Table IX.B.2: Average total premiums and employee contributions (in dollars) for private-sector establishments by firm size for 20 largest metro areas: United States, 2008

Table IX.B.2: Average total premiums and employee contributions (in dollars) for private-sector establishments by firm size for 20 largest metro areas: United States, 2008

METRO AREA	Single premium	Single contribution		Employee- plus-one premium	Employee- plus-one contribution		Family premium	Family contribution

New York-Northern New Jersey-Long Island, NY-NJ-PA MSA
Less than 50 employees	5,288	1,053		9,731	2,909		14,191	3,786	*
50 or more employees	4,712	959		8,557	2,250		13,000	3,319
Total	4,874	986		8,747	2,356		13,200	3,398

Los Angeles-Long Beach-Santa Ana, CA MSA
Less than 50 employees	4,132	651		8,906	2,109		10,841	3,390
50 or more employees	4,244	829		8,052	2,130		12,353	3,669
Total	4,222	793		8,147	2,128		12,159	3,634

Chicago-Naperville-Joliet, IL-IN-WI MSA
Less than 50 employees	4,837	985		9,510	2,847		12,914	3,991
50 or more employees	4,475	973		8,894	2,023		12,558	3,068
Total	4,540	975		8,961	2,111		12,602	3,183

Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA
Less than 50 employees	4,849	726		9,482	2,658		13,477	3,614
50 or more employees	4,646	925		9,009	2,269		13,263	3,329
Total	4,697	875		9,086	2,333		13,303	3,382

Dallas-Fort Worth-Arlington, TX MSA
Less than 50 employees	4,263	641		8,189	2,675		8,530	3,127
50 or more employees	4,274	836		9,038	2,213		13,123	3,331
Total	4,272	798		8,909	2,283		12,332	3,296

Miami-Fort Lauderdale-Miami Beach, FL MSA
Less than 50 employees	5,057	737		8,923	3,205		12,941	4,931
50 or more employees	4,473	1,096		8,022	2,114		13,038	3,999
Total	4,626	1,002		8,114	2,225		13,025	4,125

Houston-Sugar Land-Baytown, TX MSA
Less than 50 employees	4,563	570	*	9,790	3,123		15,540	5,636
50 or more employees	4,190	866		7,696	2,808		11,500	4,282
Total	4,234	831		7,838	2,829		11,828	4,392

Washington-Arlington-Alexandria, DC-VA-MD-WV MSA
Less than 50 employees	4,794	857		8,902	2,472		14,000	3,990
50 or more employees	4,411	951		8,681	2,557		12,339	3,878
Total	4,487	932		8,711	2,546		12,587	3,895

Atlanta-Sandy Springs-Marietta, GA MSA
Less than 50 employees	3,786	775		8,524	2,446		10,491	3,842
50 or more employees	3,868	796		8,044	2,486		11,567	3,855
Total	3,857	793		8,073	2,483		11,454	3,854

Detroit-Warren-Livonia, MI MSA
Less than 50 employees	4,085	563		8,858	1,973		11,573	1,983	*
50 or more employees	4,276	875		8,390	1,644		11,544	3,110
Total	4,237	811		8,458	1,691		11,550	2,886

Boston-Cambridge-Quincy, MA-NH MSA
Less than 50 employees	5,298	1,232		12,339	2,302		14,090	3,560
50 or more employees	4,644	1,049		9,334	2,284		13,781	3,346
Total	4,765	1,083		9,510	2,285		13,835	3,384

San Francisco-Oakland-Fremont, CA MSA
Less than 50 employees	4,349	421		6,967	1,519		9,885	2,361
50 or more employees	4,498	628		8,798	1,752		13,122	2,894
Total	4,459	573		8,510	1,715		12,576	2,804

Riverside-San Bernardino-Ontario, CA MSA
Less than 50 employees	3,870	475	*	7,400	2,832		12,611	3,094	*
50 or more employees	4,090	771		7,515	1,932		11,680	3,226
Total	4,055	724		7,499	2,062		11,801	3,209

Phoenix-Mesa-Scottsdale, AZ MSA
Less than 50 employees	4,017	422	*	7,504	2,881	*	10,090	3,557
50 or more employees	4,185	879		8,692	2,400		12,625	4,342
Total	4,160	811		8,588	2,442		12,357	4,259

Seattle-Tacoma-Bellevue, WA MSA
Less than 50 employees	4,112	515	*	8,308	1,717		10,671	2,116
50 or more employees	4,592	568		9,025	2,084		14,070	3,760
Total	4,456	553		8,904	2,021		13,379	3,426

Minneapolis-St. Paul-Bloomington, MN-WI MSA
Less than 50 employees	4,373	458		9,930	1,696		11,772	4,544
50 or more employees	4,297	990		8,435	2,253		12,830	3,364
Total	4,312	888		8,566	2,205		12,675	3,536

San Diego-Carlsbad-San Marcos, CA MSA
Less than 50 employees	3,783	746		7,942	3,250		7,629	3,485
50 or more employees	3,912	949		8,074	2,515		11,212	3,203
Total	3,872	886		8,046	2,674		10,495	3,259

St. Louis, MO-IL MSA
Less than 50 employees	4,539	739	*	7,566	2,113	*	11,013	2,789	*
50 or more employees	4,426	1,146		8,632	2,277		12,346	2,694
Total	4,454	1,046		8,500	2,256		12,186	2,706

Baltimore-Towson, MD MSA
Less than 50 employees	4,048	787		8,467	2,665		10,337	4,083
50 or more employees	4,595	1,126		9,082	2,332		13,117	4,240
Total	4,500	1,067		8,983	2,385		12,704	4,217

Tampa-St. Petersburg-Clearwater, FL MSA
Less than 50 employees	4,101	967	*	8,370	2,580		12,773	6,027
50 or more employees	4,552	1,215		7,986	2,708		12,552	4,866
Total	4,436	1,151		8,033	2,692		12,588	5,052

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component.
Note: Definition of each area can be found in the Technical Notes and Survey Documentation.
* Figure does not meet standard of reliability or precision.

Table IX.B.2: Standard errors for average total premiums and employee contributions (in dollars) for private-sector establishments by firm size for 20 largest metro areas: United States, 2008

METRO AREA	Single premium	Single contribution		Employee- plus-one premium	Employee- plus-one contribution		Family premium	Family contribution

New York-Northern New Jersey-Long Island, NY-NJ-PA MSA
Less than 50 employees	334	190		762	477		551	1,371	*
50 or more employees	201	88		220	324		510	428
Total	111	42		280	182		263	313

Los Angeles-Long Beach-Santa Ana, CA MSA
Less than 50 employees	79	69		963	446		451	596
50 or more employees	226	76		194	104		264	190
Total	188	58		257	122		233	177

Chicago-Naperville-Joliet, IL-IN-WI MSA
Less than 50 employees	236	201		552	553		674	389
50 or more employees	155	55		353	127		442	89
Total	142	48		274	102		389	104

Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA
Less than 50 employees	498	216		1,070	408		637	742
50 or more employees	207	80		307	228		524	287
Total	69	98		258	214		328	288

Dallas-Fort Worth-Arlington, TX MSA
Less than 50 employees	487	132		1,049	592		1,636	613
50 or more employees	114	72		410	127		497	316
Total	138	56		404	89		537	255

Miami-Fort Lauderdale-Miami Beach, FL MSA
Less than 50 employees	239	110		1,082	703		891	616
50 or more employees	232	110		553	328		627	894
Total	196	70		532	298		488	602

Houston-Sugar Land-Baytown, TX MSA
Less than 50 employees	331	201	*	768	832		2,015	1,635
50 or more employees	169	105		394	211		378	351
Total	113	74		311	178		484	386

Washington-Arlington-Alexandria, DC-VA-MD-WV MSA
Less than 50 employees	240	152		591	443		754	611
50 or more employees	178	100		233	215		571	238
Total	113	50		264	130		498	284

Atlanta-Sandy Springs-Marietta, GA MSA
Less than 50 employees	213	155		1,126	537		621	960
50 or more employees	146	74		438	260		237	536
Total	121	61		424	228		234	351

Detroit-Warren-Livonia, MI MSA
Less than 50 employees	158	72		456	412		556	638	*
50 or more employees	227	49		374	99		507	284
Total	181	40		312	102		406	202

Boston-Cambridge-Quincy, MA-NH MSA
Less than 50 employees	245	129		2,012	678		416	714
50 or more employees	194	58		420	266		335	191
Total	165	70		360	249		261	125

San Francisco-Oakland-Fremont, CA MSA
Less than 50 employees	309	79		1,145	356		1,220	664
50 or more employees	216	92		435	257		470	343
Total	193	61		325	238		383	243

Riverside-San Bernardino-Ontario, CA MSA
Less than 50 employees	530	225	*	1,506	707		2,425	1,000	*
50 or more employees	117	66		273	297		573	371
Total	97	52		270	283		546	277

Phoenix-Mesa-Scottsdale, AZ MSA
Less than 50 employees	238	132	*	1,081	1,172	*	370	555
50 or more employees	142	80		390	267		607	399
Total	97	81		343	235		539	374

Seattle-Tacoma-Bellevue, WA MSA
Less than 50 employees	195	165	*	463	421		814	518
50 or more employees	232	86		431	199		443	435
Total	175	66		314	159		467	255

Minneapolis-St. Paul-Bloomington, MN-WI MSA
Less than 50 employees	263	128		1,454	323		658	671
50 or more employees	153	67		316	101		305	165
Total	131	69		342	91		418	123

San Diego-Carlsbad-San Marcos, CA MSA
Less than 50 employees	372	217		696	745		1,067	759
50 or more employees	130	106		266	358		792	721
Total	146	102		323	381		741	565

St. Louis, MO-IL MSA
Less than 50 employees	1,078	248	*	2,144	878	*	2,878	952	*
50 or more employees	558	175		1,854	632		2,096	471
Total	166	153		253	211		193	169

Baltimore-Towson, MD MSA
Less than 50 employees	189	162		577	731		1,344	816
50 or more employees	191	61		220	125		566	407
Total	152	70		169	158		503	392

Tampa-St. Petersburg-Clearwater, FL MSA
Less than 50 employees	284	379	*	1,465	697		1,931	1,057
50 or more employees	286	186		505	173		831	483
Total	162	256		466	172		758	467

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2008 Medical Expenditure Panel Survey-Insurance Component.
Note: Definition of each area can be found in the Technical Notes and Survey Documentation.
* Figure does not meet standard of reliability or precision.