Table IX.A.2 Average total premiums and employee contributions (in dollars) for private-sector establishments for areas within States: United States, 2005

State / Area Single premium   Single contribution   Employee-plus-one premium   Employee-plus-one contribution   Family premium   Family contribution  
ALABAMA
Birmingham-Hoover 3,711 898 7,059 1,701 9,935 2,879
Remainder of state 3,289 811 6,204 1,963 9,170 2,641
 
ALASKA
Anchorage 5,255 973 9,334 2,553 11,835 3,162
Remainder of state 4,714 720 7,879 1,845 11,099 2,378
 
ARIZONA
Phoenix-Mesa-Scottsdale 4,378 752 7,626 1,844 10,259 2,839
Remainder of state 3,950 755 8,035 2,351 10,332 3,113
 
ARKANSAS
Little Rock-North Little Rock 3,617 830 5,925 1,830 9,096 2,648
Remainder of state 3,578 782 6,861 1,896 9,216 2,487
 
CALIFORNIA
Los Angeles-Long Beach-Santa Ana 3,838 632 7,139 1,574 10,122 2,386
Riverside-San Bernardino-Ontario 2,829 561 6,658 1,764 10,196 3,528
Sacramento--Arden-Arcade--Roseville 3,975 477 7,447 1,453 11,279 2,295
San Diego-Carlsbad-San Marcos 4,040 637 8,430 1,686 11,880 2,232
San Francisco-Oakland-Fremont 3,739 535 7,787 1,693 11,061 1,888
San Jose-Sunnyvale-Santa Clara 3,986 378 7,236 1,637 10,279 2,405
Remainder of state 3,933 645 7,254 2,046 10,338 2,571
 
COLORADO
Denver-Aurora 3,808 732 7,435 2,332 10,839 2,750
Remainder of state 4,040 755 7,893 1,810 10,873 3,042
 
CONNECTICUT
Bridgeport-Stamford-Norwalk 4,269 776 9,001 1,760 11,703 2,610
Hartford-West Hartford-East Hartford 4,289 771 8,225 1,665 11,158 2,354
New Haven-Milford 4,661 731 8,515 1,857 11,728 2,822
Remainder of state 4,433 673 9,810 1,107 13,587 1,811
 
DELAWARE
Philadelphia-Camden-Wilmington, DE portion 4,631 757 7,890 1,378 10,850 2,226
Remainder of state 4,596 1,360 9,212 2,052 11,482 2,770
 
DISTRICT OF COLUMBIA
Washington-Arlington-Alexandria, DC portion 4,220 765 8,118 2,180 11,623 3,701
 
FLORIDA
Miami-Fort Lauderdale-Miami Beach 3,841 950 7,147 2,147 10,535 3,559
Orlando-Kissimmee 3,935 717 7,522 1,907 10,366 3,768
Tampa-St. Petersburg-Clearwater 4,483 909 8,805 2,179 12,090 2,642
Remainder of state 3,991 911 7,517 2,113 10,915 3,677
 
GEORGIA
Atlanta-Sandy Springs-Marietta 3,725 658 6,926 1,651 10,246 2,739
Remainder of state 4,067 781 7,173 1,838 10,291 2,999
 
HAWAII
Honolulu 3,383 314 6,679 1,508 9,748 2,268
Remainder of state 3,248 276 6,904 1,818 8,498 2,004
 
IDAHO
Boise City-Nampa 3,827 622 7,454 1,780 10,113 2,728
Remainder of state 4,197 791 7,541 1,644 10,567 2,725
 
ILLINOIS
Chicago-Naperville-Joliet, IL portion 4,060 903 8,029 1,606 10,692 2,230
Remainder of state 3,998 669 7,700 1,742 10,244 2,358
 
INDIANA
Indianapolis 4,097 750 8,486 1,705 11,481 2,428
Remainder of state 4,018 678 7,866 1,518 10,333 2,084
 
IOWA
Des Moines 3,732 837 7,225 1,913 10,467 2,679
Remainder of state 3,669 734 7,062 1,973 9,003 2,357
 
KANSAS
Kansas City, KS portion 3,762 715 6,745 1,792 10,029 2,448
Wichita 3,993 899 7,842 2,092 10,999 2,759
Remainder of state 3,589 604 6,522 1,958 8,689 2,224
 
KENTUCKY
Louisville, KY portion 4,092 826 8,716 2,321 11,187 3,287
Remainder of state 3,737 700 6,863 1,512 10,513 2,169
 
LOUISIANA
New Orleans-Metairie-Kenner 3,981 875 7,402 2,334 11,479 3,566
Remainder of state 3,906 766 7,215 2,055 10,201 2,974
 
MAINE
Portland-South Portland-Biddeford 4,260 856 7,975 2,355 11,678 3,461
Remainder of state 4,317 734 7,895 2,040 10,804 3,106
 
MARYLAND
Baltimore-Towson 3,657 1,009 6,638 1,927 10,035 3,190
Washington-Arlington-Alexandria, MD portion 4,269 923 7,360 1,498 11,285 3,155
Remainder of state 3,287 471 6,244 931 10,092 1,973
 
MASSACHUSETTS
Boston-Cambridge-Quincy, MA portion 4,259 872 8,004 1,844 11,376 3,027
Remainder of state 4,169 1,042 7,647 1,970 11,609 3,077
 
MICHIGAN
Detroit-Warren-Livonia 4,236 770 8,125 1,342 10,877 1,937
Remainder of state 4,339 636 8,843 1,390 11,143 1,841
 
MINNESOTA
Minneapolis-St. Paul-Bloomington, MN portion 3,966 885 7,856 2,010 10,786 2,773
Remainder of state 3,861 653 7,601 1,506 10,993 2,636
 
MISSISSIPPI
Jackson 3,444 646 7,438 1,800 11,130 3,050
Remainder of state 3,388 649 6,626 2,010 9,502 2,709
 
MISSOURI
Kansas City, MO portion 3,810 672 7,711 1,540 10,612 2,478
St. Louis, MO portion 3,921 675 7,228 1,708 9,813 2,331
Remainder of state 3,450 644 6,790 1,814 9,517 2,551
 
MONTANA
Billings 4,253 601 8,990 2,165 11,441 1,987
Remainder of state 3,791 532 7,108 2,013 9,663 2,189
 
NEBRASKA
Omaha-Council Bluffs, NE portion 3,172 694 6,868 1,747 8,525 2,104
Remainder of state 4,053 738 7,491 1,628 10,255 2,516
 
NEVADA
Las Vegas-Paradise 3,675 662 6,994 1,611 9,988 2,421
Remainder of state 3,943 763 7,352 1,740 10,051 3,459
 
NEW HAMPSHIRE
Boston-Cambridge-Quincy, NH portion 4,242 1,078 8,425 2,202 11,186 3,001
Manchester-Nashua 3,968 1,015 7,857 2,085 11,433 3,055
Remainder of state 4,307 790 9,040 2,113 12,717 2,628
 
NEW JERSEY
New York-Northern New Jersey-Long Island, NJ portion 4,401 799 8,845 1,793 11,357 2,726
Remainder of state 4,144 975 7,295 1,691 11,567 2,799
 
NEW MEXICO
Albuquerque 3,853 777 7,650 2,029 10,645 2,469
Remainder of state 3,748 820 7,545 2,239 10,625 3,086
 
NEW YORK
New York-Northern New Jersey-Long Island, NY portion 4,577 694 8,595 1,783 12,105 2,463
Remainder of state 3,690 923 7,242 1,742 9,903 2,853
 
NORTH CAROLINA
Charlotte-Gastonia-Concord, NC portion 3,859 668 7,557 1,894 10,757 3,140
Remainder of state 3,785 685 7,470 2,096 9,301 2,503
 
NORTH DAKOTA
Fargo, ND portion 3,489 536 5,622 1,878 8,528 2,527
Remainder of state 3,415 803 5,804 1,539 8,275 2,782
 
OHIO
Cincinnati-Middletown, OH portion 4,247 722 7,551 1,506 11,296 2,297
Cleveland-Elyria-Mentor 3,897 850 7,680 1,593 10,058 2,178
Columbus 3,831 639 6,404 1,413 10,059 2,610
Remainder of state 3,874 612 7,102 1,251 10,906 2,069
 
OKLAHOMA
Oklahoma City 4,434 630 8,130 2,146 11,491 3,052
Tulsa 3,928 649 7,516 1,740 10,900 2,874
Remainder of state 3,828 776 7,774 1,684 10,505 2,616
 
OREGON
Portland-Vancouver-Beaverton, OR portion 4,121 501 7,672 1,817 11,434 2,755
Remainder of state 3,944 507 7,312 2,273 9,925 2,988
 
PENNSYLVANIA
Philadelphia-Camden-Wilmington, PA portion 4,282 668 8,301 1,518 11,302 2,437
Pittsburgh 4,038 682 8,125 1,782 10,621 2,195
Remainder of state 4,211 640 8,069 1,437 11,239 1,914
 
RHODE ISLAND
Providence-New Bedford-Fall River, RI portion 4,417 840 9,398 1,495 11,924 2,581
 
SOUTH CAROLINA
Columbia 3,979 706 6,870 1,932 11,269 2,424
Remainder of state 3,933 796 7,443 1,884 10,198 2,022
 
SOUTH DAKOTA
Sioux Falls 3,756 932 7,708 2,107 10,863 4,116
Remainder of state 3,837 679 7,616 1,742 9,804 2,691
 
TENNESSEE
Memphis, TN portion 3,703 869 6,336 1,874 10,571 2,760
Nashville-Davidson--Murfreesboro 3,749 647 6,880 1,740 10,091 2,627
Remainder of state 3,906 839 7,479 1,737 10,385 2,795
 
TEXAS
Dallas-Fort Worth-Arlington 4,094 627 8,734 1,820 11,509 2,624
Houston-Sugar Land-Baytown 4,181 647 7,835 1,896 11,571 3,067
San Antonio 4,088 704 8,298 2,202 12,047 3,114
Remainder of state 4,082 571 7,192 2,005 11,520 2,589
 
UTAH
Ogden-Clearfield 3,145 744 6,587 1,292 8,919 2,039
Provo-Orem 3,558 804 7,711 1,658 11,262 3,649
Salt Lake City 3,748 786 7,249 1,596 10,031 2,428
Remainder of state 3,724 876 8,189 2,200 11,262 2,493
 
VERMONT
Burlington-South Burlington 4,375 811 7,771 1,835 11,142 2,490
Remainder of state 4,404 689 9,161 1,763 11,565 2,568
 
VIRGINIA
Virginia Beach-Norfolk-Newport News, VA portion 3,399 740 6,380 1,626 10,163 2,370
Washington-Arlington-Alexandria, VA portion 4,262 855 7,948 1,665 11,038 2,584
Remainder of state 3,545 697 7,299 1,710 10,092 2,790
 
WASHINGTON
Seattle-Tacoma-Bellevue 4,055 402 7,782 1,454 10,898 2,141
Remainder of state 3,863 360 7,722 1,696 11,337 3,359
 
WEST VIRGINIA
Charleston 4,176 728 7,244 1,175 11,520 1,976
Remainder of state 4,114 634 7,537 1,689 10,687 1,934
 
WISCONSIN
Milwaukee-Waukesha-West Allis 4,355 750 8,582 1,680 * 12,001 1,972
Remainder of state 4,136 931 7,691 1,694 10,404 2,410
 
WYOMING
Cheyenne 4,257 801 7,053 1,341 11,722 2,548
Remainder of state 4,414 648 8,080 1,593 11,435 2,180

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Costs Trends, 2005 Medical Expenditure Panel Survey - Insurance Component.

Note: Definition of each area can be found in the Techinical Notes and Survey Documentation.
* Figure does not meet standard of reliability of precision.



Table IX.A.2 Standard errors for average total premiums and employee contributions (in dollars) for private-sector establishments for areas within States: United States, 2005

State / Area Single premium   Single contribution   Employee-plus-one premium   Employee-plus-one contribution   Family premium   Family contribution  
ALABAMA
Birmingham-Hoover 90 67 487 288 340 301
Remainder of state 154 93 465 227 457 189
 
ALASKA
Anchorage 295 141 444 283 601 346
Remainder of state 415 144 518 225 611 477
 
ARIZONA
Phoenix-Mesa-Scottsdale 474 46 392 159 269 230
Remainder of state 546 137 547 449 710 477
 
ARKANSAS
Little Rock-North Little Rock 241 168 746 517 535 266
Remainder of state 142 96 210 219 377 268
 
CALIFORNIA
Los Angeles-Long Beach-Santa Ana 100 59 177 125 179 146
Riverside-San Bernardino-Ontario 345 127 451 325 642 621
Sacramento--Arden-Arcade--Roseville 223 91 368 245 192 389
San Diego-Carlsbad-San Marcos 279 89 984 268 405 273
San Francisco-Oakland-Fremont 201 61 314 210 486 301
San Jose-Sunnyvale-Santa Clara 207 37 404 268 727 459
Remainder of state 140 38 203 151 378 251
 
COLORADO
Denver-Aurora 94 83 158 208 256 369
Remainder of state 93 71 245 312 446 322
 
CONNECTICUT
Bridgeport-Stamford-Norwalk 168 81 411 244 358 257
Hartford-West Hartford-East Hartford 146 78 300 143 294 317
New Haven-Milford 191 167 306 350 644 362
Remainder of state 319 95 1,678 186 1,821 500
 
DELAWARE
Philadelphia-Camden-Wilmington, DE portion 229 79 271 222 448 291
Remainder of state 267 280 825 371 698 511
 
DISTRICT OF COLUMBIA
Washington-Arlington-Alexandria, DC portion 95 87 229 190 310 407
 
FLORIDA
Miami-Fort Lauderdale-Miami Beach 166 110 251 164 480 311
Orlando-Kissimmee 54 110 562 403 860 707
Tampa-St. Petersburg-Clearwater 354 189 708 421 717 364
Remainder of state 142 79 278 183 328 335
 
GEORGIA
Atlanta-Sandy Springs-Marietta 171 61 330 81 477 148
Remainder of state 108 120 394 213 482 358
 
HAWAII
Honolulu 77 32 140 122 244 184
Remainder of state 155 26 201 212 329 288
 
IDAHO
Boise City-Nampa 232 136 449 341 666 707
Remainder of state 289 123 614 312 330 171
 
ILLINOIS
Chicago-Naperville-Joliet, IL portion 152 191 212 156 340 165
Remainder of state 148 93 251 241 305 276
 
INDIANA
Indianapolis 186 51 427 199 554 261
Remainder of state 90 45 293 155 293 203
 
IOWA
Des Moines 218 64 451 148 546 165
Remainder of state 146 53 232 203 147 131
 
KANSAS
Kansas City, KS portion 189 73 429 356 208 237
Wichita 165 165 512 319 848 362
Remainder of state 142 62 399 251 534 288
 
KENTUCKY
Louisville, KY portion 104 151 629 317 736 366
Remainder of state 157 26 406 71 296 98
 
LOUISIANA
New Orleans-Metairie-Kenner 152 202 246 345 479 350
Remainder of state 74 44 351 234 293 217
 
MAINE
Portland-South Portland-Biddeford 266 160 359 247 440 323
Remainder of state 152 43 496 131 597 213
 
MARYLAND
Baltimore-Towson 166 139 479 254 645 395
Washington-Arlington-Alexandria, MD portion 310 192 352 262 677 435
Remainder of state 370 131 1,070 205 1,041 388
 
MASSACHUSETTS
Boston-Cambridge-Quincy, MA portion 94 54 403 256 252 321
Remainder of state 98 91 247 218 250 253
 
MICHIGAN
Detroit-Warren-Livonia 139 141 682 202 392 282
Remainder of state 170 73 351 143 306 143
 
MINNESOTA
Minneapolis-St. Paul-Bloomington, MN portion 92 69 191 201 213 138
Remainder of state 192 53 516 244 457 276
 
MISSISSIPPI
Jackson 224 83 824 362 652 223
Remainder of state 125 42 325 152 229 266
 
MISSOURI
Kansas City, MO portion 262 166 402 169 540 228
St. Louis, MO portion 286 51 398 225 500 202
Remainder of state 189 71 463 154 413 253
 
MONTANA
Billings 504 132 1,671 453 1,277 573
Remainder of state 124 97 281 210 294 254
 
NEBRASKA
Omaha-Council Bluffs, NE portion 230 150 377 166 575 347
Remainder of state 153 85 234 86 372 182
 
NEVADA
Las Vegas-Paradise 99 69 154 214 350 242
Remainder of state 164 114 524 286 460 517
 
NEW HAMPSHIRE
Boston-Cambridge-Quincy, NH portion 189 169 445 232 440 347
Manchester-Nashua 138 94 343 163 379 177
Remainder of state 225 66 347 219 533 199
 
NEW JERSEY
New York-Northern New Jersey-Long Island, NJ portion 163 55 592 164 694 254
Remainder of state 160 146 170 240 427 345
 
NEW MEXICO
Albuquerque 123 83 184 234 380 221
Remainder of state 208 94 406 315 704 583
 
NEW YORK
New York-Northern New Jersey-Long Island, NY portion 87 72 306 236 257 234
Remainder of state 111 106 145 122 365 280
 
NORTH CAROLINA
Charlotte-Gastonia-Concord, NC portion 172 81 287 201 394 343
Remainder of state 111 52 439 187 441 229
 
NORTH DAKOTA
Fargo, ND portion 233 102 648 262 328 373
Remainder of state 152 126 355 171 494 389
 
OHIO
Cincinnati-Middletown, OH portion 238 74 297 126 650 351
Cleveland-Elyria-Mentor 231 110 534 223 892 400
Columbus 214 53 483 143 886 336
Remainder of state 185 49 250 96 358 397
 
OKLAHOMA
Oklahoma City 258 83 537 275 575 311
Tulsa 114 49 306 196 310 335
Remainder of state 212 121 403 249 648 231
 
OREGON
Portland-Vancouver-Beaverton, OR portion 255 64 400 121 543 316
Remainder of state 212 96 210 285 305 489
 
PENNSYLVANIA
Philadelphia-Camden-Wilmington, PA portion 223 118 329 155 297 238
Pittsburgh 143 88 298 375 495 554
Remainder of state 234 68 242 137 487 124
 
RHODE ISLAND
Providence-New Bedford-Fall River, RI portion 155 66 304 171 582 472
 
SOUTH CAROLINA
Columbia 160 108 597 330 720 274
Remainder of state 107 59 178 147 317 281
 
SOUTH DAKOTA
Sioux Falls 135 94 496 252 552 722
Remainder of state 213 96 353 205 374 242
 
TENNESSEE
Memphis, TN portion 419 159 956 530 1,095 372
Nashville-Davidson--Murfreesboro 215 102 419 89 429 274
Remainder of state 126 82 225 178 314 239
 
TEXAS
Dallas-Fort Worth-Arlington 174 63 540 83 384 263
Houston-Sugar Land-Baytown 131 59 177 282 424 334
San Antonio 484 107 874 512 791 531
Remainder of state 260 56 302 225 472 523
 
UTAH
Ogden-Clearfield 293 91 852 254 701 400
Provo-Orem 301 56 472 236 1,064 592
Salt Lake City 201 58 239 173 248 133
Remainder of state 410 147 1,065 452 719 265
 
VERMONT
Burlington-South Burlington 240 97 520 333 504 316
Remainder of state 232 69 441 214 669 357
 
VIRGINIA
Virginia Beach-Norfolk-Newport News, VA portion 94 63 412 134 523 505
Washington-Arlington-Alexandria, VA portion 318 110 514 221 626 227
Remainder of state 132 62 215 207 313 129
 
WASHINGTON
Seattle-Tacoma-Bellevue 134 38 360 87 412 302
Remainder of state 234 58 665 212 360 287
 
WEST VIRGINIA
Charleston 318 86 1,263 168 771 257
Remainder of state 150 51 361 154 334 183
 
WISCONSIN
Milwaukee-Waukesha-West Allis 252 82 462 545 * 636 177
Remainder of state 220 70 483 128 430 145
 
WYOMING
Cheyenne 585 162 1,171 371 1,792 676
Remainder of state 164 62 327 212 475 241

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Costs Trends, 2005 Medical Expenditure Panel Survey - Insurance Component.

Note: Definition of each area can be found in the Techinical Notes and Survey Documentation.
* Figure does not meet standard of reliability of precision.