Table IX.B.1: Health insurance offer, eligibility, take up rates for private-sector establishments and employees by firm size for 20 largest metro areas: United States, 2008

 

METRO AREA

Percent of establishments that offer health insurance

 

Percent of employees in establishments that offer health insurance

 

Percent of employees eligible for health insurance in establishments that offer health insurance

 

Percent of employees eligible for health insurance that are enrolled in health insurance at establishments that offer health insurance

 

Percent of employees that are enrolled in health insurance at establishments that offer health insurance

 

 

New York-Northern New Jersey-Long Island, NY-NJ-PA MSA

 

Less than 50 employees

52.1%

70.5%

81.3%

73.9%

60.1%

50 or more employees

97.4%

98.8%

78.4%

80.9%

63.4%

Total

59.9%

90.4%

79.0%

79.3%

62.7%

 

Los Angeles-Long Beach-Santa Ana, CA MSA

 

Less than 50 employees

46.4%

60.5%

83.7%

80.0%

66.9%

50 or more employees

96.5%

92.0%

82.4%

83.3%

68.6%

Total

58.8%

84.7%

82.6%

82.7%

68.3%

 

Chicago-Naperville-Joliet, IL-IN-WI MSA

 

Less than 50 employees

41.9%

62.7%

78.1%

77.3%

60.4%

50 or more employees

98.1%

93.5%

81.4%

82.5%

67.2%

Total

56.5%

86.5%

80.9%

81.7%

66.1%

 

Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA

 

Less than 50 employees

52.4%

77.8%

73.7%

76.2%

56.2%

50 or more employees

98.7%

99.8%

77.5%

80.4%

62.3%

Total

63.4%

93.7%

76.6%

79.4%

60.9%

 

Dallas-Fort Worth-Arlington, TX MSA

 

Less than 50 employees

30.4%

56.7%

87.7%

79.0%

69.3%

50 or more employees

92.1%

98.1%

70.2%

83.2%

58.4%

Total

48.0%

88.2%

72.9%

82.4%

60.1%

 

Miami-Fort Lauderdale-Miami Beach, FL MSA

 

Less than 50 employees

44.2%

58.2%

87.0%

86.6%

75.3%

50 or more employees

95.0%

96.8%

78.2%

82.1%

64.2%

Total

55.2%

86.9%

79.7%

83.0%

66.1%

 

Houston-Sugar Land-Baytown, TX MSA

 

Less than 50 employees

32.3%

48.1%

91.5%

81.6%

74.7%

50 or more employees

90.1%

96.0%

81.1%

85.2%

69.1%

Total

47.9%

88.1%

82.1%

84.9%

69.6%

 

Washington-Arlington-Alexandria, DC-VA-MD-WV MSA

 

Less than 50 employees

47.2%

63.7%

84.5%

72.5%

61.3%

50 or more employees

98.6%

98.9%

81.5%

82.1%

66.9%

Total

61.4%

89.7%

82.1%

80.2%

65.8%

 

Atlanta-Sandy Springs-Marietta, GA MSA

 

Less than 50 employees

37.2%

50.2%

82.6%

71.6%

59.2%

50 or more employees

97.0%

97.2%

82.4%

78.6%

64.8%

Total

52.5%

87.2%

82.4%

77.7%

64.1%

 

Detroit-Warren-Livonia, MI MSA

 

Less than 50 employees

47.8%

64.3%

71.9%

78.0%

56.1%

50 or more employees

96.6%

99.8%

78.6%

77.6%

61.0%

Total

58.8%

89.8%

77.3%

77.7%

60.0%

 

Boston-Cambridge-Quincy, MA-NH MSA

 

Less than 50 employees

57.8%

77.4%

72.2%

74.9%

54.1%

50 or more employees

99.9%

99.9%

77.4%

78.8%

61.0%

Total

68.2%

94.9%

76.5%

78.2%

59.8%

 

San Francisco-Oakland-Fremont, CA MSA

 

Less than 50 employees

47.7%

68.2%

81.3%

84.5%

68.7%

50 or more employees

92.8%

98.7%

82.0%

84.0%

68.9%

Total

56.3%

90.0%

81.9%

84.1%

68.9%

 

Riverside-San Bernardino-Ontario, CA MSA

 

Less than 50 employees

44.0%

52.9%

81.3%

76.5%

62.3%

50 or more employees

97.9%

97.7%

69.7%

79.0%

55.1%

Total

57.8%

87.9%

71.3%

78.6%

56.1%

 

Phoenix-Mesa-Scottsdale, AZ MSA

 

Less than 50 employees

34.8%

50.7%

84.7%

78.0%

66.0%

50 or more employees

96.1%

97.8%

73.8%

77.8%

57.4%

Total

54.6%

88.8%

75.0%

77.8%

58.4%

 

Seattle-Tacoma-Bellevue, WA MSA

 

Less than 50 employees

49.3%

66.7%

82.8%

90.1%

74.5%

50 or more employees

96.7%

99.2%

78.1%

86.2%

67.3%

Total

60.7%

89.4%

79.1%

87.1%

68.9%

 

Minneapolis-St. Paul-Bloomington, MN-WI MSA

 

Less than 50 employees

40.5%

67.5%

74.9%

81.8%

61.3%

50 or more employees

96.1%

96.2%

79.4%

76.1%

60.4%

Total

57.6%

90.2%

78.7%

76.9%

60.5%

 

San Diego-Carlsbad-San Marcos, CA MSA

 

Less than 50 employees

47.8%

64.4%

79.0%

75.4%

59.6%

50 or more employees

93.8%

92.1%

79.1%

80.4%

63.6%

Total

56.8%

82.2%

79.1%

79.0%

62.5%

 

St. Louis, MO-IL MSA

 

Less than 50 employees

48.1%

69.6%

74.7%

79.2%

59.2%

50 or more employees

95.8%

96.6%

80.7%

77.1%

62.2%

Total

61.3%

89.9%

79.5%

77.5%

61.6%

 

Baltimore-Towson, MD MSA

 

Less than 50 employees

48.7%

66.6%

77.4%

73.1%

56.6%

50 or more employees

98.3%

98.0%

80.4%

78.7%

63.3%

Total

61.9%

90.3%

79.9%

77.8%

62.1%

 

Tampa-St. Petersburg-Clearwater, FL MSA

 

Less than 50 employees

46.5%

74.0%

81.6%

73.0%

59.6%

50 or more employees

98.0%

96.9%

83.3%

71.4%

59.5%

Total

59.0%

91.0%

83.0%

71.7%

59.5%

 

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component.

Note: Definition of each area can be found in the Technical Notes and Survey Documentation.

 

Table IX.B.1: Standard errors for health insurance offer, eligibility, take up rates for private-sector establishments and employees by firm size for 20 largest metro areas: United States, 2008

 

METRO AREA

Percent of establishments that offer health insurance

 

Percent of employees in establishments that offer health insurance

 

Percent of employees eligible for health insurance in establishments that offer health insurance

 

Percent of employees eligible for health insurance that are enrolled in health insurance at establishments that offer health insurance

 

Percent of employees that are enrolled in health insurance at establishments that offer health insurance

 

 

New York-Northern New Jersey-Long Island, NY-NJ-PA MSA

 

Less than 50 employees

3.18%

3.19%

2.84%

2.69%

2.96%

50 or more employees

0.80%

0.75%

4.11%

2.49%

3.67%

Total

0.91%

0.69%

1.05%

1.38%

1.09%

 

Los Angeles-Long Beach-Santa Ana, CA MSA

 

Less than 50 employees

3.25%

2.45%

2.65%

2.53%

2.19%

50 or more employees

0.83%

2.84%

2.93%

1.86%

3.14%

Total

2.65%

2.08%

2.62%

1.60%

2.60%

 

Chicago-Naperville-Joliet, IL-IN-WI MSA

 

Less than 50 employees

2.13%

3.23%

2.86%

3.80%

3.45%

50 or more employees

0.95%

3.82%

1.53%

1.38%

1.33%

Total

1.83%

2.65%

1.68%

1.62%

1.53%

 

Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA

 

Less than 50 employees

4.21%

5.82%

4.25%

3.67%

4.69%

50 or more employees

5.70%

1.49%

2.97%

2.41%

2.91%

Total

3.30%

0.79%

3.00%

1.81%

2.92%

 

Dallas-Fort Worth-Arlington, TX MSA

 

Less than 50 employees

4.25%

6.34%

2.96%

2.76%

3.17%

50 or more employees

3.34%

1.10%

3.38%

2.84%

2.85%

Total

4.21%

2.93%

3.20%

1.99%

2.45%

 

Miami-Fort Lauderdale-Miami Beach, FL MSA

 

Less than 50 employees

4.42%

4.43%

3.03%

2.72%

2.95%

50 or more employees

3.34%

1.37%

5.36%

2.13%

5.25%

Total

3.09%

2.07%

4.10%

1.51%

3.94%

 

Houston-Sugar Land-Baytown, TX MSA

 

Less than 50 employees

3.93%

4.77%

2.06%

4.26%

3.24%

50 or more employees

3.40%

1.59%

3.13%

2.18%

2.55%

Total

2.81%

2.49%

2.78%

1.98%

2.22%

 

Washington-Arlington-Alexandria, DC-VA-MD-WV MSA

 

Less than 50 employees

5.11%

4.44%

2.47%

4.30%

4.92%

50 or more employees

1.74%

0.76%

2.47%

1.85%

2.32%

Total

1.99%

1.00%

1.68%

1.06%

1.19%

 

Atlanta-Sandy Springs-Marietta, GA MSA

 

Less than 50 employees

3.81%

5.37%

2.58%

4.60%

3.65%

50 or more employees

2.13%

1.74%

2.32%

1.74%

2.38%

Total

2.86%

2.34%

2.12%

1.54%

2.11%

 

Detroit-Warren-Livonia, MI MSA

 

Less than 50 employees

4.97%

5.73%

3.72%

2.48%

3.43%

50 or more employees

1.92%

0.10%

3.64%

2.67%

3.26%

Total

4.72%

1.57%

2.82%

2.16%

2.70%

 

Boston-Cambridge-Quincy, MA-NH MSA

 

Less than 50 employees

3.03%

2.81%

3.85%

2.54%

3.26%

50 or more employees

0.02%

0.02%

1.50%

2.79%

2.40%

Total

2.41%

0.56%

1.20%

2.00%

1.78%

 

San Francisco-Oakland-Fremont, CA MSA

 

Less than 50 employees

2.65%

4.00%

3.07%

2.35%

3.01%

50 or more employees

3.51%

0.64%

3.22%

2.72%

4.30%

Total

2.20%

1.51%

2.79%

2.08%

3.47%

 

Riverside-San Bernardino-Ontario, CA MSA

 

Less than 50 employees

4.78%

7.28%

9.49%

9.61%

8.55%

50 or more employees

2.07%

3.06%

3.81%

2.19%

2.48%

Total

4.01%

4.81%

3.10%

1.38%

1.88%

 

Phoenix-Mesa-Scottsdale, AZ MSA

 

Less than 50 employees

3.22%

5.32%

5.42%

3.54%

5.13%

50 or more employees

1.89%

1.50%

3.88%

3.27%

4.01%

Total

2.62%

1.96%

3.53%

2.80%

3.63%

 

Seattle-Tacoma-Bellevue, WA MSA

 

Less than 50 employees

2.11%

4.11%

3.64%

2.07%

4.09%

50 or more employees

2.79%

0.58%

4.25%

2.73%

4.92%

Total

1.70%

1.41%

3.35%

1.98%

3.89%

 

Minneapolis-St. Paul-Bloomington, MN-WI MSA

 

Less than 50 employees

5.08%

5.75%

2.84%

3.29%

2.79%

50 or more employees

1.37%

1.54%

2.94%

2.57%

3.22%

Total

3.48%

1.93%

2.31%

2.33%

2.46%

 

San Diego-Carlsbad-San Marcos, CA MSA

 

Less than 50 employees

5.71%

8.08%

4.31%

5.47%

6.33%

50 or more employees

2.70%

4.04%

4.78%

2.99%

4.90%

Total

4.54%

3.27%

3.60%

2.51%

3.92%

 

St. Louis, MO-IL MSA

 

Less than 50 employees

10.33%

11.65%

10.45%

10.44%

10.31%

50 or more employees

11.39%

11.28%

12.60%

9.92%

10.88%

Total

3.47%

1.71%

1.79%

1.48%

1.95%

 

Baltimore-Towson, MD MSA

 

Less than 50 employees

4.16%

6.59%

4.29%

3.77%

4.62%

50 or more employees

1.99%

2.05%

2.21%

2.16%

2.60%

Total

3.68%

3.18%

2.00%

1.82%

2.31%

 

Tampa-St. Petersburg-Clearwater, FL MSA

 

Less than 50 employees

7.07%

7.79%

3.53%

3.58%

4.14%

50 or more employees

3.95%

3.03%

3.33%

5.70%

4.80%

Total

6.79%

7.76%

2.87%

4.30%

3.21%

 

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component.

Note: Definition of each area can be found in the Technical Notes and Survey Documentation.