,698 1,094 9,470 1,981
 
Los Angeles-Long Beach-Santa Ana, CA MSA
Less than 50 employees 3,121 315 5,459 1,223 6,990 1,691
50 or more employees 2,750 557 5,452 1,203 8,483 2,170
Total 2,848 493 5,453 1,206 8,222 2,086
 
Chicago-Naperville-Joliet, IL-IN-WI MSA
Less than 50 employees 3,585 483 7,039 1,485 8,515 2,137
50 or more employees 3,354 658 6,782 1,360 8,954 2,003
Total 3,405 620 6,826 1,382 8,884 2,024
 
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA
Less than 50 employees 3,961 440 * 7,178 1,441 10458 1,974 *
50 or more employees 3,219 635 6,545 974 8,428 1,846
Total 3,358 598 6,616 1,027 8,693 1,863
 
Dallas-Fort Worth-Arlington, TX MSA
Less than 50 employees 3,378 471 6,884 2,387 8,759 2,720
50 or more employees 3,307 534 6,027 1,277 8,973 2,085
Total 3,317 525 6,089 1,358 8,953 2,143
 
Miami-Fort Lauderdale-Miami Beach, FL MSA
Less than 50 employees 3,328 385 7,115 612 * 8,944 1,654
50 or more employees 3,054 585 5,945 956 * 9,320 1,788 *
Total 3,094 556 6,049 925 * 9,294 1,779 *
 
Houston-Sugar Land-Baytown, TX MSA
Less than 50 employees 3,867 389 6,345 1,444 9,737 4,121
50 or more employees 3,502 628 5,714 1,365 9,250 2,260
Total 3,566 586 5,777 1,373 9,289 2,409
 
Washington-Arlington-Alexandria, DC-VA-MD-WV MSA
Less than 50 employees 3,736 539 7,168 1,563 9,179 2,889
50 or more employees 2,986 634 5,432 1,541 8,115 2,707
Total 3,182 609 5,728 1,545 8,267 2,733
 
Atlanta-Sandy Springs-Marietta, GA MSA
Less than 50 employees 2,966 661 5,455 1,622 7,760 3,052
50 or more employees 3,030 732 5,045 1,223 8,038 2,150
Total 3,019 720 5,118 1,294 8,005 2,257
 
Detroit-Warren-Livonia, MI MSA
Less than 50 employees 3,793 429 7,391 775 * 8,598 1,557
50 or more employees 3,051 425 6,434 955 8,098 1,209
Total 3,199 426 6,574 929 8,185 1,269
 
Boston-Cambridge-Quincy, MA-NH MSA
Less than 50 employees 3,595 658 7,332 1,053 * 9,831 1,803
50 or more employees 3,204 732 6,085 1,410 8,547 2,098
Total 3,292 715 6,254 1,362 8,759 2,049
 
San Francisco-Oakland-Fremont, CA MSA
Less than 50 employees 3,288 230 6,573 982 * 7,742 1,608
50 or more employees 2,848 472 6,058 1,170 9,004 2,021
Total 2,963 409 6,130 1,143 8,828 1,964
 
Riverside-San Bernardino-Ontario, CA MSA
Less than 50 employees 2,452 684 * 4,642 670 * 7,136 4,257
50 or more employees 2,495 353 5,544 1,608 8,232 3,115
Total 2,482 453 5,346 1,402 7,995 3,361
 
Phoenix-Mesa-Scottsdale, AZ MSA
Less than 50 employees 3,223 607 5,797 1,722 7,440 2,113
50 or more employees 2,917 586 5,421 1,281 7,975 2,165
Total 2,965 589 5,463 1,330 7,897 2,158
 
Seattle-Tacoma-Bellevue, WA MSA
Less than 50 employees 2,975 218 6,099 1,130 * 8,992 2,422
50 or more employees 3,499 278 6,686 1,024 * 9,093 1,476
Total 3,347 261 6,588 1,042 9,076 1,637
 
Minneapolis-St. Paul-Bloomington, MN-WI MSA
Less than 50 employees 3,543 621 6,963 1,612 9,510 2,461
50 or more employees 3,189 702 6,442 1,450 9,029 2,120
Total 3,305 676 6,589 1,496 9,163 2,216
 
San Diego-Carlsbad-San Marcos, CA MSA
Less than 50 employees 2,501 234 * 5,337 1,005 * 5,868 1,333 *
50 or more employees 3,353 394 5,154 1,034 7,949 1,314 *
Total 3,169 359 5,193 1,028 7,755 1,316 *
 
St. Louis, MO-IL MSA
Less than 50 employees 2,794 232 * 5,724 2,270 * 6,864 2,687 *
50 or more employees 3,052 468 6,267 1,069 * 8,316 1,644 *
Total 3,001 421 6,189 1,242 8,127 1,779
 
Baltimore-Towson, MD MSA
Less than 50 employees 3,211 657 6,617 1,469 8,623 2,930
50 or more employees 3,201 676 6,563 1,029 9,097 2,731
Total 3,203 671 6,570 1,082 9,033 2,758
 
Tampa-St. Petersburg-Clearwater, FL MSA
Less than 50 employees 4,545 289 * 5,385 1,454 * 9,941 1,924 *
50 or more employees 3,158 610 5,873 1,232 * 8,657 2,221
Total 3,537 522 5,799 1,265 8,822 2,183 *

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Costs Trends, 2002 Medical Expenditure Panel Survey - Insurance Component.

Note: Definition of each area can be found in the Techinical Notes and Survey Documentation.
* Figure does not meet standard of reliability of precision.



Table IX.B.2 Standard errors for average total premiums and employee contributions (in dollars) for private-sector establishments by firm size for 20 largest metro areas: United States, 2002

Metro Area Single premium   Single contribution   Employee-plus-one premium   Employee-plus-one contribution   Family premium   Family contribution  
New York-Northern New Jersey-Long Island, NY-NJ-PA MSA
Less than 50 employees 185 113 297 255 453 514 *
50 or more employees 180 57 301 149 354 234
Total 49 25 165 80 194 151
 
Los Angeles-Long Beach-Santa Ana, CA MSA
Less than 50 employees 272 73 507 209 436 244
50 or more employees 102 60 135 152 620 245
Total 89 47 145 107 358 233
 
Chicago-Naperville-Joliet, IL-IN-WI MSA
Less than 50 employees 107 132 303 287 371 286
50 or more employees 96 45 355 95 318 106
Total 62 50 320 95 257 121
 
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA
Less than 50 employees 152 134 * 375 392 614 599 *
50 or more employees 167 66 389 99 556 173
Total 46 43 235 146 271 154
 
Dallas-Fort Worth-Arlington, TX MSA
Less than 50 employees 342 109 839 468 544 748
50 or more employees 181 65 256 130 215 306
Total 117 58 227 117 179 301
 
Miami-Fort Lauderdale-Miami Beach, FL MSA
Less than 50 employees 414 111 875 234 * 1,514 467
50 or more employees 119 82 477 392 * 602 737 *
Total 110 84 509 325 * 510 541 *
 
Houston-Sugar Land-Baytown, TX MSA
Less than 50 employees 304 77 940 388 1,014 734
50 or more employees 368 81 514 129 832 224
Total 291 62 428 129 785 284
 
Washington-Arlington-Alexandria, DC-VA-MD-WV MSA
Less than 50 employees 802 141 1,198 435 1,313 692
50 or more employees 142 94 435 243 718 633
Total 86 37 187 142 251 200
 
Atlanta-Sandy Springs-Marietta, GA MSA
Less than 50 employees 110 152 229 284 317 516
50 or more employees 160 86 481 108 378 125
Total 118 80 400 110 307 137
 
Detroit-Warren-Livonia, MI MSA
Less than 50 employees 225 119 869 301 * 528 434
50 or more employees 188 53 303 147 356 203
Total 168 58 305 129 360 216
 
Boston-Cambridge-Quincy, MA-NH MSA
Less than 50 employees 92 91 936 372 * 629 269
50 or more employees 130 48 307 144 245 196
Total 88 46 282 157 220 189
 
San Francisco-Oakland-Fremont, CA MSA
Less than 50 employees 319 67 487 330 * 728 294
50 or more employees 132 80 367 255 562 258
Total 146 63 365 230 582 212
 
Riverside-San Bernardino-Ontario, CA MSA
Less than 50 employees 187 299 * 1,165 455 * 1,041 846
50 or more employees 80 58 702 352 610 781
Total 107 84 686 323 719 758
 
Phoenix-Mesa-Scottsdale, AZ MSA
Less than 50 employees 185 155 587 336 345 420
50 or more employees 82 43 124 116 134 148
Total 78 49 124 118 153 145
 
Seattle-Tacoma-Bellevue, WA MSA
Less than 50 employees 119 31 452 363 * 445 367
50 or more employees 157 61 191 365 * 343 265
Total 137 48 229 244 300 235
 
Minneapolis-St. Paul-Bloomington, MN-WI MSA
Less than 50 employees 191 64 463 322 466 298
50 or more employees 71 65 206 105 183 118
Total 99 39 228 91 235 90
 
San Diego-Carlsbad-San Marcos, CA MSA
Less than 50 employees 254 98 * 660 394 * 1,068 1,506 *
50 or more employees 299 61 216 191 540 450 *
Total 248 64 210 225 378 423 *
 
St. Louis, MO-IL MSA
Less than 50 employees 691 87 * 1,593 1,078 * 1,930 893 *
50 or more employees 450 109 770 449 * 1,452 496 *
Total 97 45 209 190 302 432
 
Baltimore-Towson, MD MSA
Less than 50 employees 87 134 341 193 319 418
50 or more employees 89 40 145 155 193 215
Total 70 42 98 158 156 189
 
Tampa-St. Petersburg-Clearwater, FL MSA
Less than 50 employees 345 225 * 982 718 * 1,547 1,054 *
50 or more employees 200 98 308 373 * 955 598
Total 204 76 179 284 331 862 *

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Costs Trends, 2002 Medical Expenditure Panel Survey - Insurance Component.

Note: Definition of each area can be found in the Techinical Notes and Survey Documentation.
* Figure does not meet standard of reliability of precision.