Table IX.B.1 Health insurance offer, eligibility, take up rates for private-sector establishments and employees by firm size for 20 largest metro areas: United States, 2003

Metro Area Percent of establishments that offer health insurance   Percent of employees in establishments that offer   Percent of employees eligible for health insurance in establishments that offer   Percent of employees eligible for health insurance that are enrolled in establishments that offer   Percent of employees that are enrolled in establishments that offer  
New York-Northern New Jersey-Long Island, NY-NJ-PA MSA
Less than 50 employees 51.2% 66.0% 81.2% 73.1% 59.4%
50 or more employees 95.9% 98.0% 77.8% 83.9% 65.3%
Total 59.7% 88.6% 78.5% 81.5% 64.0%
 
Los Angeles-Long Beach-Santa Ana, CA MSA
Less than 50 employees 43.9% 58.9% 85.6% 78.9% 67.6%
50 or more employees 89.6% 94.7% 79.2% 83.3% 65.9%
Total 55.8% 85.9% 80.3% 82.5% 66.2%
 
Chicago-Naperville-Joliet, IL-IN-WI MSA
Less than 50 employees 41.9% 64.0% 80.5% 73.6% 59.3%
50 or more employees 96.7% 98.2% 80.4% 83.1% 66.8%
Total 56.3% 90.1% 80.4% 81.5% 65.5%
 
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA
Less than 50 employees 55.2% 78.9% 75.8% 81.4% 61.7%
50 or more employees 98.1% 97.8% 76.5% 79.3% 60.6%
Total 69.1% 92.6% 76.4% 79.8% 60.9%
 
Dallas-Fort Worth-Arlington, TX MSA
Less than 50 employees 34.3% 49.5% 83.0% 78.2% 64.9%
50 or more employees 96.4% 98.1% 76.0% 83.2% 63.2%
Total 54.3% 88.0% 76.8% 82.5% 63.4%
 
Miami-Fort Lauderdale-Miami Beach, FL MSA
Less than 50 employees 44.9% 59.2% 92.8% 81.1% 75.2%
50 or more employees 93.2% 92.1% 86.8% 80.1% 69.5%
Total 54.6% 80.4% 88.3% 80.4% 71.0%
 
Houston-Sugar Land-Baytown, TX MSA
Less than 50 employees 31.1% 51.1% 83.6% 85.9% 71.8%
50 or more employees 97.2% 99.1% 71.8% 84.1% 60.4%
Total 46.6% 88.8% 73.2% 84.3% 61.8%
 
Washington-Arlington-Alexandria, DC-VA-MD-WV MSA
Less than 50 employees 53.5% 73.6% 84.3% 71.3% 60.1%
50 or more employees 98.0% 99.0% 80.2% 78.3% 62.8%
Total 67.1% 92.0% 81.1% 76.7% 62.2%
 
Atlanta-Sandy Springs-Marietta, GA MSA
Less than 50 employees 37.5% 67.9% 66.0% 80.1% 52.9%
50 or more employees 95.0% 95.0% 79.6% 78.9% 62.8%
Total 57.6% 89.1% 77.3% 79.1% 61.2%
 
Detroit-Warren-Livonia, MI MSA
Less than 50 employees 50.8% 65.9% 79.6% 82.4% 65.6%
50 or more employees 89.2% 90.1% 77.3% 81.0% 62.6%
Total 62.9% 84.8% 77.7% 81.2% 63.1%
 
Boston-Cambridge-Quincy, MA-NH MSA
Less than 50 employees 56.7% 75.1% 74.4% 68.2% 50.7%
50 or more employees 94.2% 96.8% 74.7% 83.8% 62.6%
Total 66.0% 91.1% 74.6% 80.4% 60.0%
 
San Francisco-Oakland-Fremont, CA MSA
Less than 50 employees 54.3% 68.6% 81.1% 87.9% 71.2%
50 or more employees 98.5% 98.1% 79.6% 85.0% 67.7%
Total 64.3% 88.9% 80.0% 85.7% 68.6%
 
Riverside-San Bernardino-Ontario, CA MSA
Less than 50 employees 30.2% 48.6% 78.9% 84.2% 66.4%
50 or more employees 90.5% 94.3% 87.8% 73.3% 64.4%
Total 48.2% 84.7% 86.8% 74.5% 64.6%
 
Phoenix-Mesa-Scottsdale, AZ MSA
Less than 50 employees 43.2% 64.9% 78.3% 78.0% 61.0%
50 or more employees 90.9% 96.6% 76.2% 80.7% 61.5%
Total 57.5% 89.8% 76.5% 80.3% 61.4%
 
Seattle-Tacoma-Bellevue, WA MSA
Less than 50 employees 54.1% 68.8% 81.6% 84.7% 69.1%
50 or more employees 97.0% 97.3% 78.2% 81.5% 63.7%
Total 63.9% 88.3% 79.0% 82.3% 65.0%
 
Minneapolis-St. Paul-Bloomington, MN-WI MSA
Less than 50 employees 46.7% 65.2% 72.6% 79.7% 57.9%
50 or more employees 99.1% 99.1% 79.3% 82.6% 65.5%
Total 61.5% 90.4% 78.1% 82.1% 64.1%
 
San Diego-Carlsbad-San Marcos, CA MSA
Less than 50 employees 47.4% 65.2% 79.7% 64.0% 51.0%
50 or more employees 89.4% 93.2% 88.3% 82.7% 73.0%
Total 58.0% 85.6% 86.5% 79.1% 68.5%
 
St. Louis, MO-IL MSA
Less than 50 employees 40.9% 57.8% 79.6% 81.7% 65.1%
50 or more employees 98.0% 99.3% 77.0% 83.2% 64.1%
Total 57.9% 88.6% 77.4% 83.0% 64.2%
 
Baltimore-Towson, MD MSA
Less than 50 employees 46.0% 60.6% 80.7% 77.0% 62.1%
50 or more employees 91.6% 98.0% 79.2% 80.6% 63.8%
Total 56.0% 87.6% 79.5% 79.9% 63.5%
 
Tampa-St. Petersburg-Clearwater, FL MSA
Less than 50 employees 44.5% 67.4% 84.4% 83.4% 70.4%
50 or more employees 98.8% 97.8% 91.2% 73.8% 67.3%
Total 58.5% 92.3% 90.3% 75.0% 67.7%

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Costs Trends, 2003 Medical Expenditure Panel Survey - Insurance Component.

Note: Definition of each area can be found in the Techinical Notes and Survey Documentation.



Table IX.B.1 Standard errors for health insurance offer, eligibility, take up rates for private-sector establishments and employees by firm size for 20 largest metro areas: United States, 2003

Metro Area Percent of establishments that offer health insurance   Percent of employees in establishments that offer   Percent of employees eligible for health insurance in establishments that offer   Percent of employees eligible for health insurance that are enrolled in establishments that offer   Percent of employees that are enrolled in establishments that offer  
New York-Northern New Jersey-Long Island, NY-NJ-PA MSA
Less than 50 employees 3.58% 5.51% 3.38% 3.62% 2.99%
50 or more employees 2.66% 1.31% 2.56% 4.04% 4.60%
Total 1.20% 0.68% 2.33% 1.48% 2.62%
 
Los Angeles-Long Beach-Santa Ana, CA MSA
Less than 50 employees 1.60% 2.31% 2.81% 3.03% 3.59%
50 or more employees 2.77% 1.18% 2.26% 1.34% 2.20%
Total 2.21% 1.81% 1.96% 1.14% 2.05%
 
Chicago-Naperville-Joliet, IL-IN-WI MSA
Less than 50 employees 3.38% 5.77% 3.57% 3.97% 2.46%
50 or more employees 1.87% 1.58% 3.11% 2.81% 3.87%
Total 3.06% 2.14% 2.28% 2.37% 3.07%
 
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA
Less than 50 employees 3.54% 3.39% 3.56% 2.46% 3.66%
50 or more employees 2.04% 0.74% 3.71% 2.86% 4.38%
Total 2.62% 1.17% 2.80% 1.95% 2.29%
 
Dallas-Fort Worth-Arlington, TX MSA
Less than 50 employees 4.27% 5.31% 3.69% 4.53% 5.39%
50 or more employees 2.32% 1.50% 4.29% 1.28% 4.14%
Total 4.62% 2.63% 4.07% 1.23% 3.82%
 
Miami-Fort Lauderdale-Miami Beach, FL MSA
Less than 50 employees 4.10% 4.93% 1.61% 2.07% 2.64%
50 or more employees 2.86% 4.46% 1.77% 3.22% 3.94%
Total 3.47% 4.24% 1.50% 2.28% 3.00%
 
Houston-Sugar Land-Baytown, TX MSA
Less than 50 employees 3.48% 5.52% 5.74% 2.72% 5.96%
50 or more employees 2.39% 1.12% 5.58% 2.60% 4.94%
Total 3.89% 2.27% 4.77% 1.95% 4.30%
 
Washington-Arlington-Alexandria, DC-VA-MD-WV MSA
Less than 50 employees 6.09% 4.68% 3.20% 4.52% 5.20%
50 or more employees 0.57% 0.37% 2.09% 2.68% 3.60%
Total 1.85% 0.88% 2.44% 1.45% 2.57%
 
Atlanta-Sandy Springs-Marietta, GA MSA
Less than 50 employees 3.98% 6.28% 6.58% 5.82% 6.48%
50 or more employees 2.12% 2.83% 3.81% 2.52% 4.21%
Total 2.30% 2.18% 2.97% 2.46% 3.71%
 
Detroit-Warren-Livonia, MI MSA
Less than 50 employees 4.65% 3.53% 4.92% 4.22% 5.27%
50 or more employees 5.67% 7.58% 3.57% 2.00% 3.63%
Total 4.30% 6.23% 2.70% 1.95% 3.18%
 
Boston-Cambridge-Quincy, MA-NH MSA
Less than 50 employees 5.17% 4.33% 6.45% 3.17% 5.98%
50 or more employees 3.80% 1.23% 3.16% 1.78% 3.19%
Total 3.01% 0.90% 3.28% 1.60% 2.71%
 
San Francisco-Oakland-Fremont, CA MSA
Less than 50 employees 3.59% 6.34% 3.30% 1.84% 3.58%
50 or more employees 0.75% 0.92% 2.95% 2.87% 2.74%
Total 3.19% 1.78% 2.38% 2.43% 2.53%
 
Riverside-San Bernardino-Ontario, CA MSA
Less than 50 employees 5.88% 10.11% 13.73% 12.93% 11.19%
50 or more employees 7.08% 4.13% 3.08% 8.87% 7.96%
Total 5.28% 4.71% 2.49% 8.29% 7.45%
 
Phoenix-Mesa-Scottsdale, AZ MSA
Less than 50 employees 3.33% 3.02% 3.63% 3.67% 3.50%
50 or more employees 3.39% 2.09% 1.81% 2.59% 2.66%
Total 3.29% 1.84% 1.67% 2.44% 2.39%
 
Seattle-Tacoma-Bellevue, WA MSA
Less than 50 employees 2.66% 5.42% 3.51% 2.82% 4.34%
50 or more employees 1.60% 1.42% 3.00% 2.92% 3.26%
Total 2.23% 2.30% 2.48% 2.51% 2.84%
 
Minneapolis-St. Paul-Bloomington, MN-WI MSA
Less than 50 employees 3.16% 5.49% 2.94% 2.70% 2.80%
50 or more employees 1.05% 1.24% 3.21% 2.06% 2.85%
Total 3.76% 2.36% 2.85% 1.53% 2.29%
 
San Diego-Carlsbad-San Marcos, CA MSA
Less than 50 employees 5.49% 7.13% 7.53% 7.32% 6.58%
50 or more employees 5.32% 3.45% 2.52% 2.69% 4.18%
Total 4.76% 3.41% 6.32% 1.81% 5.03%
 
St. Louis, MO-IL MSA
Less than 50 employees 12.02% 15.28% 20.28% 19.91% 17.38%
50 or more employees 20.66% 20.93% 16.96% 17.81% 14.64%
Total 2.78% 2.45% 3.48% 2.86% 4.13%
 
Baltimore-Towson, MD MSA
Less than 50 employees 5.02% 7.61% 4.35% 3.83% 4.54%
50 or more employees 5.79% 0.78% 3.77% 2.15% 2.79%
Total 4.99% 3.86% 2.75% 1.71% 2.66%
 
Tampa-St. Petersburg-Clearwater, FL MSA
Less than 50 employees 5.23% 8.07% 3.78% 4.29% 4.58%
50 or more employees 1.70% 1.70% 3.94% 5.37% 4.83%
Total 4.43% 2.19% 3.09% 5.24% 4.50%

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Costs Trends, 2003 Medical Expenditure Panel Survey - Insurance Component.

Note: Definition of each area can be found in the Techinical Notes and Survey Documentation.