Table IX.B.2 Average total premiums and employee contributions (in dollars) for private-sector establishments by firm size for 20 largest metro areas: United States, 2005

Metro Area Single premium   Single contribution   Employee-plus-one premium   Employee-plus-one contribution   Family premium   Family contribution  
New York-Northern New Jersey-Long Island, NY-NJ-PA MSA
Less than 50 employees 4,961 599 9,047 2,033 12,141 2,155
50 or more employees 4,320 789 8,602 1,718 11,732 2,674
Total 4,513 732 8,700 1,787 11,819 2,564
 
Los Angeles-Long Beach-Santa Ana, CA MSA
Less than 50 employees 3,791 480 6,872 1,661 10,247 3,453
50 or more employees 3,853 681 7,195 1,556 10,102 2,217
Total 3,838 632 7,139 1,574 10,122 2,386
 
Chicago-Naperville-Joliet, IL-IN-WI MSA
Less than 50 employees 3,876 612 8,473 2,056 11,068 2,807
50 or more employees 4,127 957 7,919 1,501 10,602 2,127
Total 4,076 888 8,025 1,608 10,676 2,235
 
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA
Less than 50 employees 4,839 888 9,403 2,240 10,998 2,680 *
50 or more employees 4,133 760 7,763 1,537 11,347 2,525
Total 4,275 786 8,042 1,657 11,294 2,549
 
Dallas-Fort Worth-Arlington, TX MSA
Less than 50 employees 3,983 459 10,844 1,625 10,659 4,865
50 or more employees 4,124 672 8,390 1,852 11,620 2,332
Total 4,094 627 8,734 1,820 11,509 2,624
 
Miami-Fort Lauderdale-Miami Beach, FL MSA
Less than 50 employees 4,337 681 7,319 2,033 11,224 3,114
50 or more employees 3,709 1,021 7,118 2,167 10,462 3,607
Total 3,841 950 7,147 2,147 10,535 3,559
 
Houston-Sugar Land-Baytown, TX MSA
Less than 50 employees 4,860 471 7,451 1,918 * 10,464 4,610
50 or more employees 4,030 686 7,864 1,895 11,750 2,817
Total 4,181 647 7,835 1,896 11,571 3,067
 
Washington-Arlington-Alexandria, DC-VA-MD-WV MSA
Less than 50 employees 4,086 963 7,688 2,393 10,157 2,909
50 or more employees 4,299 823 7,737 1,607 11,494 3,068
Total 4,248 857 7,731 1,705 11,256 3,040
 
Atlanta-Sandy Springs-Marietta, GA MSA
Less than 50 employees 3,550 568 4,581 1,161 * 9,456 2,717
50 or more employees 3,757 674 7,284 1,726 10,341 2,742
Total 3,725 658 6,926 1,651 10,246 2,739
 
Detroit-Warren-Livonia, MI MSA
Less than 50 employees 4,273 805 9,583 1,125 11,177 1,947
50 or more employees 4,224 759 7,900 1,375 10,819 1,935
Total 4,236 770 8,125 1,342 10,877 1,937
 
Boston-Cambridge-Quincy, MA-NH MSA
Less than 50 employees 4,442 943 9,455 2,289 * 11,485 2,708 *
50 or more employees 4,202 870 7,897 1,842 11,340 3,097
Total 4,258 887 8,054 1,887 11,366 3,026
 
San Francisco-Oakland-Fremont, CA MSA
Less than 50 employees 3,687 283 * 6,887 1,967 9,650 1,516 *
50 or more employees 3,761 641 8,018 1,623 11315 1,955
Total 3,739 535 7,787 1,693 11,061 1,888
 
Riverside-San Bernardino-Ontario, CA MSA
Less than 50 employees 3,727 626 * 6,061 1,291 * 8,903 4,027 *
50 or more employees 2,522 540 * 7,003 2,038 10,505 3,409
Total 2,829 561 6,658 1,764 10,196 3,528
 
Phoenix-Mesa-Scottsdale, AZ MSA
Less than 50 employees 3,476 716 7,853 2,161 9,434 4,001
50 or more employees 4,499 756 7,607 1,817 10,358 2,698
Total 4,378 752 7,626 1,844 10,259 2,839
 
Seattle-Tacoma-Bellevue, WA MSA
Less than 50 employees 3,635 297 7,283 1,335 * 9,991 3,299
50 or more employees 4,217 443 7,893 1,481 11069 1,922
Total 4,055 402 7,782 1,454 10898 2,141
 
Minneapolis-St. Paul-Bloomington, MN-WI MSA
Less than 50 employees 3,856 783 7,567 2,757 10,537 3,642
50 or more employees 3,983 909 7,909 1,874 10,842 2,580
Total 3,958 885 7,856 2,010 10,786 2,773
 
San Diego-Carlsbad-San Marcos, CA MSA
Less than 50 employees 3,511 618 * 6,778 1,088 * 8,540 2,867 *
50 or more employees 4,128 640 8,531 1,723 12,141 2,182
Total 4,040 637 8,430 1,686 11,880 2,232
 
St. Louis, MO-IL MSA
Less than 50 employees 3,604 * 634 * 5,715 * 2,544 * 9,895 1,544 *
50 or more employees 3,939 655 7,382 1,569 9,788 2,433
Total 3,862 650 7,108 1,729 9,808 2,270
 
Baltimore-Towson, MD MSA
Less than 50 employees 4,389 781 9,384 2,942 13,357 4,274
50 or more employees 3,453 1,072 6,111 1,733 9,568 3,038
Total 3,657 1,009 6,638 1,927 10,035 3,190
 
Tampa-St. Petersburg-Clearwater, FL MSA
Less than 50 employees 5,350 921 * 11794 1,902 * 15,282 2,788 *
50 or more employees 4,278 906 8,199 2,236 11,479 2,614
Total 4,483 909 8,805 2,179 12,090 2,642

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Costs Trends, 2005 Medical Expenditure Panel Survey - Insurance Component.

Note: Definition of each area can be found in the Techinical Notes and Survey Documentation.
* Figure does not meet standard of reliability of precision.



Table IX.B.2 Standard errors for average total premiums and employee contributions (in dollars) for private-sector establishments by firm size for 20 largest metro areas: United States, 2005

Metro Area Single premium   Single contribution   Employee-plus-one premium   Employee-plus-one contribution   Family premium   Family contribution  
New York-Northern New Jersey-Long Island, NY-NJ-PA MSA
Less than 50 employees 212 107 384 305 557 436
50 or more employees 183 89 810 222 825 301
Total 92 56 312 149 300 216
 
Los Angeles-Long Beach-Santa Ana, CA MSA
Less than 50 employees 160 76 230 272 545 443
50 or more employees 119 84 178 139 200 141
Total 100 59 177 125 179 146
 
Chicago-Naperville-Joliet, IL-IN-WI MSA
Less than 50 employees 177 129 353 387 642 371
50 or more employees 175 217 252 107 346 144
Total 145 182 203 161 352 134
 
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA
Less than 50 employees 538 154 1,145 495 1,140 1,372 *
50 or more employees 258 82 361 185 566 311
Total 175 104 194 128 239 175
 
Dallas-Fort Worth-Arlington, TX MSA
Less than 50 employees 248 114 2,009 356 1,402 1,174
50 or more employees 182 65 359 99 430 232
Total 174 63 540 83 384 263
 
Miami-Fort Lauderdale-Miami Beach, FL MSA
Less than 50 employees 339 169 432 303 564 651
50 or more employees 151 101 263 191 511 273
Total 166 110 251 164 480 311
 
Houston-Sugar Land-Baytown, TX MSA
Less than 50 employees 390 117 1,340 616 * 1,400 1,042
50 or more employees 95 82 167 264 359 337
Total 131 59 177 282 424 334
 
Washington-Arlington-Alexandria, DC-VA-MD-WV MSA
Less than 50 employees 189 164 430 394 829 526
50 or more employees 122 108 294 251 399 402
Total 96 88 205 148 363 259
 
Atlanta-Sandy Springs-Marietta, GA MSA
Less than 50 employees 303 147 718 374 * 777 575
50 or more employees 210 69 676 163 586 140
Total 171 61 330 81 477 148
 
Detroit-Warren-Livonia, MI MSA
Less than 50 employees 168 187 606 281 360 407
50 or more employees 228 135 761 223 557 295
Total 139 141 682 202 392 282
 
Boston-Cambridge-Quincy, MA-NH MSA
Less than 50 employees 192 171 1,939 743 * 444 1,093 *
50 or more employees 107 64 306 223 257 397
Total 83 50 301 209 237 298
 
San Francisco-Oakland-Fremont, CA MSA
Less than 50 employees 205 132 * 470 415 710 465 *
50 or more employees 279 73 364 216 512 363
Total 201 61 314 210 486 301
 
Riverside-San Bernardino-Ontario, CA MSA
Less than 50 employees 488 377 * 1,332 431 * 1,756 1,237 *
50 or more employees 365 212 * 443 268 594 537
Total 345 127 451 325 642 621
 
Phoenix-Mesa-Scottsdale, AZ MSA
Less than 50 employees 546 133 1,636 442 599 527
50 or more employees 507 63 401 166 297 270
Total 474 46 392 159 269 230
 
Seattle-Tacoma-Bellevue, WA MSA
Less than 50 employees 128 66 825 523 * 515 754
50 or more employees 220 52 411 167 373 250
Total 134 38 360 87 412 302
 
Minneapolis-St. Paul-Bloomington, MN-WI MSA
Less than 50 employees 159 161 993 561 918 489
50 or more employees 95 67 197 146 263 172
Total 95 69 191 201 213 138
 
San Diego-Carlsbad-San Marcos, CA MSA
Less than 50 employees 477 200 * 1,125 437 * 1,405 1,093 *
50 or more employees 235 72 999 262 407 311
Total 279 89 984 268 405 273
 
St. Louis, MO-IL MSA
Less than 50 employees 1,323 * 211 * 1,721 * 805 * 2,480 558 *
50 or more employees 765 158 1,907 429 2,144 602
Total 235 40 353 208 490 208
 
Baltimore-Towson, MD MSA
Less than 50 employees 235 162 663 811 992 899
50 or more employees 214 152 464 238 564 349
Total 166 139 479 254 645 395
 
Tampa-St. Petersburg-Clearwater, FL MSA
Less than 50 employees 524 449 * 2,642 811 * 1,973 1,348 *
50 or more employees 398 147 866 416 791 349
Total 354 189 708 421 717 364

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Costs Trends, 2005 Medical Expenditure Panel Survey - Insurance Component.

Note: Definition of each area can be found in the Techinical Notes and Survey Documentation.
* Figure does not meet standard of reliability of precision.