Table IX.A.2 Average total premiums and employee contributions (in dollars) for private-sector establishments for areas within States: United States, 2003

State / Area Single premium   Single contribution   Employee-plus-one premium   Employee-plus-one contribution   Family premium   Family contribution  
ALABAMA
Birmingham-Hoover 3,169 465 5,835 1,079 7,729 2,112
Remainder of state 3,151 710 6,249 1,375 8,169 2,360
 
ALASKA
Anchorage 3,868 460 7,003 1,440 11109 2,199
Remainder of state 4,273 384 6,388 1,193 10086 1,373
 
ARIZONA
Phoenix-Mesa-Scottsdale 3,159 573 6,272 1,542 9,047 2,942
Remainder of state 3,366 521 5,994 1,375 8,726 1,895
 
ARKANSAS
Little Rock-North Little Rock 3,106 663 5,426 1,578 7,758 2,186
Remainder of state 3,135 637 5,790 1,763 8,060 2,408
 
CALIFORNIA
Los Angeles-Long Beach-Santa Ana 3,211 449 6,649 1,767 9,469 2,755
Riverside-San Bernardino-Ontario 3,508 425 5,659 895 8,782 1,588
Sacramento--Arden-Arcade--Roseville 2,914 421 6,086 1,160 10099 2,345
San Diego-Carlsbad-San Marcos 3,384 593 6,197 1,659 8,476 1,917
San Francisco-Oakland-Fremont 3,402 429 6,473 1,180 9,323 1,963
San Jose-Sunnyvale-Santa Clara 3,374 729 6,303 1,927 8,376 2,623
Remainder of state 3,251 446 6,535 1,599 8,906 2,200
 
COLORADO
Denver-Aurora 3,710 613 6,929 1,632 9,752 2,611
Remainder of state 3,555 538 6,821 1,550 9,199 2,177
 
CONNECTICUT
Bridgeport-Stamford-Norwalk 3,798 715 7,223 1,673 9,909 2,208
Hartford-West Hartford-East Hartford 3,504 877 7,109 1,867 9,705 2,790
New Haven-Milford 4,046 875 8,849 2,395 10761 2,735
Remainder of state 3,438 648 * 7,650 1,768 * 10613 1,354 *
 
DELAWARE
Philadelphia-Camden-Wilmington, DE portion 3,926 677 6,879 1,546 10863 2,162
Remainder of state 3,559 848 6,253 1,792 8,950 2,537
 
DISTRICT OF COLUMBIA
Washington-Arlington-Alexandria, DC portion 3,740 710 7,442 1,777 10748 2,474
 
FLORIDA
Miami-Fort Lauderdale-Miami Beach 3,572 791 6,995 2,082 10390 3,395
Orlando-Kissimmee 3,564 858 6,818 1,999 9,872 2,998
Tampa-St. Petersburg-Clearwater 3,821 648 6,461 1,792 8,823 2,582
Remainder of state 3,468 757 6,639 1,996 9,028 2,631
 
GEORGIA
Atlanta-Sandy Springs-Marietta 3,488 650 6,724 1,615 9,825 2,417
Remainder of state 3,831 772 6,420 1,713 7,204 2,219
 
HAWAII
Honolulu 3,088 249 5,969 1,240 8,312 2,010
Remainder of state 2,883 254 5,488 1,421 6,988 2,128
 
IDAHO
Boise City-Nampa 3,441 592 6,250 1,783 8,525 2,531
Remainder of state 3,194 476 6,262 1,496 8,619 2,189
 
ILLINOIS
Chicago-Naperville-Joliet, IL portion 3,748 630 7,194 1,353 9,952 2,299
Remainder of state 3,494 606 6,586 1,850 8,826 1,915
 
INDIANA
Indianapolis 3,715 791 6,762 2,240 9,919 3,918
Remainder of state 3,405 709 6,452 1,580 9,108 1,748
 
IOWA
Des Moines 3,313 731 6,995 2,122 8,955 2,401
Remainder of state 3,254 664 6,326 1,422 8,335 2,147
 
KANSAS
Kansas City, KS portion 3,363 873 6,709 2,130 9,068 2,841
Wichita 3,114 643 6,141 1,778 8,900 2,209
Remainder of state 3,588 803 6,571 1,962 8,813 2,658
 
KENTUCKY
Louisville, KY portion 3,294 598 6,095 1,366 * 8,413 2,412
Remainder of state 3,508 732 6,705 1,731 9,387 2,261
 
LOUISIANA
New Orleans-Metairie-Kenner 3,360 639 6,741 1,708 8,890 2,193
Remainder of state 3,294 630 6,941 1,633 8,673 2,745
 
MAINE
Portland-South Portland-Biddeford 3,849 701 7,142 1,904 10602 2,988
Remainder of state 3,855 694 6,908 1,921 9,989 2,746
 
MARYLAND
Baltimore-Towson 3,404 749 6,529 1,595 9,513 2,592
Washington-Arlington-Alexandria, MD portion 3,432 882 6,099 2,174 8,950 3,076
Remainder of state 3,492 717 7,160 1,330 * 8,916 2,291
 
MASSACHUSETTS
Boston-Cambridge-Quincy, MA portion 3,520 741 6,672 1,404 9,973 2,332
Remainder of state 3,443 651 6,725 1,519 9,615 2,511
 
MICHIGAN
Detroit-Warren-Livonia 3,755 538 7,034 1,196 9,790 1,774
Remainder of state 3,580 538 7,165 1,454 9,128 1,555
 
MINNESOTA
Minneapolis-St. Paul-Bloomington, MN portion 3,563 641 6,493 1,523 10171 2,568
Remainder of state 3,897 523 7,742 1,456 9,859 2,358
 
MISSISSIPPI
Jackson 3,145 474 6,063 1,610 8,743 2,549
Remainder of state 3,350 512 6,163 1,480 7,878 2,262
 
MISSOURI
Kansas City, MO portion 3,157 648 6,556 1,964 8,998 2,529
St. Louis, MO portion 3,263 550 6,471 1,439 9,292 2,134
Remainder of state 3,487 551 6,442 1,768 8,413 2,317
 
MONTANA
Billings 3,235 308 * 5,494 1,917 8,530 2,820
Remainder of state 3,583 523 7,051 2,030 8,544 2,321
 
NEBRASKA
Omaha-Council Bluffs, NE portion 4,140 855 6,896 1,485 8,969 2,013
Remainder of state 3,590 836 6,703 2,013 9,405 3,001
 
NEVADA
Las Vegas-Paradise 3,604 433 5,929 1,172 8,635 2,050
Remainder of state 3,506 586 6,602 1,554 9,449 2,256
 
NEW HAMPSHIRE
Boston-Cambridge-Quincy, NH portion 3,612 811 7,174 1,758 9,608 2,133
Manchester-Nashua 3,191 658 7,516 2,241 9,150 2,218
Remainder of state 3,812 798 7,647 2,178 10335 2,740
 
NEW JERSEY
New York-Northern New Jersey-Long Island, NJ portion 3,802 616 7,445 1,417 10166 2,056
Remainder of state 3,854 593 7,114 1,550 10174 1,804
 
NEW MEXICO
Albuquerque 3,252 574 6,079 1,630 9,117 2,684
Remainder of state 3,461 610 6,697 1,721 9,486 2,321
 
NEW YORK
New York-Northern New Jersey-Long Island, NY portion 3,838 632 7,022 1,099 9,922 1,761
Remainder of state 3,146 612 6,478 1,547 8,487 1,912
 
NORTH CAROLINA
Charlotte-Gastonia-Concord, NC portion 3,651 541 6,618 1,643 7,692 1,861
Remainder of state 3,357 541 5,621 1,630 8,650 2,481
 
NORTH DAKOTA
Fargo, ND portion 2,957 495 5,461 1,140 7,988 2,089
Remainder of state 3,020 609 5,751 1,620 7,811 2,157
 
OHIO
Cincinnati-Middletown, OH portion 3,426 564 6,366 1,332 9,490 2,616
Cleveland-Elyria-Mentor 3,211 624 6,356 1,474 9,097 2,055
Columbus 3,321 627 6,884 1,223 8,862 2,449
Remainder of state 3,545 544 6,633 1,209 9,116 1,579
 
OKLAHOMA
Oklahoma City 3,162 661 6,261 1,946 8,972 2,924
Tulsa 3,603 712 6,432 1,394 8,965 1,994
Remainder of state 3,118 481 6,343 1,526 8,044 2,202
 
OREGON
Portland-Vancouver-Beaverton, OR portion 3,289 446 6,137 1,739 9,194 2,212
Remainder of state 3,472 426 6,223 1,793 8,282 2,067
 
PENNSYLVANIA
Philadelphia-Camden-Wilmington, PA portion 3,719 621 7,187 1,204 9,378 2,564
Pittsburgh 3,189 646 6,572 1,537 9,193 2,029
Remainder of state 3,392 450 6,722 1,118 8,958 1,749
 
RHODE ISLAND
Providence-New Bedford-Fall River, RI portion 3,725 820 6,798 1,833 9,460 2,533
 
SOUTH CAROLINA
Columbia 3,266 691 5,758 1,541 8,692 2,908
Remainder of state 3,390 664 6,395 1,866 8,954 2,546
 
SOUTH DAKOTA
Sioux Falls 3,124 673 6,775 1,996 8,050 2,208
Remainder of state 3,528 841 6,600 1,776 8,847 2,418
 
TENNESSEE
Memphis, TN portion 3,834 719 6,396 2,167 9,262 2,770
Nashville-Davidson--Murfreesboro 3,847 885 6,741 1,551 10247 2,772
Remainder of state 3,340 695 6,492 1,832 8,746 2,381
 
TEXAS
Dallas-Fort Worth-Arlington 3,635 536 6,656 1,858 9,516 2,527
Houston-Sugar Land-Baytown 3,339 549 6,985 1,692 10204 2,655
San Antonio 3,231 527 6,851 1,787 8,846 2,691
Remainder of state 3,339 564 6,114 1,626 9,174 2,246
 
UTAH
Ogden-Clearfield 3,342 627 6,238 1,595 8,307 2,245
Provo-Orem 3,005 671 5,653 1,525 9,322 2,721
Salt Lake City 3,463 643 5,779 1,536 8,120 2,390
Remainder of state 3,237 585 5,897 1,298 8,008 1,692
 
VERMONT
Burlington-South Burlington 3,541 493 7,072 1,345 9,686 1,748
Remainder of state 3,639 776 7,084 1,688 9,360 2,184
 
VIRGINIA
Virginia Beach-Norfolk-Newport News, VA portion 2,874 744 5,659 1,472 8,503 2,304
Washington-Arlington-Alexandria, VA portion 3,388 667 6,681 1,783 9,743 2,766
Remainder of state 3,411 575 6,122 1,569 8,951 2,738
 
WASHINGTON
Seattle-Tacoma-Bellevue 3,530 355 6,579 1,535 9,451 2,224
Remainder of state 3,503 438 6,438 1,265 8,817 1,784
 
WEST VIRGINIA
Charleston 4,731 693 8,609 2,033 8,894 1,488
Remainder of state 3,557 495 6,529 1,059 9,289 1,584
 
WISCONSIN
Milwaukee-Waukesha-West Allis 4,043 827 7,653 1,926 10797 2,267
Remainder of state 3,624 831 6,832 1,947 9,104 2,255
 
WYOMING
Cheyenne 3,132 499 6,230 1,525 9,235 2,573
Remainder of state 3,872 596 7,118 1,379 9,670 1,844

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Costs Trends, 2003 Medical Expenditure Panel Survey - Insurance Component.

Note: Definition of each area can be found in the Techinical Notes and Survey Documentation.
* Figure does not meet standard of reliability of precision.



Table IX.A.2 Standard errors for average total premiums and employee contributions (in dollars) for private-sector establishments for areas within States: United States, 2003

State / Area Single premium   Single contribution   Employee-plus-one premium   Employee-plus-one contribution   Family premium   Family contribution  
ALABAMA
Birmingham-Hoover 139 79 439 206 206 200
Remainder of state 74 48 235 78 191 110
 
ALASKA
Anchorage 306 66 342 182 511 185
Remainder of state 372 56 724 255 466 410
 
ARIZONA
Phoenix-Mesa-Scottsdale 82 38 240 121 305 283
Remainder of state 80 125 212 248 455 344
 
ARKANSAS
Little Rock-North Little Rock 118 82 240 183 374 165
Remainder of state 109 51 335 125 418 137
 
CALIFORNIA
Los Angeles-Long Beach-Santa Ana 68 28 87 96 206 168
Riverside-San Bernardino-Ontario 298 71 446 217 679 316
Sacramento--Arden-Arcade--Roseville 202 67 400 197 878 344
San Diego-Carlsbad-San Marcos 233 89 410 282 579 378
San Francisco-Oakland-Fremont 78 68 190 145 450 177
San Jose-Sunnyvale-Santa Clara 242 139 313 283 441 558
Remainder of state 98 44 215 163 272 187
 
COLORADO
Denver-Aurora 206 81 259 132 407 303
Remainder of state 134 71 367 159 371 266
 
CONNECTICUT
Bridgeport-Stamford-Norwalk 178 93 501 386 799 369
Hartford-West Hartford-East Hartford 133 106 428 194 210 280
New Haven-Milford 151 141 384 458 338 105
Remainder of state 382 202 * 1,047 557 * 938 472 *
 
DELAWARE
Philadelphia-Camden-Wilmington, DE portion 205 86 240 147 493 263
Remainder of state 237 151 572 401 535 240
 
DISTRICT OF COLUMBIA
Washington-Arlington-Alexandria, DC portion 79 58 196 128 399 164
 
FLORIDA
Miami-Fort Lauderdale-Miami Beach 110 62 239 188 362 275
Orlando-Kissimmee 201 77 811 510 638 401
Tampa-St. Petersburg-Clearwater 284 90 310 55 511 343
Remainder of state 93 49 241 173 490 222
 
GEORGIA
Atlanta-Sandy Springs-Marietta 103 57 141 102 356 170
Remainder of state 208 107 352 259 807 245
 
HAWAII
Honolulu 105 38 274 115 135 144
Remainder of state 74 34 257 208 367 312
 
IDAHO
Boise City-Nampa 183 101 358 131 204 400
Remainder of state 93 39 354 200 320 291
 
ILLINOIS
Chicago-Naperville-Joliet, IL portion 136 88 229 271 308 422
Remainder of state 123 58 180 168 350 171
 
INDIANA
Indianapolis 136 71 363 318 296 656
Remainder of state 148 59 298 181 295 228
 
IOWA
Des Moines 147 198 411 568 365 288
Remainder of state 108 39 352 145 204 183
 
KANSAS
Kansas City, KS portion 98 90 185 292 361 222
Wichita 139 112 303 240 440 216
Remainder of state 155 81 428 252 212 243
 
KENTUCKY
Louisville, KY portion 129 71 402 416 * 331 355
Remainder of state 159 78 306 115 587 245
 
LOUISIANA
New Orleans-Metairie-Kenner 162 104 362 325 453 472
Remainder of state 152 58 350 89 495 142
 
MAINE
Portland-South Portland-Biddeford 175 55 231 159 352 251
Remainder of state 83 47 254 278 270 164
 
MARYLAND
Baltimore-Towson 206 95 247 249 459 349
Washington-Arlington-Alexandria, MD portion 183 120 432 364 584 521
Remainder of state 272 86 669 430 * 566 366
 
MASSACHUSETTS
Boston-Cambridge-Quincy, MA portion 78 62 285 130 238 128
Remainder of state 158 87 382 395 450 343
 
MICHIGAN
Detroit-Warren-Livonia 163 87 263 138 316 264
Remainder of state 106 58 466 318 328 185
 
MINNESOTA
Minneapolis-St. Paul-Bloomington, MN portion 217 63 268 89 144 146
Remainder of state 119 101 722 253 597 297
 
MISSISSIPPI
Jackson 235 92 224 95 387 356
Remainder of state 106 78 283 132 438 126
 
MISSOURI
Kansas City, MO portion 189 60 392 239 378 261
St. Louis, MO portion 108 53 434 181 349 340
Remainder of state 135 74 395 284 288 246
 
MONTANA
Billings 182 104 * 275 269 242 263
Remainder of state 161 56 296 317 247 260
 
NEBRASKA
Omaha-Council Bluffs, NE portion 240 94 257 186 331 336
Remainder of state 193 56 222 149 290 333
 
NEVADA
Las Vegas-Paradise 186 43 249 181 325 263
Remainder of state 147 42 375 131 398 181
 
NEW HAMPSHIRE
Boston-Cambridge-Quincy, NH portion 170 67 473 300 554 299
Manchester-Nashua 139 121 183 300 632 280
Remainder of state 180 82 285 297 294 204
 
NEW JERSEY
New York-Northern New Jersey-Long Island, NJ portion 221 32 234 110 278 226
Remainder of state 235 140 437 350 674 361
 
NEW MEXICO
Albuquerque 84 53 154 140 153 233
Remainder of state 120 88 345 471 471 249
 
NEW YORK
New York-Northern New Jersey-Long Island, NY portion 112 47 288 100 360 114
Remainder of state 103 50 239 180 162 178
 
NORTH CAROLINA
Charlotte-Gastonia-Concord, NC portion 221 91 387 364 504 315
Remainder of state 133 24 252 78 260 114
 
NORTH DAKOTA
Fargo, ND portion 143 96 213 223 440 413
Remainder of state 65 60 187 170 189 161
 
OHIO
Cincinnati-Middletown, OH portion 603 89 1,003 324 1,185 456
Cleveland-Elyria-Mentor 146 79 324 220 346 244
Columbus 295 117 602 226 674 369
Remainder of state 116 78 294 144 351 161
 
OKLAHOMA
Oklahoma City 96 92 325 265 449 454
Tulsa 186 63 181 178 344 338
Remainder of state 138 70 408 191 517 327
 
OREGON
Portland-Vancouver-Beaverton, OR portion 87 69 140 121 245 138
Remainder of state 276 52 344 226 387 242
 
PENNSYLVANIA
Philadelphia-Camden-Wilmington, PA portion 188 72 510 136 670 331
Pittsburgh 250 131 379 243 440 350
Remainder of state 64 45 228 175 188 282
 
RHODE ISLAND
Providence-New Bedford-Fall River, RI portion 78 29 213 211 228 225
 
SOUTH CAROLINA
Columbia 264 106 747 253 419 341
Remainder of state 160 53 180 218 248 195
 
SOUTH DAKOTA
Sioux Falls 157 83 383 145 371 324
Remainder of state 118 94 288 182 439 174
 
TENNESSEE
Memphis, TN portion 242 126 794 329 604 389
Nashville-Davidson--Murfreesboro 238 119 413 171 352 232
Remainder of state 63 71 86 267 259 364
 
TEXAS
Dallas-Fort Worth-Arlington 122 41 237 153 300 172
Houston-Sugar Land-Baytown 153 45 442 157 430 172
San Antonio 238 64 835 187 758 455
Remainder of state 88 81 424 155 297 137
 
UTAH
Ogden-Clearfield 268 148 783 401 388 260
Provo-Orem 424 125 625 303 670 428
Salt Lake City 217 84 156 143 190 200
Remainder of state 404 138 475 127 861 220
 
VERMONT
Burlington-South Burlington 96 49 245 177 413 229
Remainder of state 147 72 303 181 371 157
 
VIRGINIA
Virginia Beach-Norfolk-Newport News, VA portion 155 172 292 126 247 186
Washington-Arlington-Alexandria, VA portion 183 36 332 235 663 438
Remainder of state 102 55 297 145 392 211
 
WASHINGTON
Seattle-Tacoma-Bellevue 87 38 157 192 393 329
Remainder of state 139 86 267 191 571 387
 
WEST VIRGINIA
Charleston 490 124 779 474 1,018 402
Remainder of state 102 64 195 122 431 139
 
WISCONSIN
Milwaukee-Waukesha-West Allis 261 102 339 356 442 183
Remainder of state 81 65 659 175 274 175
 
WYOMING
Cheyenne 255 65 465 271 559 607
Remainder of state 218 112 294 270 286 305

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Costs Trends, 2003 Medical Expenditure Panel Survey - Insurance Component.

Note: Definition of each area can be found in the Techinical Notes and Survey Documentation.
* Figure does not meet standard of reliability of precision.