Table IX.A.2: Average total premiums and employee contributions (in dollars) for private-sector establishments for areas within States: United States, 2008

 

STATE/AREA

Single premium

 

Single contribution

 

Employee-
plus-one premium

 

Employee-
plus-one contribution

 

Family premium

 

Family contribution

 

 

ALABAMA

Birmingham-Hoover

4,397

1,008

8,623

2,238

11,675

3,429

Remainder of state

4,027

938

7,820

1,988

10,828

3,178

 

ALASKA

Anchorage

5,282

893

9,740

2,165

13,605

3,363

Remainder of state

5,317

639

10,315

2,455

12,981

3,041

 

ARIZONA

Phoenix-Mesa-Scottsdale

4,160

811

8,588

2,442

12,357

4,259

Remainder of state

4,371

809

8,147

2,741

12,037

3,647

 

ARKANSAS

Little Rock-North Little Rock

3,926

700

8,058

2,022

11,307

3,413

Remainder of state

3,921

826

7,710

2,004

11,163

2,873

 

CALIFORNIA

Los Angeles-Long Beach-Santa Ana

4,222

793

8,147

2,128

12,159

3,634

Riverside-San Bernardino-Ontario

4,055

724

7,499

2,062

11,801

3,209

Sacramento--Arden-Arcade--Roseville

4,546

785

8,970

1,899

13,376

3,342

*

San Diego-Carlsbad-San Marcos

3,872

886

8,046

2,674

10,495

3,259

San Francisco-Oakland-Fremont

4,459

573

8,510

1,715

12,576

2,804

San Jose-Sunnyvale-Santa Clara

5,074

875

9,341

2,050

14,011

3,384

Remainder of state

4,159

680

8,523

2,512

11,462

3,601

 

COLORADO

Denver-Aurora

4,297

1,138

8,698

2,817

12,609

4,274

Remainder of state

4,308

850

8,073

2,216

11,123

3,995

 

CONNECTICUT

Bridgeport-Stamford-Norwalk

4,811

1,096

9,035

2,252

13,541

2,299

Hartford-West Hartford-East Hartford

4,338

869

8,864

2,365

12,752

3,411

New Haven-Milford

5,257

1,136

10,347

2,446

14,840

4,105

Remainder of state

5,121

912

10,156

2,620

13,359

2,727

 

DELAWARE

Philadelphia-Camden-Wilmington, DE portion

4,841

886

9,041

2,204

13,701

3,426

Remainder of state

4,431

884

9,043

2,248

12,291

3,192

 

DISTRICT OF COLUMBIA

Washington-Arlington-Alexandria, DC portion

4,890

991

8,968

2,479

13,427

3,834

 

FLORIDA

Miami-Fort Lauderdale-Miami Beach

4,626

1,002

8,114

2,225

13,025

4,125

Orlando-Kissimmee

4,319

1,067

8,349

2,735

*

11,712

3,840

Tampa-St. Petersburg-Clearwater

4,436

1,151

8,033

2,692

12,588

5,052

Remainder of state

4,524

1,081

8,909

3,107

12,792

4,556

 

GEORGIA

Atlanta-Sandy Springs-Marietta

3,857

793

8,073

2,483

11,454

3,854

Remainder of state

4,688

1,282

8,258

2,959

12,054

3,738

 

HAWAII

Honolulu

4,030

431

8,261

2,099

11,755

2,666

Remainder of state

3,405

494

6,555

2,104

9,561

2,453

 

IDAHO

Boise City-Nampa

4,228

394

*

8,265

1,741

10,613

2,089

Remainder of state

3,927

593

7,505

1,731

11,137

3,195

 

ILLINOIS

Chicago-Naperville-Joliet, IL portion

4,524

986

9,086

2,235

12,614

3,320

Remainder of state

4,966

865

9,651

3,096

12,584

3,486

 

INDIANA

Indianapolis

4,619

1,043

9,513

2,537

13,002

3,203

Remainder of state

4,435

905

8,722

1,791

13,707

2,177

 

IOWA

Des Moines

4,120

706

7,899

1,758

10,507

3,026

Remainder of state

4,153

769

8,312

1,993

11,051

2,406

 

KANSAS

Kansas City, KS portion

4,078

828

7,812

2,497

11,589

3,145

Wichita

4,025

734

8,119

1,876

11,961

2,312

Remainder of state

4,364

828

8,494

2,344

11,541

3,194

 

KENTUCKY

Louisville, KY portion

4,329

833

7,546

1,766

11,304

2,890

Remainder of state

3,866

793

7,780

2,179

11,582

2,928

 

LOUISIANA

New Orleans-Metairie-Kenner

3,794

895

7,225

2,272

10,025

3,329

Remainder of state

4,176

855

8,219

2,492

11,563

3,691

 

MAINE

Portland-South Portland-Biddeford

4,729

1,071

9,264

2,834

12,850

3,761

Remainder of state

5,047

1,041

9,020

2,607

13,252

4,169

 

MARYLAND

Baltimore-Towson

4,500

1,067

8,983

2,385

12,704

4,217

Washington-Arlington-Alexandria, MD portion

4,223

794

8,614

2,629

12,355

3,585

Remainder of state

3,987

876

8,307

1,928

11,887

2,718

 

MASSACHUSETTS

Boston-Cambridge-Quincy, MA portion

4,727

1,057

9,370

2,177

13,814

3,323

Remainder of state

5,188

1,282

9,491

2,109

13,704

3,491

 

MICHIGAN

Detroit-Warren-Livonia

4,237

811

8,458

1,691

11,550

2,886

Remainder of state

4,520

669

8,977

1,830

11,129

2,218

 

MINNESOTA

Minneapolis-St. Paul-Bloomington, MN portion

4,344

885

8,617

2,213

12,850

3,543

Remainder of state

4,721

913

9,757

2,447

15,010

2,803

 

MISSISSIPPI

Jackson

4,077

830

8,370

2,677

11,479

3,316

Remainder of state

4,138

726

7,914

2,730

11,338

3,489

 

MISSOURI

Kansas City, MO portion

3,639

808

7,725

1,997

10,530

2,590

St. Louis, MO portion

4,441

1,150

8,543

2,330

12,398

2,969

Remainder of state

4,067

824

7,302

2,414

11,180

3,217

 

MONTANA

Billings

4,193

515

7,698

2,260

12,138

4,366

Remainder of state

4,404

603

8,283

2,213

11,295

3,712

 

NEBRASKA

Omaha-Council Bluffs, NE portion

4,229

861

8,432

1,970

11,740

2,793

Remainder of state

4,094

931

7,673

2,421

10,955

3,066

 

NEVADA

Las Vegas-Paradise

3,864

834

7,382

1,841

11,272

3,474

Remainder of state

4,106

943

8,674

2,690

12,196

3,905

 

NEW HAMPSHIRE

Boston-Cambridge-Quincy, NH portion

5,328

1,464

10,828

3,308

14,227

4,516

Manchester-Nashua

5,244

1,235

10,382

3,127

13,604

3,839

Remainder of state

5,159

1,077

10,057

2,573

12,958

3,487

 

NEW JERSEY

New York-Northern New Jersey-Long Island, NJ portion

4,851

1,096

8,546

2,391

12,909

3,342

Remainder of state

4,634

837

9,339

3,086

12,252

3,032

 

NEW MEXICO

Albuquerque

3,892

961

7,782

2,104

12,237

4,043

Remainder of state

4,219

940

7,931

2,589

11,878

3,994

 

NEW YORK

New York-Northern New Jersey-Long Island, NY portion

4,886

928

8,868

2,336

13,355

3,429

Remainder of state

4,162

983

8,690

2,537

11,769

3,272

 

NORTH CAROLINA

Charlotte-Gastonia-Concord, NC portion

4,273

824

8,607

2,517

12,674

4,156

Remainder of state

4,512

827

8,098

2,405

12,177

4,101

 

NORTH DAKOTA

Fargo, ND portion

4,026

729

8,121

2,483

11,321

3,275

Remainder of state

3,753

765

7,636

1,975

11,132

3,424

 

OHIO

Cincinnati-Middletown, OH portion

3,886

884

7,228

2,312

11,436

3,752

Cleveland-Elyria-Mentor

4,018

752

7,860

1,783

10,800

2,098

Columbus

4,158

886

8,507

2,062

11,554

2,760

Remainder of state

4,159

951

8,412

1,747

11,676

2,603

 

OKLAHOMA

Oklahoma City

3,847

778

7,325

2,706

10,656

4,082

Tulsa

4,356

670

8,991

2,325

11,108

3,511

Remainder of state

4,019

896

7,380

1,900

11,333

3,341

 

OREGON

Portland-Vancouver-Beaverton, OR portion

4,323

730

8,687

2,330

12,699

3,537

Remainder of state

4,491

403

8,805

1,942

12,369

2,843

 

PENNSYLVANIA

Philadelphia-Camden-Wilmington, PA portion

4,739

881

8,994

2,112

13,237

3,368

Pittsburgh

4,304

829

9,390

1,743

11,914

2,539

Remainder of state

4,374

836

8,873

2,318

11,764

2,838

 

RHODE ISLAND

Providence-New Bedford-Fall River, RI portion

4,930

1,050

9,080

2,321

13,363

2,960

 

SOUTH CAROLINA

Columbia

4,475

877

8,949

2,781

12,653

4,308

Remainder of state

4,477

845

8,623

2,467

11,985

3,245

 

SOUTH DAKOTA

Sioux Falls

4,210

992

9,255

2,525

11,797

3,912

Remainder of state

4,248

819

8,639

2,517

11,141

3,266

 

TENNESSEE

Memphis, TN portion

4,433

982

8,307

1,983

12,773

2,768

Nashville-Davidson--Murfreesboro

4,378

947

8,739

2,593

12,967

3,940

Remainder of state

4,185

879

8,435

2,111

11,927

3,292

 

TEXAS

Dallas-Fort Worth-Arlington

4,272

798

8,909

2,283

12,332

3,296

Houston-Sugar Land-Baytown

4,234

831

7,838

2,829

11,828

4,392

San Antonio

4,179

906

8,042

2,837

12,602

4,520

Remainder of state

4,136

890

8,400

2,501

11,815

3,792

 

UTAH

Ogden-Clearfield

3,862

583

7,919

1,836

11,498

2,446

Provo-Orem

3,708

363

6,454

1,151

*

10,208

1,591

Salt Lake City

4,301

887

8,859

2,417

12,501

3,108

Remainder of state

4,438

739

8,095

2,162

10,893

2,794

 

VERMONT

Burlington-South Burlington

4,661

907

9,800

2,335

12,699

3,577

Remainder of state

5,128

1,061

10,126

2,654

13,496

3,288

 

VIRGINIA

Virginia Beach-Norfolk-Newport News, VA portion

4,216

963

7,443

2,460

10,933

3,139

Washington-Arlington-Alexandria, VA portion

4,426

977

8,656

2,534

12,329

4,033

Remainder of state

3,966

1,012

7,344

2,056

11,869

3,576

 

WASHINGTON

Seattle-Tacoma-Bellevue

4,456

553

8,904

2,021

13,379

3,426

Remainder of state

4,331

590

8,411

2,299

12,602

3,046

 

WEST VIRGINIA

Charleston

5,163

676

10,747

2,561

14,534

3,274

Remainder of state

4,815

1,156

8,542

2,354

12,612

3,020

 

WISCONSIN

Milwaukee-Waukesha-West Allis

5,038

1,031

10,280

2,566

14,411

3,352

Remainder of state

4,682

1,083

9,091

2,436

12,474

3,285

 

WYOMING

Cheyenne

4,652

723

7,841

2,737

12,609

4,487

Remainder of state

4,617

716

9,054

1,934

12,752

2,855

 

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component.

Note: Definition of each area can be found in the Technical Notes and Survey Documentation.

* Figure does not meet standard of reliability or precision.

 

Table IX.A.2: Standard errors for average total premiums and employee contributions (in dollars) for private-sector establishments for areas within States: United States, 2008

 

STATE/AREA

Single premium

 

Single contribution

 

Employee-
plus-one premium

 

Employee-
plus-one contribution

 

Family premium

 

Family contribution

 

 

ALABAMA

Birmingham-Hoover

200

123

668

337

503

227

Remainder of state

90

61

383

101

235

298

 

ALASKA

Anchorage

229

86

368

265

430

420

Remainder of state

260

88

618

211

975

457

 

ARIZONA

Phoenix-Mesa-Scottsdale

97

81

343

235

539

374

Remainder of state

242

107

538

290

565

471

 

ARKANSAS

Little Rock-North Little Rock

169

80

460

317

543

699

Remainder of state

98

54

240

101

398

295

 

CALIFORNIA

Los Angeles-Long Beach-Santa Ana

188

58

257

122

233

177

Riverside-San Bernardino-Ontario

97

52

270

283

546

277

Sacramento--Arden-Arcade--Roseville

275

124

1,245

312

819

1,202

*

San Diego-Carlsbad-San Marcos

146

102

323

381

741

565

San Francisco-Oakland-Fremont

193

61

325

238

383

243

San Jose-Sunnyvale-Santa Clara

359

99

901

332

1,080

505

Remainder of state

150

76

235

158

461

353

 

COLORADO

Denver-Aurora

111

65

239

158

297

588

Remainder of state

217

95

410

344

696

282

 

CONNECTICUT

Bridgeport-Stamford-Norwalk

220

125

563

236

714

394

Hartford-West Hartford-East Hartford

122

89

346

245

491

325

New Haven-Milford

220

112

594

241

733

462

Remainder of state

311

176

1,201

401

780

783

 

DELAWARE

Philadelphia-Camden-Wilmington, DE portion

185

89

307

216

507

276

Remainder of state

229

122

671

132

748

480

 

DISTRICT OF COLUMBIA

Washington-Arlington-Alexandria, DC portion

77

62

181

170

286

237

 

FLORIDA

Miami-Fort Lauderdale-Miami Beach

196

70

532

298

488

602

Orlando-Kissimmee

254

147

491

825

*

722

761

Tampa-St. Petersburg-Clearwater

162

256

466

172

758

467

Remainder of state

208

65

391

238

805

321

 

GEORGIA

Atlanta-Sandy Springs-Marietta

121

61

424

228

234

351

Remainder of state

194

205

564

332

758

438

 

HAWAII

Honolulu

130

59

279

244

297

405

Remainder of state

163

77

325

132

429

485

 

IDAHO

Boise City-Nampa

170

121

*

711

228

272

505

Remainder of state

120

89

308

167

503

319

 

ILLINOIS

Chicago-Naperville-Joliet, IL portion

150

52

310

119

422

56

Remainder of state

252

87

604

468

499

398

 

INDIANA

Indianapolis

280

105

553

202

490

175

Remainder of state

121

37

366

230

836

202

 

IOWA

Des Moines

142

79

298

189

598

319

Remainder of state

182

68

294

163

183

194

 

KANSAS

Kansas City, KS portion

177

91

313

225

403

459

Wichita

176

106

1,085

399

616

622

Remainder of state

140

112

538

209

266

177

 

KENTUCKY

Louisville, KY portion

308

69

362

163

365

336

Remainder of state

192

47

251

152

347

186

 

LOUISIANA

New Orleans-Metairie-Kenner

273

116

599

410

745

333

Remainder of state

97

59

265

235

252

240

 

MAINE

Portland-South Portland-Biddeford

172

113

358

273

657

221

Remainder of state

230

105

657

256

726

343

 

MARYLAND

Baltimore-Towson

152

70

169

158

503

392

Washington-Arlington-Alexandria, MD portion

137

87

426

211

346

403

Remainder of state

175

135

335

442

523

669

 

MASSACHUSETTS

Boston-Cambridge-Quincy, MA portion

174

66

388

262

292

134

Remainder of state

145

60

676

361

503

289

 

MICHIGAN

Detroit-Warren-Livonia

181

40

312

102

406

202

Remainder of state

122

57

288

116

300

284

 

MINNESOTA

Minneapolis-St. Paul-Bloomington, MN portion

143

76

393

92

398

191

Remainder of state

326

94

650

537

1,578

400

 

MISSISSIPPI

Jackson

144

96

363

324

600

263

Remainder of state

152

89

458

248

401

297

 

MISSOURI

Kansas City, MO portion

156

73

388

271

604

287

St. Louis, MO portion

174

164

276

186

423

94

Remainder of state

166

78

332

169

732

227

 

MONTANA

Billings

201

67

480

318

507

809

Remainder of state

121

60

200

104

540

360

 

NEBRASKA

Omaha-Council Bluffs, NE portion

283

102

296

150

372

218

Remainder of state

155

92

360

219

433

198

 

NEVADA

Las Vegas-Paradise

91

135

329

214

366

318

Remainder of state

185

120

564

346

659

575

 

NEW HAMPSHIRE

Boston-Cambridge-Quincy, NH portion

190

150

326

285

545

403

Manchester-Nashua

155

133

403

538

536

512

Remainder of state

178

94

489

250

929

514

 

NEW JERSEY

New York-Northern New Jersey-Long Island, NJ portion

175

67

195

179

373

465

Remainder of state

239

119

533

372

680

528

 

NEW MEXICO

Albuquerque

157

186

385

191

866

902

Remainder of state

140

89

268

283

673

660

 

NEW YORK

New York-Northern New Jersey-Long Island, NY portion

123

63

384

229

380

372

Remainder of state

108

78

343

312

440

241

 

NORTH CAROLINA

Charlotte-Gastonia-Concord, NC portion

277

85

308

300

460

373

Remainder of state

144

93

217

130

390

428

 

NORTH DAKOTA

Fargo, ND portion

130

112

405

300

424

353

Remainder of state

188

74

413

166

344

207

 

OHIO

Cincinnati-Middletown, OH portion

366

110

832

283

939

463

Cleveland-Elyria-Mentor

240

71

485

219

745

288

Columbus

191

125

487

516

755

323

Remainder of state

116

55

359

177

523

309

 

OKLAHOMA

Oklahoma City

109

110

385

450

286

586

Tulsa

279

120

689

131

526

347

Remainder of state

190

98

353

335

515

364

 

OREGON

Portland-Vancouver-Beaverton, OR portion

144

73

254

207

462

282

Remainder of state

147

75

370

206

574

162

 

PENNSYLVANIA

Philadelphia-Camden-Wilmington, PA portion

64

119

267

236

359

332

Pittsburgh

259

69

421

192

490

266

Remainder of state

144

76

235

105

468

154

 

RHODE ISLAND

Providence-New Bedford-Fall River, RI portion

40

49

438

245

182

224

 

SOUTH CAROLINA

Columbia

320

98

537

416

642

328

Remainder of state

92

53

306

163

399

190

 

SOUTH DAKOTA

Sioux Falls

94

184

406

187

459

260

Remainder of state

157

92

258

219

318

115

 

TENNESSEE

Memphis, TN portion

300

112

576

357

572

405

Nashville-Davidson--Murfreesboro

140

107

318

200

602

520

Remainder of state

136

41

333

166

416

197

 

TEXAS

Dallas-Fort Worth-Arlington

138

56

404

89

537

255

Houston-Sugar Land-Baytown

113

74

311

178

484

386

San Antonio

319

146

454

376

878

607

Remainder of state

107

80

380

101

570

248

 

UTAH

Ogden-Clearfield

451

116

865

299

1,027

456

Provo-Orem

326

77

952

370

*

815

371

Salt Lake City

110

55

312

190

567

219

Remainder of state

540

118

1,066

371

401

541

 

VERMONT

Burlington-South Burlington

304

88

463

211

420

313

Remainder of state

98

80

402

157

432

294

 

VIRGINIA

Virginia Beach-Norfolk-Newport News, VA portion

248

97

542

271

656

651

Washington-Arlington-Alexandria, VA portion

163

81

373

180

613

421

Remainder of state

118

103

208

115

613

202

 

WASHINGTON

Seattle-Tacoma-Bellevue

175

66

314

159

467

255

Remainder of state

136

68

299

277

599

337

 

WEST VIRGINIA

Charleston

330

127

604

305

819

413

Remainder of state

151

131

405

183

516

460

 

WISCONSIN

Milwaukee-Waukesha-West Allis

157

88

880

262

608

276

Remainder of state

132

56

300

149

230

193

 

WYOMING

Cheyenne

602

149

519

448

1,309

973

Remainder of state

144

84

529

159

602

262

 

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component.

Note: Definition of each area can be found in the Technical Notes and Survey Documentation.

* Figure does not meet standard of reliability or precision.