Table IX.B.2: Average total premiums and employee contributions (in dollars) for private-sector establishments by firm size for 20 largest metro areas: United States, 2009

Table IX.B.2: Average total premiums and employee contributions (in dollars) for private-sector establishments by firm size for 20 largest metro areas: United States, 2009

METRO AREA	Single premium	Single contribution		Employee- plus-one premium	Employee- plus-one contribution		Family premium	Family contribution

New York-Northern New Jersey-Long Island, NY-NJ-PA
Less than 50 employees	5,375	1,069		10,917	2,281		13,431	3,380
50 or more employees	5,162	1,022		9,428	2,187		14,281	2,858
Total	5,210	1,033		9,681	2,203		14,144	2,942

Los Angeles-Long Beach-Santa Ana, CA
Less than 50 employees	4,292	679		8,321	2,019		11,454	4,252
50 or more employees	4,317	812		8,151	2,120		12,187	3,304
Total	4,311	779		8,178	2,104		12,073	3,452

Chicago-Naperville-Joliet, IL-IN-WI
Less than 50 employees	5,022	1,107		9,869	2,718		13,757	3,639
50 or more employees	4,783	1,020		9,187	2,301		13,846	3,517
Total	4,828	1,036		9,269	2,351		13,836	3,530

Dallas-Fort Worth-Arlington, TX
Less than 50 employees	4,274	814	*	12,110	7,062		12,984	5,321
50 or more employees	4,809	1,151		9,344	2,111		13,532	3,489
Total	4,744	1,110		9,569	2,514		13,483	3,653

Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
Less than 50 employees	5,095	714		9,766	2,809		13,318	3,097
50 or more employees	4,985	1,114		9,475	2,231		13,759	3,441
Total	5,009	1,027		9,526	2,333		13,673	3,374

Houston-Sugar Land-Baytown, TX
Less than 50 employees	5,330	645	*	9,353	2,085		17,548	3,263	*
50 or more employees	4,651	1,273		9,352	2,156		12,972	3,984
Total	4,732	1,198		9,352	2,149		13,229	3,943

Miami-Fort Lauderdale-Pompano Beach, FL
Less than 50 employees	4,586	757		9,045	3,459		12,015	3,983
50 or more employees	4,398	976		9,027	2,286		13,406	3,660
Total	4,449	916		9,030	2,443		13,134	3,723

Atlanta-Sandy Springs-Marietta, GA
Less than 50 employees	5,125	855	*	10,187	3,931		11,308	4,240	*
50 or more employees	4,669	1,005		8,867	2,324		13,706	3,502
Total	4,719	989		9,002	2,488		13,526	3,558

Washington-Arlington-Alexandria, DC-VA-MD-WV
Less than 50 employees	5,089	859		10,631	2,539		13,328	4,565
50 or more employees	4,556	1,039		9,271	2,406		13,323	3,534
Total	4,678	998		9,481	2,426		13,324	3,708

Boston-Cambridge-Quincy, MA-NH
Less than 50 employees	5,380	1,461		11,526	3,494		14,664	5,194
50 or more employees	5,321	1,292		10,493	2,734		14,682	3,811
Total	5,333	1,326		10,593	2,807		14,679	4,052

Detroit-Warren-Livonia, MI
Less than 50 employees	5,269	1,116		10,650	2,981		13,924	4,128
50 or more employees	4,598	1,079		9,069	1,890		12,442	2,984
Total	4,767	1,089		9,251	2,015		12,715	3,195

Phoenix-Mesa-Scottsdale, AZ
Less than 50 employees	3,711	798		7,521	2,617		10,783	4,675
50 or more employees	4,530	929		9,312	2,303		13,059	3,495
Total	4,408	910		9,169	2,328		12,849	3,604

San Francisco-Oakland-Fremont, CA
Less than 50 employees	5,143	665		9,342	1,748		11,994	1,919	*
50 or more employees	5,419	841		9,260	2,567		13,346	3,590
Total	5,374	813		9,266	2,511		13,223	3,438

Riverside-San Bernardino-Ontario, CA
Less than 50 employees	3,823	392	*	7,672	2,172		10,073	2,980	*
50 or more employees	4,523	877		8,245	2,562		11,853	3,761
Total	4,365	767		8,159	2,503		11,491	3,603

Seattle-Tacoma-Bellevue, WA
Less than 50 employees	4,359	661		8,902	2,740		12,281	4,391
50 or more employees	4,636	681		9,119	2,405		13,093	3,445
Total	4,566	676		9,084	2,458		12,940	3,623

Minneapolis-St. Paul-Bloomington, MN-WI
Less than 50 employees	4,893	863		8,507	2,816		11,622	4,478
50 or more employees	4,406	1,008		8,411	2,144		12,936	3,681
Total	4,514	976		8,422	2,223		12,668	3,843

San Diego-Carlsbad-San Marcos, CA
Less than 50 employees	3,993	906		9,686	4,329		10,733	5,216
50 or more employees	4,427	861		10,474	3,302		12,687	3,301
Total	4,310	873		10,366	3,443		12,401	3,581

St. Louis, MO-IL
Less than 50 employees	4,345	378		7,392	1,708		10,960	2,505	*
50 or more employees	4,193	1,009		8,678	2,408	*	13,057	4,050
Total	4,218	904		8,539	2,333		12,692	3,781

Tampa-St. Petersburg-Clearwater, FL
Less than 50 employees	4,509	818		9,916	5,523		10,161	3,490
50 or more employees	4,633	1,138		9,696	2,907		14,314	4,184
Total	4,613	1,087		9,709	3,061		13,916	4,117

Baltimore-Towson, MD
Less than 50 employees	4,543	925		9,203	2,594	*	12,513	4,641
50 or more employees	5,112	1,190		10,751	2,069		14,502	3,435
Total	4,999	1,137		10,577	2,128		14,257	3,583

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2009 Medical Expenditure Panel Survey-Insurance Component.
Note: Definition of each area can be found in the Technical Notes and Survey Documentation.
* Figure does not meet standard of reliability or precision.

Table IX.B.2: Standard errors for average total premiums and employee contributions (in dollars) for private-sector establishments by firm size for 20 largest metro areas: United States, 2009

METRO AREA	Single premium	Single contribution		Employee- plus-one premium	Employee- plus-one contribution		Family premium	Family contribution

New York-Northern New Jersey-Long Island, NY-NJ-PA
Less than 50 employees	212	113		606	521		490	537
50 or more employees	285	60		451	165		717	175
Total	101	63		214	116		276	109

Los Angeles-Long Beach-Santa Ana, CA
Less than 50 employees	242	109		863	407		450	310
50 or more employees	103	78		272	170		431	240
Total	123	60		320	143		348	227

Chicago-Naperville-Joliet, IL-IN-WI
Less than 50 employees	193	177		180	342		824	584
50 or more employees	153	47		168	198		246	286
Total	118	51		184	130		229	207

Dallas-Fort Worth-Arlington, TX
Less than 50 employees	473	252	*	2,178	1,779		1,972	1,091
50 or more employees	162	137		458	367		476	483
Total	164	122		528	580		422	403

Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
Less than 50 employees	252	155		504	315		954	662
50 or more employees	258	127		547	338		757	377
Total	105	79		296	238		254	290

Houston-Sugar Land-Baytown, TX
Less than 50 employees	496	213	*	886	596		1,522	1,142	*
50 or more employees	184	171		373	385		626	550
Total	179	152		312	299		534	508

Miami-Fort Lauderdale-Pompano Beach, FL
Less than 50 employees	260	126		1,201	717		1,977	992
50 or more employees	185	179		588	302		308	309
Total	164	110		586	274		460	250

Atlanta-Sandy Springs-Marietta, GA
Less than 50 employees	301	262	*	1,272	880		1,267	1,784	*
50 or more employees	216	131		268	160		475	303
Total	187	131		253	109		405	340

Washington-Arlington-Alexandria, DC-VA-MD-WV
Less than 50 employees	223	83		585	417		824	522
50 or more employees	199	96		331	227		481	247
Total	128	52		280	159		398	171

Boston-Cambridge-Quincy, MA-NH
Less than 50 employees	165	112		2,255	867		660	551
50 or more employees	121	104		397	242		446	298
Total	89	80		369	237		398	222

Detroit-Warren-Livonia, MI
Less than 50 employees	386	286		975	453		883	486
50 or more employees	314	227		492	493		438	552
Total	161	168		390	428		292	522

Phoenix-Mesa-Scottsdale, AZ
Less than 50 employees	173	163		979	452		694	777
50 or more employees	251	76		563	250		663	201
Total	217	50		524	204		596	225

San Francisco-Oakland-Fremont, CA
Less than 50 employees	399	175		1,104	374		708	634	*
50 or more employees	291	116		286	415		560	337
Total	242	116		264	382		419	349

Riverside-San Bernardino-Ontario, CA
Less than 50 employees	597	170	*	1,276	574		1,634	1,022	*
50 or more employees	166	140		337	387		526	452
Total	156	79		276	305		518	402

Seattle-Tacoma-Bellevue, WA
Less than 50 employees	142	93		623	541		454	798
50 or more employees	147	84		391	272		454	425
Total	100	78		308	278		378	324

Minneapolis-St. Paul-Bloomington, MN-WI
Less than 50 employees	200	170		1,094	584		750	751
50 or more employees	174	82		238	130		374	333
Total	125	71		274	137		389	261

San Diego-Carlsbad-San Marcos, CA
Less than 50 employees	468	254		1,325	599		1,816	1,130
50 or more employees	286	222		802	554		629	504
Total	205	104		735	517		580	502

St. Louis, MO-IL
Less than 50 employees	1,086	110		2,001	468		2,912	857	*
50 or more employees	784	271		2,589	727	*	3,129	1,162
Total	141	101		392	260		252	372

Tampa-St. Petersburg-Clearwater, FL
Less than 50 employees	714	227		2,364	1,380		2,281	897
50 or more employees	238	140		570	313		837	453
Total	229	120		546	341		730	400

Baltimore-Towson, MD
Less than 50 employees	146	196		601	893	*	708	937
50 or more employees	306	126		462	344		579	593
Total	219	86		440	296		421	477

Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2009 Medical Expenditure Panel Survey-Insurance Component.
Note: Definition of each area can be found in the Technical Notes and Survey Documentation.
* Figure does not meet standard of reliability or precision.