Table IX.B.2: Average total premiums and employee contributions (in dollars) for private-sector establishments by firm size for 20 largest metro areas: United States, 2006

 

METRO AREA

Single premium

 

Single contribution

 

Employee-
plus-one premium

 

Employee-
plus-one contribution

 

Family premium

 

Family contribution

 

 

New York-Northern New Jersey-Long Island, NY-NJ-PA MSA

 

Less than 50 employees

5,108

852

10,091

2,131

13,603

2,683

50 or more employees

4,588

903

9,041

1,642

12,520

2,688

Total

4,730

889

9,230

1,731

12,744

2,687

 

Los Angeles-Long Beach-Santa Ana, CA MSA

 

Less than 50 employees

3,996

555

7,562

2,155

10,510

3,017

50 or more employees

3,807

731

7,518

1,989

11,455

2,987

Total

3,858

684

7,523

2,010

11,330

2,991

 

Chicago-Naperville-Joliet, IL-IN-WI MSA

 

Less than 50 employees

4,706

835

7,942

1,686

11,595

3,714

50 or more employees

4,233

897

8,389

1,872

12,080

2,893

Total

4,334

884

8,320

1,843

11,987

3,049

 

Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA

 

Less than 50 employees

4,492

656

8,406

2,383

*

12,578

4,014

50 or more employees

4,168

886

8,098

2,027

11,653

2,875

Total

4,247

830

8,158

2,095

11,820

3,080

 

Dallas-Fort Worth-Arlington, TX MSA

 

Less than 50 employees

4,843

1,029

8,567

2,442

*

11,598

3,501

50 or more employees

4,308

694

7,780

1,682

11,953

2,348

Total

4,406

755

7,859

1,758

11,912

2,481

 

Miami-Fort Lauderdale-Miami Beach, FL MSA

 

Less than 50 employees

4,817

839

9,460

2,597

12,721

4,506

50 or more employees

3,662

844

7,628

2,422

10,434

3,269

Total

3,903

843

7,913

2,449

10,768

3,450

 

Houston-Sugar Land-Baytown, TX MSA

 

Less than 50 employees

4,305

519

8,552

3,481

11,110

3,845

50 or more employees

4,301

839

8,475

2,088

12,439

3,030

Total

4,302

770

8,482

2,214

12,238

3,153

 

Washington-Arlington-Alexandria, DC-VA-MD-WV MSA

 

Less than 50 employees

4,296

665

8,622

2,082

11,135

3,702

50 or more employees

4,091

918

8,310

1,811

11,772

2,732

Total

4,141

856

8,369

1,862

11,651

2,917

 

Atlanta-Sandy Springs-Marietta, GA MSA

 

Less than 50 employees

3,862

532

*

7,056

2,232

10,842

2,550

50 or more employees

3,756

859

7,428

2,020

10,824

2,913

Total

3,781

780

7,355

2,062

10,826

2,856

 

Detroit-Warren-Livonia, MI MSA

 

Less than 50 employees

4,359

717

8,157

2,722

11,900

3,472

50 or more employees

4,627

690

8,528

1,052

11,452

1,810

Total

4,553

697

8,463

1,345

11,586

2,305

 

Boston-Cambridge-Quincy, MA-NH MSA

 

Less than 50 employees

4,918

1,386

8,779

2,915

12,417

3,506

50 or more employees

4,407

858

8,310

1,765

12,586

2,920

Total

4,496

950

8,364

1,899

12,558

3,017

 

San Francisco-Oakland-Fremont, CA MSA

 

Less than 50 employees

4,049

461

*

8,692

1,616

*

9,682

599

*

50 or more employees

4,566

719

9,344

1,984

12,989

3,910

Total

4,444

658

9,239

1,925

12,393

3,314

 

Riverside-San Bernardino-Ontario, CA MSA

 

Less than 50 employees

4,853

1,030

*

6,392

1,936

10,586

3,091

50 or more employees

3,646

603

7,355

1,755

11,132

2,640

Total

3,864

680

7,238

1,777

11,024

2,729

 

Phoenix-Mesa-Scottsdale, AZ MSA

 

Less than 50 employees

3,900

519

6,311

2,742

9,684

3,766

50 or more employees

4,624

911

9,219

2,186

12,411

3,377

Total

4,528

859

8,997

2,228

12,123

3,418

 

Seattle-Tacoma-Bellevue, WA MSA

 

Less than 50 employees

3,937

645

9,203

3,050

10,114

2,622

50 or more employees

4,161

687

7,334

1,805

12,295

3,116

Total

4,104

676

7,622

1,996

12,001

3,049

 

Minneapolis-St. Paul-Bloomington, MN-WI MSA

 

Less than 50 employees

4,077

1,081

7,524

3,173

11,559

3,903

50 or more employees

3,951

757

7,398

1,782

11,136

2,896

Total

3,974

816

7,409

1,898

11,198

3,042

 

San Diego-Carlsbad-San Marcos, CA MSA

 

Less than 50 employees

3,855

562

7,055

1,818

10,570

4,428

*

50 or more employees

3,648

682

7,066

2,190

11,099

3,059

Total

3,693

656

7,065

2,149

11,004

3,306

 

St. Louis, MO-IL MSA

 

Less than 50 employees

4,003

605

*

6,868

1,609

*

9,876

2,601

*

50 or more employees

4,003

654

7,097

1,578

12,129

2,410

Total

4,003

647

7,077

1,581

11,915

2,428

 

Baltimore-Towson, MD MSA

 

Less than 50 employees

4,197

771

*

9,596

2,853

*

11,087

2,730

50 or more employees

3,771

1,007

7,678

2,193

11,615

3,546

Total

3,908

931

8,026

2,313

11,508

3,380

 

Tampa-St. Petersburg-Clearwater, FL MSA

 

Less than 50 employees

3,537

737

8,387

1,129

*

9,472

2,712

50 or more employees

4,163

1,009

8,004

2,420

12,382

4,591

Total

4,002

939

8,074

2,184

11,885

4,270

 

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component.

Note: Definition of each area can be found in the Technical Notes and Survey Documentation.

* Figure does not meet standard of reliability or precision.

 

Table IX.B.2: Standard errors for average total premiums and employee contributions (in dollars) for private-sector establishments by firm size for 20 largest metro areas: United States, 2006

 

METRO AREA

Single premium

 

Single contribution

 

Employee-
plus-one premium

 

Employee-
plus-one contribution

 

Family premium

 

Family contribution

 

 

New York-Northern New Jersey-Long Island, NY-NJ-PA MSA

 

Less than 50 employees

312

206

450

418

524

513

50 or more employees

200

88

245

212

368

376

Total

99

59

157

147

252

120

 

Los Angeles-Long Beach-Santa Ana, CA MSA

 

Less than 50 employees

182

132

898

407

580

435

50 or more employees

119

45

291

97

308

212

Total

113

63

238

97

273

195

 

Chicago-Naperville-Joliet, IL-IN-WI MSA

 

Less than 50 employees

329

127

781

287

797

639

50 or more employees

156

83

270

149

311

190

Total

163

53

227

141

291

227

 

Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA

 

Less than 50 employees

251

144

633

726

*

752

677

50 or more employees

445

123

533

204

559

291

Total

163

85

383

246

453

308

 

Dallas-Fort Worth-Arlington, TX MSA

 

Less than 50 employees

527

164

1,212

734

*

740

801

50 or more employees

179

68

334

243

467

319

Total

199

60

267

214

313

332

 

Miami-Fort Lauderdale-Miami Beach, FL MSA

 

Less than 50 employees

269

181

1,354

582

720

627

50 or more employees

102

97

277

274

364

418

Total

128

65

350

209

394

359

 

Houston-Sugar Land-Baytown, TX MSA

 

Less than 50 employees

307

151

978

751

1,313

829

50 or more employees

174

70

426

226

493

222

Total

180

69

364

180

430

149

 

Washington-Arlington-Alexandria, DC-VA-MD-WV MSA

 

Less than 50 employees

203

113

747

301

1,242

756

50 or more employees

205

97

279

197

403

363

Total

83

71

243

201

206

243

 

Atlanta-Sandy Springs-Marietta, GA MSA

 

Less than 50 employees

212

199

*

931

337

558

409

50 or more employees

230

129

295

166

631

282

Total

192

107

253

131

490

258

 

Detroit-Warren-Livonia, MI MSA

 

Less than 50 employees

249

143

936

537

898

631

50 or more employees

330

123

276

196

470

270

Total

284

82

254

220

475

303

 

Boston-Cambridge-Quincy, MA-NH MSA

 

Less than 50 employees

185

75

987

425

487

608

50 or more employees

116

67

329

213

294

229

Total

77

52

251

187

242

233

 

San Francisco-Oakland-Fremont, CA MSA

 

Less than 50 employees

239

167

*

1,118

826

*

1,229

276

*

50 or more employees

131

52

378

228

488

331

Total

107

52

370

106

478

340

 

Riverside-San Bernardino-Ontario, CA MSA

 

Less than 50 employees

376

320

*

1,191

482

2,044

825

50 or more employees

190

76

380

276

1,223

409

Total

245

113

374

226

1,194

398

 

Phoenix-Mesa-Scottsdale, AZ MSA

 

Less than 50 employees

258

111

541

476

1,395

930

50 or more employees

166

117

471

199

569

290

Total

166

96

470

188

544

296

 

Seattle-Tacoma-Bellevue, WA MSA

 

Less than 50 employees

230

165

1,032

562

716

642

50 or more employees

168

79

305

268

400

378

Total

156

67

258

304

318

292

 

Minneapolis-St. Paul-Bloomington, MN-WI MSA

 

Less than 50 employees

231

187

990

615

686

313

50 or more employees

188

72

412

257

357

343

Total

153

67

341

225

328

283

 

San Diego-Carlsbad-San Marcos, CA MSA

 

Less than 50 employees

291

96

1,110

423

1,329

2,015

*

50 or more employees

193

134

460

438

1,279

507

Total

138

108

263

329

596

544

 

St. Louis, MO-IL MSA

 

Less than 50 employees

1,195

189

*

2,054

611

*

2,946

880

*

50 or more employees

795

178

1,531

379

2,349

564

Total

175

39

198

127

559

188

 

Baltimore-Towson, MD MSA

 

Less than 50 employees

429

246

*

817

1,075

*

1,243

582

50 or more employees

301

192

382

517

356

376

Total

140

208

316

533

308

340

 

Tampa-St. Petersburg-Clearwater, FL MSA

 

Less than 50 employees

281

157

2,029

550

*

1,619

759

50 or more employees

202

150

481

187

653

291

Total

168

93

422

281

500

379

 

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2006 Medical Expenditure Panel Survey-Insurance Component.

Note: Definition of each area can be found in the Technical Notes and Survey Documentation.

* Figure does not meet standard of reliability or precision.