Table IX.B.1: Health insurance offer, eligibility, take up rates for private-sector establishments and employees by firm size for 20 largest metro areas: United States, 2004
 
 
METRO AREA
Percent of establishments that offer health insurance 
Percent of employees in establishments that offer 
Percent of employees eligible for health insurance in establishments that offer
Percent of employees eligible for health insurance that are enrolled in establishments that offer
Percent of employees that are enrolled in establishments that offer
NEW YORK-NORTHERN NEW JERSEY-LONG ISLAND, NY-NJ-PA MSA
  Less than 50 employees
49.9%
67.6%
79.0%
78.1%
61.7%
  50 or more employees
97.2%
98.3%
81.6%
86.3%
70.4%
Total
58.7%
89.1%
81.0%
84.5%
68.4%
LOS ANGELES-LONG BEACH-SANTA ANA, CA MSA
  Less than 50 employees
43.4%
65.0%
82.6%
82.4%
68.0%
  50 or more employees
94.6%
95.5%
78.8%
80.0%
63.0%
Total
54.6%
86.7%
79.6%
80.6%
64.1%
CHICAGO-NAPERVILLE-JOLIET, IL-IN-WI MSA
  Less than 50 employees
47.8%
69.1%
74.4%
77.2%
57.5%
  50 or more employees
98.6%
98.3%
76.9%
80.7%
62.1%
Total
61.4%
91.1%
76.5%
80.1%
61.2%
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD MSA
  Less than 50 employees
54.8%
77.9%
79.5%
81.2%
64.6%
  50 or more employees
97.3%
99.1%
77.2%
80.4%
62.0%
Total
65.9%
92.9%
77.8%
80.6%
62.7%
DALLAS-FORT WORTH-ARLINGTON, TX MSA
  Less than 50 employees
30.9%
56.4%
92.2%
78.1%
72.0%
  50 or more employees
91.6%
94.4%
81.3%
77.3%
62.8%
Total
49.1%
85.1%
83.1%
77.4%
64.3%
MIAMI-FORT LAUDERDALE-MIAMI BEACH, FL MSA
  Less than 50 employees
41.3%
55.4%
88.9%
83.7%
74.5%
  50 or more employees
98.0%
98.8%
79.6%
82.7%
65.8%
Total
51.6%
84.3%
81.6%
82.9%
67.7%
HOUSTON-SUGAR LAND-BAYTOWN, TX MSA
  Less than 50 employees
32.4%
50.5%
84.6%
82.2%
69.5%
  50 or more employees
95.3%
95.1%
74.5%
82.7%
61.6%
Total
50.2%
83.6%
76.1%
82.6%
62.9%
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV MSA
  Less than 50 employees
52.7%
76.2%
78.7%
76.1%
59.9%
  50 or more employees
99.8%
99.7%
79.5%
81.0%
64.4%
Total
67.9%
92.9%
79.3%
79.8%
63.3%
ATLANTA-SANDY SPRINGS-MARIETTA, GA MSA
  Less than 50 employees
42.1%
56.1%
73.6%
82.6%
60.8%
  50 or more employees
99.2%
99.1%
74.5%
79.8%
59.5%
Total
58.9%
88.1%
74.4%
80.2%
59.7%
DETROIT-WARREN-LIVONIA, MI MSA
  Less than 50 employees
58.2%
72.2%
70.1%
80.1%
56.2%
  50 or more employees
96.1%
99.3%
80.8%
75.9%
61.3%
Total
67.7%
92.4%
78.7%
76.7%
60.3%
BOSTON-CAMBRIDGE-QUINCY, MA-NH MSA
  Less than 50 employees
55.4%
73.3%
73.6%
74.7%
55.0%
  50 or more employees
99.8%
100.0%
78.3%
79.6%
62.3%
Total
66.2%
93.4%
77.4%
78.7%
60.9%
SAN FRANCISCO-OAKLAND-FREMONT, CA MSA
  Less than 50 employees
51.7%
71.3%
79.9%
88.3%
70.6%
  50 or more employees
98.8%
97.8%
82.1%
87.9%
72.2%
Total
62.3%
88.6%
81.5%
88.0%
71.8%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA MSA
  Less than 50 employees
32.2%
45.7%
73.5%
72.6%
53.4%
  50 or more employees
95.7%
97.1%
63.3%
77.8%
49.3%
Total
48.5%
79.5%
65.3%
76.7%
50.1%
PHOENIX-MESA-SCOTTSDALE, AZ MSA
  Less than 50 employees
40.9%
53.7%
81.8%
78.1%
63.9%
  50 or more employees
92.5%
95.3%
68.9%
76.9%
53.1%
Total
58.3%
86.8%
70.6%
77.1%
54.4%
SEATTLE-TACOMA-BELLEVUE, WA MSA
  Less than 50 employees
47.0%
66.8%
87.6%
87.8%
77.0%
  50 or more employees
97.0%
85.3%
76.3%
87.3%
66.6%
Total
60.7%
80.0%
79.0%
87.4%
69.1%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI MSA
  Less than 50 employees
45.5%
64.4%
78.9%
74.8%
59.0%
  50 or more employees
97.3%
99.3%
82.2%
82.3%
67.7%
Total
58.0%
90.3%
81.6%
81.0%
66.1%
SAN DIEGO-CARLSBAD-SAN MARCOS, CA MSA
  Less than 50 employees
44.6%
58.8%
82.4%
76.9%
63.4%
  50 or more employees
87.8%
91.8%
84.9%
84.5%
71.7%
Total
52.9%
80.8%
84.3%
82.7%
69.7%
ST. LOUIS, MO-IL MSA
  Less than 50 employees
45.9%
64.6%
78.2%
82.9%
64.9%
  50 or more employees
90.2%
96.5%
84.3%
78.1%
65.8%
Total
55.1%
87.3%
83.0%
79.0%
65.6%
BALTIMORE-TOWSON, MD MSA
  Less than 50 employees
53.6%
75.6%
83.9%
70.7%
59.4%
  50 or more employees
98.6%
93.6%
82.7%
82.6%
68.3%
Total
66.7%
89.7%
82.9%
80.4%
66.7%
TAMPA-ST. PETERSBURG-CLEARWATER, FL MSA
  Less than 50 employees
40.1%
58.4%
87.9%
77.6%
68.2%
  50 or more employees
94.6%
98.4%
79.0%
77.3%
61.1%
Total
56.4%
90.5%
80.2%
77.3%
62.0%
 
 
 
 
 
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Costs Trends, 2004 Medical Expenditure Panel Survey - Insurance Component.
Note: Definition of each area can be found in the Technical Notes and Survey Documentation.

 

Table IX.B.1: Standard errors for health insurance offer, eligibility, take up rates for private-sector establishments and employees by firm size for 20 largest metro areas: United States, 2004
METRO AREA
Percent of establishments that offer health insurance 
Percent of employees in establishments that offer 
Percent of employees eligible for health insurance in establishments that offer
Percent of employees eligible for health insurance that are enrolled in establishments that offer
Percent of employees that are enrolled in establishments that offer
NEW YORK-NORTHERN NEW JERSEY-LONG ISLAND, NY-NJ-PA MSA
<50
3.35%
3.56%
3.39%
4.06%
3.16%
50+
1.99%
0.86%
2.12%
1.43%
2.19%
Total
1.43%
1.47%
1.05%
1.14%
1.47%
LOS ANGELES-LONG BEACH-SANTA ANA, CA MSA
  Less than 50 employees
1.70%
2.23%
2.13%
2.89%
2.73%
  50 or more employees
1.86%
1.00%
2.43%
1.84%
2.17%
Total
1.72%
1.15%
1.89%
1.65%
1.67%
CHICAGO-NAPERVILLE-JOLIET, IL-IN-WI MSA
  Less than 50 employees
3.35%
4.26%
5.63%
2.57%
4.44%
  50 or more employees
1.07%
0.97%
3.78%
2.12%
3.37%
Total
2.57%
1.06%
2.84%
1.52%
2.13%
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD MSA
  Less than 50 employees
4.09%
2.51%
4.41%
4.27%
3.86%
  50 or more employees
4.94%
1.49%
6.74%
2.87%
5.58%
Total
1.75%
1.03%
2.80%
1.52%
3.09%
DALLAS-FORT WORTH-ARLINGTON, TX MSA
  Less than 50 employees
3.69%
6.90%
1.73%
3.18%
3.15%
  50 or more employees
3.50%
2.39%
3.69%
3.06%
4.11%
Total
3.96%
2.87%
3.00%
2.23%
3.41%
MIAMI-FORT LAUDERDALE-MIAMI BEACH, FL MSA
  Less than 50 employees
5.35%
5.87%
5.59%
2.18%
4.19%
  50 or more employees
1.68%
0.82%
4.61%
3.97%
5.35%
Total
4.54%
3.01%
3.09%
3.11%
4.04%
HOUSTON-SUGAR LAND-BAYTOWN, TX MSA
  Less than 50 employees
2.76%
7.04%
6.37%
2.94%
5.20%
  50 or more employees
2.54%
2.55%
2.84%
2.36%
3.33%
Total
2.73%
1.95%
2.40%
2.11%
3.03%
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV MSA
  Less than 50 employees
4.85%
3.82%
4.28%
3.76%
6.66%
  50 or more employees
0.65%
1.20%
2.94%
2.04%
3.37%
Total
2.77%
0.89%
1.39%
1.23%
1.56%
ATLANTA-SANDY SPRINGS-MARIETTA, GA MSA
  Less than 50 employees
3.58%
5.23%
6.77%
1.71%
5.30%
  50 or more employees
0.72%
1.39%
2.42%
1.39%
2.20%
Total
3.68%
2.53%
2.52%
1.23%
2.15%
DETROIT-WARREN-LIVONIA, MI MSA
  Less than 50 employees
4.38%
4.20%
4.54%
2.19%
4.35%
  50 or more employees
3.07%
1.00%
2.75%
5.56%
5.35%
Total
3.29%
1.18%
1.88%
4.42%
4.03%
BOSTON-CAMBRIDGE-QUINCY, MA-NH MSA
  Less than 50 employees
4.04%
6.80%
4.99%
2.72%
4.67%
  50 or more employees
0.05%
0.00%
2.87%
3.74%
3.48%
Total
2.88%
1.64%
2.48%
2.99%
2.75%
SAN FRANCISCO-OAKLAND-FREMONT, CA MSA
  Less than 50 employees
4.70%
3.84%
2.97%
2.31%
3.53%
  50 or more employees
1.08%
1.90%
5.62%
4.20%
6.68%
Total
3.71%
2.05%
3.79%
3.34%
4.82%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA MSA
  Less than 50 employees
5.38%
5.81%
7.30%
5.97%
7.23%
  50 or more employees
2.72%
1.24%
5.14%
3.44%
4.75%
Total
3.55%
5.15%
4.58%
3.34%
3.97%
PHOENIX-MESA-SCOTTSDALE, AZ MSA
  Less than 50 employees
4.89%
6.09%
3.57%
2.74%
3.11%
  50 or more employees
2.11%
2.35%
3.69%
3.02%
2.84%
Total
4.92%
2.86%
3.48%
2.76%
2.62%
SEATTLE-TACOMA-BELLEVUE, WA MSA
  Less than 50 employees
2.83%
3.18%
1.86%
1.10%
2.35%
  50 or more employees
2.34%
7.55%
4.15%
2.98%
4.32%
Total
3.23%
5.75%
3.11%
2.07%
3.34%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI MSA
  Less than 50 employees
4.51%
4.50%
4.05%
2.36%
2.21%
  50 or more employees
1.59%
0.56%
2.46%
1.99%
2.91%
Total
3.20%
1.78%
1.93%
1.76%
2.12%
SAN DIEGO-CARLSBAD-SAN MARCOS, CA MSA
  Less than 50 employees
5.43%
7.41%
4.65%
4.46%
3.84%
  50 or more employees
6.79%
5.28%
7.26%
3.10%
7.37%
Total
4.78%
5.08%
6.49%
2.70%
6.03%
ST. LOUIS, MO-IL MSA
  Less than 50 employees
10.26%
12.08%
14.08%
14.17%
13.17%
  50 or more employees
21.38%
22.79%
20.55%
18.68%
16.45%
Total
2.81%
3.07%
5.28%
2.78%
3.91%
BALTIMORE-TOWSON, MD MSA
  Less than 50 employees
2.75%
4.12%
4.26%
4.08%
2.48%
  50 or more employees
0.97%
4.00%
1.89%
2.76%
2.36%
Total
2.58%
3.41%
1.83%
2.30%
1.82%
TAMPA-ST. PETERSBURG-CLEARWATER, FL MSA
  Less than 50 employees
8.04%
8.54%
10.36%
9.12%
8.24%
  50 or more employees
6.18%
1.43%
4.96%
5.79%
6.69%
Total
6.85%
3.23%
4.84%
4.86%
5.98%
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Costs Trends, 2004 Medical Expenditure Panel Survey - Insurance Component.
Note: Definition of each area can be found in the Technical Notes and Survey Documentation.