Table IX.B.1 Health insurance offer, eligibility, take up rates for private-sector establishments and employees by firm size for 20 largest metro areas: United States, 2005

Metro Area Percent of establishments that offer health insurance   Percent of employees in establishments that offer   Percent of employees eligible for health insurance in establishments that offer   Percent of employees eligible for health insurance that are enrolled in establishments that offer   Percent of employees that are enrolled in establishments that offer  
New York-Northern New Jersey-Long Island, NY-NJ-PA MSA
Less than 50 employees 57.3% 73.8% 82.7% 74.3% 61.5%
50 or more employees 95.4% 90.6% 79.9% 80.2% 64.1%
Total 64.7% 85.4% 80.7% 78.6% 63.4%
 
Los Angeles-Long Beach-Santa Ana, CA MSA
Less than 50 employees 46.2% 62.2% 85.4% 80.4% 68.6%
50 or more employees 96.6% 96.6% 75.7% 86.1% 65.1%
Total 58.3% 87.4% 77.5% 84.9% 65.8%
 
Chicago-Naperville-Joliet, IL-IN-WI MSA
Less than 50 employees 42.1% 62.9% 80.4% 78.7% 63.3%
50 or more employees 94.4% 94.0% 80.7% 81.4% 65.7%
Total 55.6% 85.9% 80.6% 80.9% 65.2%
 
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA
Less than 50 employees 55.4% 73.3% 78.0% 80.9% 63.1%
50 or more employees 97.2% 99.7% 77.4% 82.8% 64.1%
Total 66.3% 93.6% 77.5% 82.4% 63.9%
 
Dallas-Fort Worth-Arlington, TX MSA
Less than 50 employees 39.7% 60.2% 90.8% 79.6% 72.3%
50 or more employees 92.7% 95.6% 77.4% 80.1% 62.0%
Total 55.3% 87.9% 79.4% 80.0% 63.5%
 
Miami-Fort Lauderdale-Miami Beach, FL MSA
Less than 50 employees 38.6% 54.3% 87.9% 82.5% 72.6%
50 or more employees 95.4% 96.4% 83.5% 83.0% 69.4%
Total 50.4% 86.1% 84.2% 82.9% 69.8%
 
Houston-Sugar Land-Baytown, TX MSA
Less than 50 employees 35.7% 48.6% 86.9% 79.0% 68.7%
50 or more employees 96.1% 97.2% 85.4% 70.8% 60.4%
Total 53.3% 86.0% 85.6% 71.8% 61.5%
 
Washington-Arlington-Alexandria, DC-VA-MD-WV MSA
Less than 50 employees 47.3% 69.1% 87.4% 76.8% 67.1%
50 or more employees 95.8% 92.3% 86.2% 81.6% 70.4%
Total 61.2% 86.2% 86.4% 80.6% 69.7%
 
Atlanta-Sandy Springs-Marietta, GA MSA
Less than 50 employees 39.8% 52.0% 89.5% 72.5% 64.9%
50 or more employees 94.6% 98.9% 75.8% 83.8% 63.5%
Total 57.3% 88.4% 77.6% 82.1% 63.7%
 
Detroit-Warren-Livonia, MI MSA
Less than 50 employees 52.7% 67.4% 80.1% 75.2% 60.3%
50 or more employees 92.9% 96.0% 87.3% 81.8% 71.5%
Total 62.8% 88.0% 85.8% 80.5% 69.1%
 
Boston-Cambridge-Quincy, MA-NH MSA
Less than 50 employees 57.2% 77.1% 78.7% 76.6% 60.3%
50 or more employees 96.7% 97.1% 84.1% 76.1% 64.0%
Total 66.9% 92.1% 83.0% 76.2% 63.3%
 
San Francisco-Oakland-Fremont, CA MSA
Less than 50 employees 53.8% 71.4% 76.7% 77.6% 59.6%
50 or more employees 95.5% 93.6% 83.6% 84.0% 70.2%
Total 62.8% 86.3% 81.7% 82.4% 67.3%
 
Riverside-San Bernardino-Ontario, CA MSA
Less than 50 employees 61.2% 73.0% 76.4% 81.4% 62.2%
50 or more employees 99.4% 97.9% 76.9% 74.6% 57.4%
Total 71.5% 90.5% 76.8% 76.2% 58.6%
 
Phoenix-Mesa-Scottsdale, AZ MSA
Less than 50 employees 41.5% 56.8% 61.4% 80.2% 49.2%
50 or more employees 96.4% 96.8% 73.3% 78.4% 57.5%
Total 59.2% 89.0% 71.9% 78.6% 56.4%
 
Seattle-Tacoma-Bellevue, WA MSA
Less than 50 employees 52.2% 68.7% 84.2% 90.0% 75.8%
50 or more employees 97.0% 99.2% 79.9% 89.5% 71.6%
Total 62.8% 90.8% 80.8% 89.6% 72.5%
 
Minneapolis-St. Paul-Bloomington, MN-WI MSA
Less than 50 employees 44.9% 74.2% 66.6% 79.8% 53.1%
50 or more employees 98.4% 98.0% 75.9% 77.8% 59.1%
Total 58.5% 92.1% 74.0% 78.2% 57.9%
 
San Diego-Carlsbad-San Marcos, CA MSA
Less than 50 employees 42.2% 66.1% 71.4% 80.9% 57.7%
50 or more employees 97.0% 99.1% 81.7% 80.8% 66.1%
Total 55.7% 93.8% 80.5% 80.9% 65.1%
 
St. Louis, MO-IL MSA
Less than 50 employees 43.1% 69.2% 74.0% 84.7% 62.6%
50 or more employees 96.9% 99.9% 87.1% 83.8% 72.9%
Total 55.0% 90.8% 84.1% 84.0% 70.6%
 
Baltimore-Towson, MD MSA
Less than 50 employees 52.3% 70.8% 71.5% 71.8% 51.3%
50 or more employees 99.6% 98.5% 82.9% 81.1% 67.2%
Total 66.8% 90.6% 80.4% 79.2% 63.7%
 
Tampa-St. Petersburg-Clearwater, FL MSA
Less than 50 employees 39.8% 61.5% 84.5% 81.0% 68.4%
50 or more employees 95.2% 94.7% 71.2% 80.8% 57.5%
Total 52.7% 87.4% 73.2% 80.8% 59.2%

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Costs Trends, 2005 Medical Expenditure Panel Survey - Insurance Component.

Note: Definition of each area can be found in the Techinical Notes and Survey Documentation.



Table IX.B.1 Standard errors for health insurance offer, eligibility, take up rates for private-sector establishments and employees by firm size for 20 largest metro areas: United States, 2005

Metro Area Percent of establishments that offer health insurance   Percent of employees in establishments that offer   Percent of employees eligible for health insurance in establishments that offer   Percent of employees eligible for health insurance that are enrolled in establishments that offer   Percent of employees that are enrolled in establishments that offer  
New York-Northern New Jersey-Long Island, NY-NJ-PA MSA
Less than 50 employees 4.44% 3.77% 3.09% 3.19% 3.26%
50 or more employees 3.81% 3.08% 2.48% 3.06% 3.04%
Total 2.18% 2.98% 1.17% 1.77% 1.03%
 
Los Angeles-Long Beach-Santa Ana, CA MSA
Less than 50 employees 2.63% 2.83% 2.15% 2.79% 2.35%
50 or more employees 1.67% 1.48% 2.70% 1.53% 2.78%
Total 2.46% 1.83% 2.17% 1.51% 2.43%
 
Chicago-Naperville-Joliet, IL-IN-WI MSA
Less than 50 employees 3.54% 5.79% 2.71% 3.82% 3.85%
50 or more employees 2.09% 2.71% 2.71% 2.50% 3.29%
Total 2.96% 2.18% 1.88% 2.28% 2.77%
 
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA
Less than 50 employees 6.00% 7.49% 4.20% 7.48% 6.53%
50 or more employees 3.04% 2.91% 2.79% 1.72% 2.81%
Total 2.49% 1.45% 2.60% 1.36% 2.87%
 
Dallas-Fort Worth-Arlington, TX MSA
Less than 50 employees 4.87% 5.24% 2.75% 2.31% 2.52%
50 or more employees 2.98% 3.36% 3.58% 2.79% 4.07%
Total 3.46% 2.86% 2.94% 2.19% 3.20%
 
Miami-Fort Lauderdale-Miami Beach, FL MSA
Less than 50 employees 3.23% 5.53% 2.37% 2.61% 3.67%
50 or more employees 2.27% 2.38% 3.80% 3.10% 4.29%
Total 2.86% 2.71% 3.12% 2.47% 3.52%
 
Houston-Sugar Land-Baytown, TX MSA
Less than 50 employees 3.61% 5.52% 4.42% 3.34% 4.88%
50 or more employees 1.92% 2.19% 4.02% 4.29% 5.23%
Total 3.82% 3.32% 3.14% 4.07% 4.62%
 
Washington-Arlington-Alexandria, DC-VA-MD-WV MSA
Less than 50 employees 6.02% 4.52% 2.93% 3.38% 4.10%
50 or more employees 1.68% 2.22% 1.38% 1.40% 1.52%
Total 2.86% 2.51% 1.13% 2.03% 2.04%
 
Atlanta-Sandy Springs-Marietta, GA MSA
Less than 50 employees 5.83% 7.98% 2.18% 5.35% 6.02%
50 or more employees 3.01% 1.04% 4.44% 2.24% 4.71%
Total 4.65% 3.32% 4.13% 2.67% 4.76%
 
Detroit-Warren-Livonia, MI MSA
Less than 50 employees 4.52% 3.81% 3.67% 3.16% 4.01%
50 or more employees 3.97% 1.25% 3.61% 6.38% 7.13%
Total 4.20% 2.07% 2.30% 4.97% 5.23%
 
Boston-Cambridge-Quincy, MA-NH MSA
Less than 50 employees 3.45% 4.48% 2.70% 3.96% 3.48%
50 or more employees 1.64% 2.04% 3.01% 2.50% 3.42%
Total 2.24% 1.75% 2.68% 2.23% 2.99%
 
San Francisco-Oakland-Fremont, CA MSA
Less than 50 employees 3.17% 3.53% 3.65% 3.28% 3.96%
50 or more employees 1.74% 2.93% 3.80% 2.02% 3.93%
Total 2.37% 2.21% 3.66% 1.73% 3.64%
 
Riverside-San Bernardino-Ontario, CA MSA
Less than 50 employees 10.11% 10.73% 9.45% 9.99% 8.52%
50 or more employees 0.66% 1.60% 7.80% 3.52% 6.91%
Total 6.66% 2.15% 6.29% 3.46% 6.34%
 
Phoenix-Mesa-Scottsdale, AZ MSA
Less than 50 employees 3.68% 7.00% 7.40% 3.49% 7.85%
50 or more employees 2.61% 2.50% 4.03% 2.71% 4.33%
Total 2.59% 2.56% 3.42% 2.42% 3.71%
 
Seattle-Tacoma-Bellevue, WA MSA
Less than 50 employees 3.01% 4.43% 2.21% 1.93% 2.74%
50 or more employees 2.11% 0.46% 4.57% 2.47% 4.62%
Total 3.17% 2.03% 3.74% 2.04% 3.64%
 
Minneapolis-St. Paul-Bloomington, MN-WI MSA
Less than 50 employees 2.40% 2.34% 6.60% 2.85% 6.06%
50 or more employees 1.61% 1.54% 3.68% 2.37% 3.57%
Total 2.98% 1.57% 3.23% 2.03% 2.92%
 
San Diego-Carlsbad-San Marcos, CA MSA
Less than 50 employees 5.60% 6.29% 6.10% 3.57% 6.59%
50 or more employees 3.67% 1.10% 6.81% 7.47% 7.38%
Total 4.31% 1.85% 6.30% 6.12% 6.75%
 
St. Louis, MO-IL MSA
Less than 50 employees 11.69% 16.42% 17.95% 18.57% 15.49%
50 or more employees 17.71% 18.24% 16.40% 16.24% 15.00%
Total 4.52% 1.52% 1.66% 2.95% 2.77%
 
Baltimore-Towson, MD MSA
Less than 50 employees 7.10% 6.39% 5.82% 2.86% 5.24%
50 or more employees 0.38% 1.17% 2.30% 2.45% 3.18%
Total 5.23% 1.94% 2.57% 1.50% 2.87%
 
Tampa-St. Petersburg-Clearwater, FL MSA
Less than 50 employees 7.83% 8.15% 5.43% 6.07% 6.74%
50 or more employees 5.71% 6.67% 6.39% 3.73% 5.94%
Total 7.04% 4.99% 5.81% 3.14% 5.51%

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Costs Trends, 2005 Medical Expenditure Panel Survey - Insurance Component.

Note: Definition of each area can be found in the Techinical Notes and Survey Documentation.