Table IX.B.2 Average total premiums and employee contributions (in dollars) for private-sector establishments by firm size for 20 largest metro areas: United States, 2003

Metro Area Single premium   Single contribution   Employee-plus-one premium   Employee-plus-one contribution   Family premium   Family contribution  
New York-Northern New Jersey-Long Island, NY-NJ-PA MSA
Less than 50 employees 4,248 696 7,685 1,875 10896 2,027 *
50 or more employees 3,690 604 7,124 1,132 9,801 1,823
Total 3,825 626 7,201 1,234 10004 1,861
 
Los Angeles-Long Beach-Santa Ana, CA MSA
Less than 50 employees 3,290 318 6,723 1,592 * 8,150 2,854
50 or more employees 3,191 482 6,638 1,794 9,695 2,738
Total 3,211 449 6,649 1,767 9,469 2,755
 
Chicago-Naperville-Joliet, IL-IN-WI MSA
Less than 50 employees 3,917 629 7,156 1,713 9,918 2,755
50 or more employees 3,709 618 7,166 1,330 * 9,871 2,128
Total 3,747 620 7,165 1,366 9,877 2,215
 
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA
Less than 50 employees 3,945 653 8,011 1,497 10088 3,884
50 or more employees 3,684 623 6,897 1,311 9,490 2,098
Total 3,763 632 7,112 1,347 9,596 2,415
 
Dallas-Fort Worth-Arlington, TX MSA
Less than 50 employees 4,314 508 6,393 2,158 10273 3,443
50 or more employees 3,509 541 6,684 1,826 9,454 2,452
Total 3,635 536 6,656 1,858 9,516 2,527
 
Miami-Fort Lauderdale-Miami Beach, FL MSA
Less than 50 employees 4,007 573 7,521 2,440 10359 3,805
50 or more employees 3,353 901 6,927 2,035 10401 3,253
Total 3,572 791 6,995 2,082 10390 3,395
 
Houston-Sugar Land-Baytown, TX MSA
Less than 50 employees 3,834 323 * 8,344 2,282 11287 2,897
50 or more employees 3,228 599 6,830 1,625 10062 2,623
Total 3,339 549 6,985 1,692 10204 2,655
 
Washington-Arlington-Alexandria, DC-VA-MD-WV MSA
Less than 50 employees 3,657 658 6,974 2,245 9,506 2,423
50 or more employees 3,449 781 6,585 1,866 9,723 2,899
Total 3,501 750 6,642 1,922 9,682 2,808
 
Atlanta-Sandy Springs-Marietta, GA MSA
Less than 50 employees 3,204 539 6,369 1,283 7,899 2,520
50 or more employees 3,557 677 6,766 1,655 10027 2,406
Total 3,488 650 6,724 1,615 9,825 2,417
 
Detroit-Warren-Livonia, MI MSA
Less than 50 employees 4,217 472 * 8,089 943 * 10370 1,794 *
50 or more employees 3,632 556 6,850 1,241 9,688 1,771
Total 3,755 538 7,034 1,196 9,790 1,774
 
Boston-Cambridge-Quincy, MA-NH MSA
Less than 50 employees 3,560 637 7,016 2,003 * 10312 2,701
50 or more employees 3,514 776 6,681 1,384 9,878 2,240
Total 3,524 745 6,704 1,426 9,955 2,322
 
San Francisco-Oakland-Fremont, CA MSA
Less than 50 employees 3,853 273 6,692 1,428 9,650 2,252
50 or more employees 3,228 489 6,443 1,147 9,190 1,846
Total 3,402 429 6,473 1,180 9,323 1,963
 
Riverside-San Bernardino-Ontario, CA MSA
Less than 50 employees 2,735 254 * 5,476 885 * 7,828 2,116
50 or more employees 3,674 461 5,675 896 8,861 1,545
Total 3,508 425 5,659 895 8,782 1,588
 
Phoenix-Mesa-Scottsdale, AZ MSA
Less than 50 employees 3,331 469 6,735 2,412 9,492 3,395
50 or more employees 3,111 602 6,217 1,439 9,001 2,895
Total 3,159 573 6,272 1,542 9,047 2,942
 
Seattle-Tacoma-Bellevue, WA MSA
Less than 50 employees 3,514 273 * 6,206 1,316 9,092 2,107
50 or more employees 3,537 391 6,684 1,596 9,545 2,255
Total 3,530 355 6,579 1,535 9,451 2,224
 
Minneapolis-St. Paul-Bloomington, MN-WI MSA
Less than 50 employees 3,120 564 5,697 3,100 9,800 3,554
50 or more employees 3,666 659 6,563 1,438 10155 2,372
Total 3,547 638 6,502 1,555 10105 2,539
 
San Diego-Carlsbad-San Marcos, CA MSA
Less than 50 employees 2,927 568 * 5,552 1,393 * 10123 1,137 *
50 or more employees 3,497 600 6,264 1,686 8,237 2,031
Total 3,384 593 6,197 1,659 8,476 1,917
 
St. Louis, MO-IL MSA
Less than 50 employees 3,167 372 * 6,692 1,332 * 8,654 1,336 *
50 or more employees 3,344 609 6,393 1,558 * 9,391 2,170
Total 3,309 561 6,441 1,522 9,292 2,058
 
Baltimore-Towson, MD MSA
Less than 50 employees 3,628 712 6,509 2,215 8,890 3,604
50 or more employees 3,341 760 6,533 1,487 9,637 2,392
Total 3,404 749 6,529 1,595 9,513 2,592
 
Tampa-St. Petersburg-Clearwater, FL MSA
Less than 50 employees 3,767 571 6,551 2,570 8,669 2,029 *
50 or more employees 3,833 666 6,451 1,709 8,840 2,644
Total 3,821 648 6,461 1,792 8,823 2,582

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Costs Trends, 2003 Medical Expenditure Panel Survey - Insurance Component.

Note: Definition of each area can be found in the Techinical Notes and Survey Documentation.
* Figure does not meet standard of reliability of precision.



Table IX.B.2 Standard errors for average total premiums and employee contributions (in dollars) for private-sector establishments by firm size for 20 largest metro areas: United States, 2003

Metro Area Single premium   Single contribution   Employee-plus-one premium   Employee-plus-one contribution   Family premium   Family contribution  
New York-Northern New Jersey-Long Island, NY-NJ-PA MSA
Less than 50 employees 284 107 1,017 464 529 786 *
50 or more employees 211 42 235 104 267 125
Total 107 32 182 58 203 110
 
Los Angeles-Long Beach-Santa Ana, CA MSA
Less than 50 employees 156 41 596 539 * 258 400
50 or more employees 68 27 81 99 230 167
Total 68 28 87 96 206 168
 
Chicago-Naperville-Joliet, IL-IN-WI MSA
Less than 50 employees 228 121 465 228 456 461
50 or more employees 165 141 293 417 * 366 563
Total 128 87 221 270 311 420
 
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA
Less than 50 employees 143 128 525 390 496 559
50 or more employees 212 76 293 192 630 174
Total 115 45 345 73 463 188
 
Dallas-Fort Worth-Arlington, TX MSA
Less than 50 employees 225 115 885 577 658 804
50 or more employees 143 48 259 175 317 191
Total 122 41 237 153 300 172
 
Miami-Fort Lauderdale-Miami Beach, FL MSA
Less than 50 employees 145 145 657 376 729 556
50 or more employees 109 68 187 216 299 309
Total 110 62 239 188 362 275
 
Houston-Sugar Land-Baytown, TX MSA
Less than 50 employees 147 109 * 427 542 711 396
50 or more employees 158 43 444 109 476 196
Total 153 45 442 157 430 172
 
Washington-Arlington-Alexandria, DC-VA-MD-WV MSA
Less than 50 employees 138 113 349 365 764 488
50 or more employees 113 74 364 133 504 256
Total 121 63 280 210 405 229
 
Atlanta-Sandy Springs-Marietta, GA MSA
Less than 50 employees 314 159 1,010 377 577 444
50 or more employees 116 50 178 124 413 235
Total 103 57 141 102 356 170
 
Detroit-Warren-Livonia, MI MSA
Less than 50 employees 273 166 * 640 311 * 570 656 *
50 or more employees 184 60 345 149 353 220
Total 163 87 263 138 316 264
 
Boston-Cambridge-Quincy, MA-NH MSA
Less than 50 employees 169 121 1,561 607 * 608 484
50 or more employees 96 67 289 164 208 131
Total 73 61 208 129 239 113
 
San Francisco-Oakland-Fremont, CA MSA
Less than 50 employees 205 80 750 266 727 415
50 or more employees 134 135 228 173 524 188
Total 78 68 190 145 450 177
 
Riverside-San Bernardino-Ontario, CA MSA
Less than 50 employees 453 108 * 1,332 307 * 1,761 585
50 or more employees 398 77 770 237 746 321
Total 298 71 446 217 679 316
 
Phoenix-Mesa-Scottsdale, AZ MSA
Less than 50 employees 129 91 586 332 490 327
50 or more employees 122 41 281 111 366 332
Total 82 38 240 121 305 283
 
Seattle-Tacoma-Bellevue, WA MSA
Less than 50 employees 138 90 * 329 312 435 492
50 or more employees 87 28 181 194 455 346
Total 87 38 157 192 393 329
 
Minneapolis-St. Paul-Bloomington, MN-WI MSA
Less than 50 employees 171 142 927 523 511 358
50 or more employees 285 80 294 89 153 222
Total 216 64 288 130 156 144
 
San Diego-Carlsbad-San Marcos, CA MSA
Less than 50 employees 376 250 * 1,057 424 * 1,447 391 *
50 or more employees 281 107 439 308 565 426
Total 233 89 410 282 579 378
 
St. Louis, MO-IL MSA
Less than 50 employees 906 112 * 1,999 424 * 2,550 692 *
50 or more employees 795 157 1,746 1,423 * 1,994 589
Total 98 45 424 166 317 318
 
Baltimore-Towson, MD MSA
Less than 50 employees 446 198 502 583 1,172 861
50 or more employees 156 90 260 213 415 302
Total 206 95 247 249 459 349
 
Tampa-St. Petersburg-Clearwater, FL MSA
Less than 50 employees 523 130 1,074 551 923 612 *
50 or more employees 357 101 308 144 522 451
Total 284 90 310 55 511 343

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Costs Trends, 2003 Medical Expenditure Panel Survey - Insurance Component.

Note: Definition of each area can be found in the Techinical Notes and Survey Documentation.
* Figure does not meet standard of reliability of precision.