Table IX.B.1: Health insurance offer, eligibility, take up rates for private-sector establishments and employees by firm size for 20 largest metro areas: United States, 2006

 

METRO AREA

Percent of establishments that offer health insurance

 

Percent of employees in establishments that offer health insurance

 

Percent of employees eligible for health insurance in establishments that offer health insurance

 

Percent of employees eligible for health insurance that are enrolled in health insurance at establishments that offer health insurance

 

Percent of employees that are enrolled in health insurance at establishments that offer health insurance

 

 

New York-Northern New Jersey-Long Island, NY-NJ-PA MSA

 

Less than 50 employees

52.3%

70.4%

77.8%

80.8%

62.8%

50 or more employees

98.0%

97.0%

78.3%

81.0%

63.4%

Total

60.9%

89.1%

78.1%

80.9%

63.2%

 

Los Angeles-Long Beach-Santa Ana, CA MSA

 

Less than 50 employees

44.5%

67.0%

82.5%

84.6%

69.9%

50 or more employees

95.7%

94.1%

78.6%

83.2%

65.4%

Total

55.6%

87.3%

79.3%

83.5%

66.2%

 

Chicago-Naperville-Joliet, IL-IN-WI MSA

 

Less than 50 employees

46.4%

65.3%

82.2%

82.1%

67.5%

50 or more employees

97.3%

97.2%

81.5%

78.8%

64.2%

Total

59.4%

89.1%

81.6%

79.4%

64.8%

 

Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA

 

Less than 50 employees

52.1%

68.2%

75.0%

76.0%

57.0%

50 or more employees

95.1%

98.5%

79.6%

79.9%

63.7%

Total

62.3%

89.3%

78.6%

79.1%

62.1%

 

Dallas-Fort Worth-Arlington, TX MSA

 

Less than 50 employees

37.7%

55.3%

83.7%

79.1%

66.2%

50 or more employees

95.8%

99.0%

79.7%

82.4%

65.6%

Total

55.7%

88.9%

80.2%

81.9%

65.7%

 

Miami-Fort Lauderdale-Miami Beach, FL MSA

 

Less than 50 employees

37.2%

59.3%

82.2%

73.7%

60.6%

50 or more employees

91.6%

96.2%

74.1%

78.2%

57.9%

Total

46.0%

86.9%

75.5%

77.4%

58.4%

 

Houston-Sugar Land-Baytown, TX MSA

 

Less than 50 employees

42.3%

61.5%

83.0%

84.0%

69.7%

50 or more employees

89.6%

90.9%

85.4%

77.3%

66.0%

Total

56.5%

84.4%

85.0%

78.3%

66.6%

 

Washington-Arlington-Alexandria, DC-VA-MD-WV MSA

 

Less than 50 employees

57.2%

75.7%

85.9%

77.2%

66.3%

50 or more employees

94.9%

98.2%

76.4%

78.6%

60.1%

Total

67.1%

92.6%

78.3%

78.3%

61.3%

 

Atlanta-Sandy Springs-Marietta, GA MSA

 

Less than 50 employees

36.7%

66.7%

78.8%

82.8%

65.2%

50 or more employees

95.6%

99.0%

80.8%

72.7%

58.7%

Total

52.6%

90.6%

80.4%

74.6%

60.0%

 

Detroit-Warren-Livonia, MI MSA

 

Less than 50 employees

42.5%

72.9%

77.9%

80.6%

62.8%

50 or more employees

98.6%

99.3%

78.0%

82.4%

64.3%

Total

53.1%

90.5%

78.0%

81.9%

63.9%

 

Boston-Cambridge-Quincy, MA-NH MSA

 

Less than 50 employees

56.7%

68.4%

78.6%

70.4%

55.4%

50 or more employees

95.3%

97.7%

73.9%

78.9%

58.3%

Total

66.0%

91.1%

74.7%

77.4%

57.8%

 

San Francisco-Oakland-Fremont, CA MSA

 

Less than 50 employees

53.2%

75.4%

81.7%

77.8%

63.6%

50 or more employees

100.0%

100.0%

79.3%

83.1%

65.9%

Total

66.1%

93.5%

79.8%

82.0%

65.4%

 

Riverside-San Bernardino-Ontario, CA MSA

 

Less than 50 employees

54.9%

66.0%

80.0%

68.0%

54.4%

50 or more employees

92.3%

94.5%

80.4%

90.0%

72.3%

Total

66.3%

86.3%

80.3%

85.2%

68.4%

 

Phoenix-Mesa-Scottsdale, AZ MSA

 

Less than 50 employees

32.1%

48.0%

75.3%

80.3%

60.4%

50 or more employees

94.2%

93.8%

77.9%

77.1%

60.1%

Total

49.6%

84.7%

77.6%

77.5%

60.1%

 

Seattle-Tacoma-Bellevue, WA MSA

 

Less than 50 employees

47.9%

65.1%

83.8%

72.3%

60.6%

50 or more employees

95.0%

99.2%

71.9%

78.5%

56.5%

Total

60.2%

90.0%

74.2%

77.1%

57.3%

 

Minneapolis-St. Paul-Bloomington, MN-WI MSA

 

Less than 50 employees

41.6%

68.7%

76.9%

75.8%

58.3%

50 or more employees

97.9%

97.0%

80.5%

78.5%

63.2%

Total

56.4%

90.9%

79.9%

78.1%

62.4%

 

San Diego-Carlsbad-San Marcos, CA MSA

 

Less than 50 employees

52.7%

65.0%

81.3%

77.4%

62.9%

50 or more employees

90.9%

93.6%

70.0%

81.7%

57.2%

Total

62.7%

86.9%

72.0%

80.9%

58.2%

 

St. Louis, MO-IL MSA

 

Less than 50 employees

48.8%

*

61.7%

*

78.0%

86.5%

67.4%

50 or more employees

99.4%

99.5%

81.8%

76.2%

62.3%

Total

64.2%

93.5%

81.4%

77.3%

62.9%

 

Baltimore-Towson, MD MSA

 

Less than 50 employees

57.6%

74.8%

78.2%

73.9%

57.8%

50 or more employees

97.3%

96.8%

78.9%

73.7%

58.1%

Total

68.9%

90.0%

78.7%

73.7%

58.0%

 

Tampa-St. Petersburg-Clearwater, FL MSA

 

Less than 50 employees

49.6%

68.6%

82.4%

70.1%

57.8%

50 or more employees

95.4%

94.4%

64.1%

72.9%

46.7%

Total

60.9%

88.3%

67.5%

72.3%

48.8%

 

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component.

Note: Definition of each area can be found in the Technical Notes and Survey Documentation.

* Figure does not meet standard of reliability or precision.

 

Table IX.B.1: Standard errors for health insurance offer, eligibility, take up rates for private-sector establishments and employees by firm size for 20 largest metro areas: United States, 2006

 

METRO AREA

Percent of establishments that offer health insurance

 

Percent of employees in establishments that offer health insurance

 

Percent of employees eligible for health insurance in establishments that offer health insurance

 

Percent of employees eligible for health insurance that are enrolled in health insurance at establishments that offer health insurance

 

Percent of employees that are enrolled in health insurance at establishments that offer health insurance

 

 

New York-Northern New Jersey-Long Island, NY-NJ-PA MSA

 

Less than 50 employees

3.31%

4.12%

4.08%

2.11%

3.73%

50 or more employees

0.66%

1.00%

3.30%

1.79%

3.37%

Total

1.19%

0.85%

1.43%

1.23%

1.08%

 

Los Angeles-Long Beach-Santa Ana, CA MSA

 

Less than 50 employees

2.36%

2.32%

2.71%

1.67%

3.10%

50 or more employees

1.95%

2.42%

1.55%

1.89%

1.80%

Total

1.94%

1.81%

1.12%

1.48%

1.37%

 

Chicago-Naperville-Joliet, IL-IN-WI MSA

 

Less than 50 employees

2.32%

3.31%

4.00%

1.82%

3.75%

50 or more employees

1.37%

1.15%

2.73%

2.63%

2.57%

Total

1.84%

1.43%

2.56%

1.82%

1.93%

 

Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA

 

Less than 50 employees

5.17%

6.30%

4.46%

2.83%

4.22%

50 or more employees

5.41%

0.74%

3.34%

1.96%

3.50%

Total

2.72%

1.51%

2.46%

2.10%

2.64%

 

Dallas-Fort Worth-Arlington, TX MSA

 

Less than 50 employees

4.14%

5.20%

3.11%

4.26%

3.57%

50 or more employees

2.37%

1.01%

4.79%

1.83%

4.10%

Total

4.32%

1.81%

4.25%

1.80%

3.49%

 

Miami-Fort Lauderdale-Miami Beach, FL MSA

 

Less than 50 employees

3.11%

2.62%

3.49%

3.09%

3.35%

50 or more employees

4.38%

2.11%

4.71%

4.35%

5.19%

Total

3.05%

2.33%

3.94%

3.16%

4.14%

 

Houston-Sugar Land-Baytown, TX MSA

 

Less than 50 employees

3.10%

6.22%

3.36%

3.96%

4.40%

50 or more employees

3.43%

3.38%

2.45%

3.30%

3.28%

Total

2.68%

2.88%

2.03%

3.07%

3.11%

 

Washington-Arlington-Alexandria, DC-VA-MD-WV MSA

 

Less than 50 employees

3.34%

2.25%

2.16%

3.75%

4.04%

50 or more employees

1.99%

0.64%

2.91%

2.04%

3.64%

Total

1.89%

0.92%

3.47%

2.06%

3.78%

 

Atlanta-Sandy Springs-Marietta, GA MSA

 

Less than 50 employees

2.18%

2.65%

5.05%

4.54%

5.85%

50 or more employees

2.03%

0.60%

2.98%

3.52%

2.93%

Total

2.14%

0.82%

2.67%

3.03%

2.57%

 

Detroit-Warren-Livonia, MI MSA

 

Less than 50 employees

4.57%

7.25%

7.69%

4.80%

7.20%

50 or more employees

0.96%

0.64%

3.33%

1.90%

3.86%

Total

3.20%

1.58%

3.09%

2.39%

3.73%

 

Boston-Cambridge-Quincy, MA-NH MSA

 

Less than 50 employees

3.24%

3.71%

2.35%

3.11%

2.37%

50 or more employees

1.74%

2.00%

3.79%

2.10%

2.47%

Total

2.88%

2.87%

2.74%

1.75%

1.67%

 

San Francisco-Oakland-Fremont, CA MSA

 

Less than 50 employees

3.67%

4.67%

4.96%

5.48%

6.62%

50 or more employees

0.00%

0.00%

4.97%

2.31%

4.16%

Total

3.46%

1.19%

3.39%

2.10%

2.64%

 

Riverside-San Bernardino-Ontario, CA MSA

 

Less than 50 employees

7.42%

7.56%

5.92%

6.88%

7.65%

50 or more employees

6.84%

4.49%

5.86%

2.72%

5.98%

Total

3.72%

3.56%

4.20%

3.45%

5.02%

 

Phoenix-Mesa-Scottsdale, AZ MSA

 

Less than 50 employees

2.84%

4.95%

3.78%

3.75%

5.11%

50 or more employees

1.82%

3.36%

3.11%

3.04%

3.36%

Total

2.41%

2.60%

2.76%

2.90%

3.25%

 

Seattle-Tacoma-Bellevue, WA MSA

 

Less than 50 employees

2.27%

5.00%

3.80%

5.63%

3.98%

50 or more employees

3.28%

0.63%

4.59%

3.74%

5.04%

Total

2.10%

2.16%

4.27%

3.33%

4.43%

 

Minneapolis-St. Paul-Bloomington, MN-WI MSA

 

Less than 50 employees

2.69%

5.21%

4.64%

4.47%

5.30%

50 or more employees

1.06%

1.95%

1.77%

2.63%

2.79%

Total

2.65%

2.00%

1.44%

2.55%

2.45%

 

San Diego-Carlsbad-San Marcos, CA MSA

 

Less than 50 employees

4.19%

3.74%

3.07%

3.61%

4.81%

50 or more employees

6.84%

4.61%

7.82%

2.99%

6.48%

Total

4.64%

3.77%

4.87%

2.70%

4.21%

 

St. Louis, MO-IL MSA

 

Less than 50 employees

14.89%

*

18.92%

*

23.35%

25.79%

20.17%

50 or more employees

18.15%

18.17%

15.25%

15.12%

13.23%

Total

3.36%

1.65%

2.26%

2.51%

3.18%

 

Baltimore-Towson, MD MSA

 

Less than 50 employees

3.88%

4.85%

4.30%

2.89%

3.89%

50 or more employees

2.65%

3.37%

5.03%

3.86%

4.91%

Total

3.42%

2.40%

3.57%

2.86%

3.52%

 

Tampa-St. Petersburg-Clearwater, FL MSA

 

Less than 50 employees

7.54%

5.35%

7.23%

6.67%

7.35%

50 or more employees

4.83%

3.05%

7.02%

5.16%

6.79%

Total

6.07%

3.87%

6.47%

4.82%

5.93%

 

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component.

Note: Definition of each area can be found in the Technical Notes and Survey Documentation.

* Figure does not meet standard of reliability or precision.