Table IX.B.1: Health insurance offer, eligibility and take up rates for private-sector establishments and employees by firm size for 20 largest metro areas: United States, 2009

 

METRO AREA

Percent of establishments that offer health insurance

 

Percent of employees in establishments that offer health insurance

 

Percent of employees eligible for health insurance in establishments that offer health insurance

 

Percent of employees eligible for health insurance that are enrolled in health insurance at establishments that offer health insurance

 

Percent of employees that are enrolled in health insurance at establishments that offer health insurance

 

 

New York-Northern New Jersey-Long Island, NY-NJ-PA

 

Less than 50 employees

52.3%

70.8%

78.5%

74.6%

58.6%

50 or more employees

98.2%

98.9%

79.3%

81.3%

64.5%

Total

60.4%

91.3%

79.1%

79.9%

63.2%

 

Los Angeles-Long Beach-Santa Ana, CA

 

Less than 50 employees

43.1%

59.3%

88.5%

75.2%

66.5%

50 or more employees

94.1%

96.6%

80.1%

81.2%

65.1%

Total

55.2%

85.8%

81.8%

79.9%

65.3%

 

Chicago-Naperville-Joliet, IL-IN-WI

 

Less than 50 employees

40.7%

62.0%

80.7%

74.8%

60.4%

50 or more employees

97.3%

98.6%

83.1%

78.6%

65.3%

Total

54.8%

90.1%

82.7%

78.0%

64.5%

 

Dallas-Fort Worth-Arlington, TX

 

Less than 50 employees

34.3%

40.8%

89.2%

71.7%

64.0%

50 or more employees

90.3%

95.5%

81.2%

80.9%

65.7%

Total

49.8%

83.8%

82.0%

79.9%

65.5%

 

Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

 

Less than 50 employees

54.9%

73.8%

79.9%

73.8%

59.0%

50 or more employees

97.5%

98.8%

81.2%

77.5%

63.0%

Total

67.0%

92.2%

80.9%

76.8%

62.1%

 

Houston-Sugar Land-Baytown, TX

 

Less than 50 employees

30.7%

49.4%

68.9%

86.8%

59.8%

50 or more employees

94.8%

95.6%

85.7%

79.3%

68.0%

Total

50.4%

86.9%

83.9%

80.0%

67.1%

 

Miami-Fort Lauderdale-Pompano Beach, FL

 

Less than 50 employees

32.7%

50.3%

87.4%

83.1%

72.6%

50 or more employees

99.7%

98.3%

79.2%

75.5%

59.8%

Total

45.3%

82.7%

80.8%

77.1%

62.3%

 

Atlanta-Sandy Springs-Marietta, GA

 

Less than 50 employees

36.2%

47.7%

81.9%

75.7%

62.0%

50 or more employees

100.0%

100.0%

84.4%

77.9%

65.7%

Total

53.9%

89.9%

84.1%

77.7%

65.4%

 

Washington-Arlington-Alexandria, DC-VA-MD-WV

 

Less than 50 employees

46.7%

61.6%

85.5%

77.0%

65.8%

50 or more employees

98.7%

99.2%

83.4%

69.4%

57.9%

Total

61.2%

89.6%

83.8%

70.8%

59.3%

 

Boston-Cambridge-Quincy, MA-NH

 

Less than 50 employees

49.2%

72.6%

79.6%

73.1%

58.1%

50 or more employees

98.6%

99.8%

76.8%

75.0%

57.7%

Total

63.1%

93.6%

77.3%

74.7%

57.7%

 

Detroit-Warren-Livonia, MI

 

Less than 50 employees

40.8%

65.0%

66.1%

75.5%

49.9%

50 or more employees

95.6%

98.6%

86.1%

78.0%

67.2%

Total

53.9%

87.5%

81.2%

77.5%

62.9%

 

Phoenix-Mesa-Scottsdale, AZ

 

Less than 50 employees

37.2%

51.4%

79.4%

73.3%

58.2%

50 or more employees

97.6%

99.6%

71.7%

77.5%

55.6%

Total

54.3%

90.1%

72.6%

77.0%

55.9%

 

San Francisco-Oakland-Fremont, CA

 

Less than 50 employees

50.6%

68.2%

75.4%

81.6%

61.5%

50 or more employees

96.1%

99.8%

77.6%

80.4%

62.4%

Total

61.9%

94.3%

77.3%

80.6%

62.3%

 

Riverside-San Bernardino-Ontario, CA

 

Less than 50 employees

37.2%

57.7%

92.0%

71.3%

65.6%

50 or more employees

95.4%

96.1%

67.4%

67.8%

45.7%

Total

52.3%

87.3%

71.2%

68.5%

48.8%

 

Seattle-Tacoma-Bellevue, WA

 

Less than 50 employees

45.3%

67.4%

76.6%

81.8%

62.7%

50 or more employees

98.5%

99.0%

73.6%

87.5%

64.4%

Total

56.7%

89.6%

74.3%

86.2%

64.1%

 

Minneapolis-St. Paul-Bloomington, MN-WI

 

Less than 50 employees

48.0%

67.3%

76.7%

82.1%

62.9%

50 or more employees

96.1%

97.5%

81.8%

74.6%

61.0%

Total

59.6%

89.7%

80.8%

76.0%

61.4%

 

San Diego-Carlsbad-San Marcos, CA

 

Less than 50 employees

46.0%

57.7%

82.4%

72.9%

60.1%

50 or more employees

97.9%

98.8%

73.1%

71.8%

52.5%

Total

59.8%

87.1%

74.9%

72.0%

53.9%

 

St. Louis, MO-IL

 

Less than 50 employees

46.7%

67.1%

84.0%

82.4%

69.3%

50 or more employees

97.6%

98.7%

79.7%

84.7%

67.5%

Total

61.2%

92.1%

80.4%

84.3%

67.8%

 

Tampa-St. Petersburg-Clearwater, FL

 

Less than 50 employees

30.3%

52.8%

93.0%

75.3%

70.1%

50 or more employees

99.0%

96.6%

75.6%

79.6%

60.2%

Total

47.4%

88.8%

77.4%

79.1%

61.2%

 

Baltimore-Towson, MD

 

Less than 50 employees

50.6%

72.1%

77.6%

76.6%

59.4%

50 or more employees

94.1%

97.4%

86.8%

79.9%

69.3%

Total

62.2%

91.7%

85.1%

79.3%

67.5%

 

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2009 Medical Expenditure Panel Survey-Insurance Component.

Note: Definition of each area can be found in the Technical Notes and Survey Documentation.

 

Table IX.B.1: Standard errors for health insurance offer, eligibility and take up rates for private-sector establishments and employees by firm size for 20 largest metro areas: United States, 2009

 

METRO AREA

Percent of establishments that offer health insurance

 

Percent of employees in establishments that offer health insurance

 

Percent of employees eligible for health insurance in establishments that offer health insurance

 

Percent of employees eligible for health insurance that are enrolled in health insurance at establishments that offer health insurance

 

Percent of employees that are enrolled in health insurance at establishments that offer health insurance

 

 

New York-Northern New Jersey-Long Island, NY-NJ-PA

 

Less than 50 employees

3.95%

3.73%

2.60%

2.61%

2.18%

50 or more employees

0.66%

0.38%

4.45%

2.45%

4.00%

Total

1.90%

0.68%

2.02%

0.61%

1.37%

 

Los Angeles-Long Beach-Santa Ana, CA

 

Less than 50 employees

3.29%

4.00%

1.43%

1.58%

2.13%

50 or more employees

1.20%

1.04%

3.65%

1.63%

3.57%

Total

2.86%

1.54%

2.95%

1.39%

3.00%

 

Chicago-Naperville-Joliet, IL-IN-WI

 

Less than 50 employees

2.00%

2.84%

2.11%

3.51%

2.22%

50 or more employees

1.10%

0.66%

2.43%

1.37%

2.17%

Total

1.67%

0.86%

1.90%

1.57%

1.86%

 

Dallas-Fort Worth-Arlington, TX

 

Less than 50 employees

3.97%

4.61%

5.03%

7.34%

6.91%

50 or more employees

2.84%

1.09%

3.52%

1.82%

3.56%

Total

4.35%

2.33%

3.32%

2.21%

3.48%

 

Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

 

Less than 50 employees

5.18%

3.08%

2.46%

4.15%

3.99%

50 or more employees

4.95%

0.53%

2.65%

4.23%

3.77%

Total

2.28%

1.10%

1.13%

1.81%

2.13%

 

Houston-Sugar Land-Baytown, TX

 

Less than 50 employees

4.38%

5.61%

5.51%

2.45%

5.83%

50 or more employees

2.35%

2.10%

2.24%

2.60%

1.94%

Total

3.51%

2.12%

2.49%

2.27%

1.86%

 

Miami-Fort Lauderdale-Pompano Beach, FL

 

Less than 50 employees

4.51%

6.04%

2.45%

3.05%

3.13%

50 or more employees

0.30%

2.37%

3.51%

2.48%

1.20%

Total

3.44%

3.00%

2.78%

1.74%

1.45%

 

Atlanta-Sandy Springs-Marietta, GA

 

Less than 50 employees

3.92%

4.03%

5.00%

3.68%

4.50%

50 or more employees

0.00%

0.00%

3.18%

2.11%

3.13%

Total

3.03%

2.19%

2.57%

2.01%

2.48%

 

Washington-Arlington-Alexandria, DC-VA-MD-WV

 

Less than 50 employees

5.69%

5.30%

2.91%

2.55%

3.68%

50 or more employees

1.29%

0.40%

3.89%

4.40%

4.46%

Total

1.37%

1.22%

1.70%

1.13%

1.67%

 

Boston-Cambridge-Quincy, MA-NH

 

Less than 50 employees

3.80%

4.33%

3.29%

2.50%

3.95%

50 or more employees

1.14%

0.09%

3.56%

2.20%

3.47%

Total

2.77%

1.00%

2.40%

1.72%

2.40%

 

Detroit-Warren-Livonia, MI

 

Less than 50 employees

2.81%

4.74%

3.65%

3.86%

3.73%

50 or more employees

2.16%

0.61%

2.09%

4.71%

4.48%

Total

2.48%

2.31%

2.13%

3.81%

3.84%

 

Phoenix-Mesa-Scottsdale, AZ

 

Less than 50 employees

3.11%

3.59%

5.36%

3.95%

5.29%

50 or more employees

1.62%

0.36%

4.85%

4.63%

5.50%

Total

2.47%

1.33%

4.16%

4.41%

4.82%

 

San Francisco-Oakland-Fremont, CA

 

Less than 50 employees

3.29%

4.21%

3.46%

3.13%

3.78%

50 or more employees

1.47%

0.13%

2.59%

2.11%

3.07%

Total

3.07%

0.86%

2.57%

1.88%

3.00%

 

Riverside-San Bernardino-Ontario, CA

 

Less than 50 employees

6.12%

8.70%

10.83%

9.27%

8.05%

50 or more employees

3.73%

1.72%

5.29%

5.10%

4.69%

Total

4.22%

2.30%

3.69%

3.91%

4.23%

 

Seattle-Tacoma-Bellevue, WA

 

Less than 50 employees

2.34%

4.19%

4.20%

2.47%

5.07%

50 or more employees

1.12%

0.91%

5.43%

3.98%

5.34%

Total

1.86%

1.94%

4.37%

2.66%

4.33%

 

Minneapolis-St. Paul-Bloomington, MN-WI

 

Less than 50 employees

2.87%

1.49%

3.27%

2.36%

2.84%

50 or more employees

3.09%

1.58%

2.51%

2.94%

3.34%

Total

1.98%

1.53%

2.00%

2.52%

2.89%

 

San Diego-Carlsbad-San Marcos, CA

 

Less than 50 employees

3.97%

7.65%

3.46%

6.74%

7.36%

50 or more employees

1.37%

1.47%

7.03%

2.90%

5.67%

Total

2.83%

2.31%

6.20%

3.01%

5.44%

 

St. Louis, MO-IL

 

Less than 50 employees

12.39%

16.01%

20.26%

20.06%

17.60%

50 or more employees

18.65%

19.55%

15.29%

16.72%

13.93%

Total

3.42%

1.75%

2.70%

2.03%

3.05%

 

Tampa-St. Petersburg-Clearwater, FL

 

Less than 50 employees

8.82%

10.66%

10.44%

8.67%

9.03%

50 or more employees

1.20%

5.97%

6.30%

3.32%

6.00%

Total

7.03%

4.87%

5.58%

2.87%

5.43%

 

Baltimore-Towson, MD

 

Less than 50 employees

4.37%

3.55%

4.27%

4.35%

5.25%

50 or more employees

3.92%

2.24%

3.11%

4.59%

5.56%

Total

3.48%

1.68%

2.52%

3.74%

4.60%

 

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2009 Medical Expenditure Panel Survey-Insurance Component.

Note: Definition of each area can be found in the Technical Notes and Survey Documentation.