Table IX.A.2 Average total premiums and employee contributions (in dollars) for private-sector establishments for areas within States: United States, 2018
STATE/AREA Single premium Single contribution Employee-
plus-one premium
Employee-
plus-one contribution
Family premium Family contribution
ALABAMA
Birmingham-Hoover 6,206    1,311    12,133    3,618    17,718    5,683   
Remainder of state 6,046    1,505    12,376    3,494    18,089    5,152   
ALASKA
Anchorage 8,360    1,074    16,332    3,713    21,161    5,094   
Remainder of state 8,579    1,319    15,557    3,126    22,236    3,785   
ARIZONA
Phoenix-Mesa-Scottsdale 6,180    1,601    12,747    3,952    19,130    5,815   
Remainder of state 6,382    1,410    12,910    3,531    17,947    5,681   
ARKANSAS
Little Rock-North Little Rock-Conway 6,098    1,508    11,813    3,907    17,283    5,606   
Remainder of state 5,927    1,324    11,870    3,813    18,341    5,787   
CALIFORNIA
Los Angeles-Long Beach-Anaheim 6,456    1,140    12,960    3,341    18,959    4,982   
Riverside-San Bernardino-Ontario 6,247    1,342    13,569    3,407    18,169    5,404   
Sacramento--Roseville--Arden-Arcade 6,101    1,574    13,633    4,596    19,145    5,717   
San Diego-Carlsbad 7,085    1,429    13,671    3,581    20,096    5,384   
San Francisco-Oakland-Hayward 6,750    1,134    13,216    3,797    20,642    4,924   
San Jose-Sunnyvale-Santa Clara 6,628    1,191    13,545    3,755    20,142    6,531   
Remainder of state 6,552    1,168    13,309    3,293    19,969    5,829   
COLORADO
Denver-Aurora-Lakewood 6,190    1,241    12,435    3,365    18,270    5,002   
Remainder of state 6,342    1,352    12,898    3,431    18,368    4,915   
CONNECTICUT
Bridgeport-Stamford-Norwalk 7,237    1,575    15,264    3,649    22,159    5,464   
Hartford-West Hartford-East Hartford 6,989    1,822    13,847    3,606    19,518    4,876   
New Haven-Milford 7,652    1,568    12,466    3,090    21,704    5,971   
Remainder of state 7,215    1,685    13,514    3,866    19,702    5,227   
DELAWARE
Philadelphia-Camden-Wilmington, DE portion 6,685    1,326    13,547    3,724    20,174    5,637   
Remainder of state 7,187    1,370    12,676    3,924    19,956    5,861   
DISTRICT OF COLUMBIA
Washington-Arlington-Alexandria, DC portion 7,230    1,369    15,008    4,002    21,810    6,358   
FLORIDA
Miami-Fort Lauderdale-West Palm Beach 6,001    1,419    12,977    3,652    17,852    5,512   
Orlando-Kissimmee-Sanford 6,477    1,698    12,922    3,837    19,412    5,799   
Tampa-St. Petersburg-Clearwater 8,093    1,583    15,128    5,441    22,119    7,176   
Remainder of state 6,565    1,393    12,915    3,642    19,079    6,043   
GEORGIA
Atlanta-Sandy Springs-Roswell 6,595    1,496    12,990    3,534    18,584    5,906   
Remainder of state 7,146    1,442    13,622    4,072    18,556    5,727   
HAWAII
Urban Honolulu 6,456    877    13,022    3,078    17,408    5,509   
Remainder of state 6,513    515    12,193    3,044    18,646    5,427   
IDAHO
Boise City 6,336    959    12,440    3,021    19,162    4,661   
Remainder of state 6,016    1,435    11,965    3,266    16,580    5,558   
ILLINOIS
Chicago-Naperville-Elgin, IL portion 6,998    1,638    13,087    3,241    20,426    5,485   
Remainder of state 7,526    1,259    14,794    3,468    20,337    4,979   
INDIANA
Indianapolis-Carmel-Anderson 6,725    1,372    12,749    3,734    17,927    5,197   
Remainder of state 6,800    1,388    14,212    3,295    20,063    4,347   
IOWA
Des Moines-West Des Moines 6,263    1,484    12,805    3,954    16,257    4,991   
Remainder of state 6,944    1,622    13,094    3,628    18,936    5,202   
KANSAS
Kansas City, KS portion 6,757    1,326    13,790    3,399    19,499    5,549   
Wichita 5,920    1,321    12,683    3,132    18,807    5,104   
Remainder of state 6,100    1,163    13,496    3,331    18,299    5,117   
KENTUCKY
Louisville/Jefferson County, KY portion 6,316    1,597    12,434    3,929    17,820    6,697   
Remainder of state 6,817    1,645    13,358    3,628    19,709    4,992   
LOUISIANA
New Orleans-Metairie 6,575    1,450    12,782    3,632    20,232    5,798   
Remainder of state 6,519    1,649    13,121    4,482    18,707    6,595   
MAINE
Portland-South Portland 6,818    1,402    14,059    3,847    19,208    5,119   
Remainder of state 6,903    1,506    13,007    3,940    20,041    5,733   
MARYLAND
Baltimore-Columbia-Towson 6,372    1,602    13,306    3,384    19,161    5,819   
Washington-Arlington-Alexandria, MD portion 6,950    1,542    12,798    4,727    19,297    6,993   
Remainder of state 6,979    1,691    14,072    3,189    19,432    5,458   
MASSACHUSETTS
Boston-Cambridge-Newton, MA portion 7,419    1,851    15,123    4,036    22,485    5,759   
Remainder of state 7,495    2,020    15,020    4,033    20,302    5,549   
MICHIGAN
Detroit-Warren-Dearborn 6,360    1,526    13,200    3,364    17,821    3,955   
Remainder of state 6,289    1,354    14,035    3,399    18,514    4,490   
MINNESOTA
Minneapolis-St. Paul-Bloomington, MN portion 6,538    1,515    13,288    3,718    18,985    5,811   
Remainder of state 7,245    1,688    14,143    4,132    20,126    7,074   
MISSISSIPPI
Jackson 6,120    1,293    11,337    3,264    17,424    6,066   
Remainder of state 5,961    1,382    11,355    3,169    17,377    5,607   
MISSOURI
Kansas City, MO portion 6,407    1,605    13,415    4,287    20,477    6,032   
St. Louis, MO portion 7,164    1,365    13,563    3,230    20,438    4,675   
Remainder of state 6,325    1,328    11,821    3,235    17,158    4,769   
MONTANA
Billings 6,847    1,139    13,325    3,494    19,887    5,227   
Remainder of state 6,866    1,109    13,113    3,174    19,532    5,203   
NEBRASKA
Omaha-Council Bluffs, NE portion 6,605    1,497    12,990    3,763    18,420    5,631   
Remainder of state 7,083    1,285    13,345    3,447    19,590    5,205   
NEVADA
Las Vegas-Henderson-Paradise 5,838    1,365    10,906    3,059    18,240    6,195   
Remainder of state 6,853    1,314    13,350    3,693    18,745    6,443   
NEW HAMPSHIRE
Boston-Cambridge-Newton, NH portion 7,743    1,514    15,045    4,516    20,959    5,747   
Manchester-Nashua 6,943    1,654    14,615    3,761    19,775    5,003   
Remainder of state 7,589    1,677    14,871    4,065    21,241    6,106   
NEW JERSEY
New York-Newark-Jersey City, NJ portion 7,486    1,571    14,847    3,793    22,014    5,735   
Remainder of state 7,560    1,664    14,707    3,154    23,086    7,716   
NEW MEXICO
Albuquerque 6,553    1,677    12,537    4,394    16,788    4,627   
Remainder of state 6,726    1,389    12,990    3,132    18,886    4,815   
NEW YORK
New York-Newark-Jersey City, NY portion 7,974    1,595    15,787    3,576    23,531    4,890   
Remainder of state 7,192    1,538    14,312    3,643    18,263    5,267   
NORTH CAROLINA
Charlotte-Concord-Gastonia, NC portion 6,406    1,206    12,731    3,628    19,019    5,290   
Remainder of state 6,320    1,321    11,692    3,507    17,903    6,199   
NORTH DAKOTA
Fargo, ND portion 6,353    1,160    12,018    3,237    17,493    4,884   
Remainder of state 6,803    1,293    12,579    3,460    17,241    5,043   
OHIO
Cincinnati, OH portion 6,631    1,355    13,341    3,530    19,837    5,304   
Cleveland-Elyria 6,878    1,445    13,612    3,449    20,125    5,093   
Columbus 6,964    1,888    14,268    3,835    19,197    5,453   
Remainder of state 6,749    1,690    13,657    3,393    19,516    4,607   
OKLAHOMA
Oklahoma City 6,619    1,338    12,582    4,006    18,828    4,992   
Tulsa 7,103    1,448    14,499    3,988    19,628    5,708   
Remainder of state 6,196    1,106    11,891    3,284    17,686    5,068   
OREGON
Portland-Vancouver-Hillsboro, OR portion 6,502    1,179    12,014    3,750    19,161    5,923   
Remainder of state 6,365    914    13,456    2,986    18,799    5,903   
PENNSYLVANIA
Philadelphia-Camden-Wilmington, PA portion 6,963    1,375    14,013    3,432    21,738    5,983   
Pittsburgh 6,709    1,235    14,387    3,855    19,482    3,966   
Remainder of state 6,672    1,380    14,130    3,398    19,298    4,920   
RHODE ISLAND
Providence-Warwick, RI portion 7,018    1,807    14,004    4,066    18,623    5,493   
SOUTH CAROLINA
Columbia 6,681    1,366    12,992    3,445    21,268    4,745   
Remainder of state 6,714    1,443    12,860    3,183    18,875    5,415   
SOUTH DAKOTA
Sioux Falls 6,784    1,574    13,303    3,857    19,780    6,287   
Remainder of state 7,035    1,518    13,132    3,515    19,695    5,470   
TENNESSEE
Memphis, TN portion 5,519    1,497    10,920    4,551    18,377    6,309   
Nashville-Davidson--Murfreesboro--Franklin 5,930    1,246    12,497    4,088    17,680    5,387   
Remainder of state 6,096    1,480    12,254    3,834    17,516    5,448   
TEXAS
Dallas-Fort Worth-Arlington 6,446    1,330    13,443    4,264    19,179    5,806   
Houston-The Woodlands-Sugar Land 6,827    1,411    14,629    4,015    19,890    5,745   
San Antonio-New Braunfels 5,809    1,428    11,878    3,451    18,660    5,310   
Remainder of state 6,792    1,508    13,321    4,717    19,573    6,515   
UTAH
Ogden-Clearfield 5,786    1,245    13,222    3,320    17,542    5,145   
Provo-Orem 5,858    750    12,034    2,887    18,128    4,403   
Salt Lake City 6,231    1,286    12,342    3,196    18,107    4,531   
Remainder of state 6,218    1,275    13,308    3,571    18,104    4,655   
VERMONT
Burlington-South Burlington 6,878    1,436    13,071    3,326    18,636    4,919   
Remainder of state 6,946    1,469    14,277    3,610    21,035    5,585   
VIRGINIA
Virginia Beach-Norfolk-Newport News, VA portion 6,465    1,818    12,250    4,373    18,837    5,957   
Washington-Arlington-Alexandria, VA portion 6,844    1,814    14,091    4,255    20,267    6,485   
Remainder of state 6,590    1,675    12,356    3,666    19,137    6,990   
WASHINGTON
Seattle-Tacoma-Bellevue 6,618    903    12,794    2,556    18,663    3,573   
Remainder of state 6,698    1,052    12,078    2,563    19,017    4,425   
WEST VIRGINIA
Charleston 7,128    1,780    12,910    3,918    20,597    7,320   
Remainder of state 6,844    1,251    14,021    3,047    20,721    4,051   
WISCONSIN
Milwaukee-Waukesha-West Allis 6,688    1,569    13,824    3,482    20,654    5,430   
Remainder of state 6,869    1,607    14,516    3,463    19,133    4,768   
WYOMING
Cheyenne 6,532    1,240    12,346    2,792    19,624    5,195   
Remainder of state 6,852    1,427    12,684    3,101    19,297    5,208   
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2018 Medical Expenditure Panel Survey-Insurance Component.
Note: Definition of each area can be found in the Technical Notes and Survey Documentation.

 

Table IX.A.2 Standard errors for average total premiums and employee contributions (in dollars) for private-sector establishments for areas within States: United States, 2018
STATE/AREA Single premium Single contribution Employee-
plus-one premium
Employee-
plus-one contribution
Family premium Family contribution
ALABAMA
Birmingham-Hoover 260    132    655    254    753    744   
Remainder of state 162    114    437    205    690    384   
ALASKA
Anchorage 247    116    488    253    705    443   
Remainder of state 379    159    831    281    1,025    396   
ARIZONA
Phoenix-Mesa-Scottsdale 168    97    292    318    453    476   
Remainder of state 264    152    694    413    985    639   
ARKANSAS
Little Rock-North Little Rock-Conway 246    155    534    311    755    780   
Remainder of state 211    87    472    257    737    421   
CALIFORNIA
Los Angeles-Long Beach-Anaheim 132    73    296    200    483    310   
Riverside-San Bernardino-Ontario 291    129    1,073    314    807    571   
Sacramento--Roseville--Arden-Arcade 270    200    583    591    860    677   
San Diego-Carlsbad 212    153    471    451    708    418   
San Francisco-Oakland-Hayward 186    101    474    439    634    655   
San Jose-Sunnyvale-Santa Clara 217    134    639    361    719    776   
Remainder of state 221    106    331    267    430    740   
COLORADO
Denver-Aurora-Lakewood 166    92    342    235    648    342   
Remainder of state 181    91    814    397    628    368   
CONNECTICUT
Bridgeport-Stamford-Norwalk 300    131    800    329    860    509   
Hartford-West Hartford-East Hartford 205    136    394    244    804    577   
New Haven-Milford 412    210    1,889    725    1,586    533   
Remainder of state 285    176    647    482    596    757   
DELAWARE
Philadelphia-Camden-Wilmington, DE portion 139    80    421    220    438    354   
Remainder of state 387    111    592    664    1,244    634   
DISTRICT OF COLUMBIA
Washington-Arlington-Alexandria, DC portion 147    69    360    219    472    309   
FLORIDA
Miami-Fort Lauderdale-West Palm Beach 193    82    478    257    432    401   
Orlando-Kissimmee-Sanford 252    137    464    384    893    494   
Tampa-St. Petersburg-Clearwater 539    131    765    498    1,431    1,349   
Remainder of state 286    116    653    345    795    515   
GEORGIA
Atlanta-Sandy Springs-Roswell 204    88    387    274    429    293   
Remainder of state 261    87    447    248    875    478   
HAWAII
Urban Honolulu 149    108    500    618    548    594   
Remainder of state 165    89    445    501    802    683   
IDAHO
Boise City 282    68    637    217    516    311   
Remainder of state 179    172    394    337    632    598   
ILLINOIS
Chicago-Naperville-Elgin, IL portion 162    79    474    175    642    521   
Remainder of state 451    125    1,492    374    889    764   
INDIANA
Indianapolis-Carmel-Anderson 255    122    656    486    832    786   
Remainder of state 260    76    570    263    767    341   
IOWA
Des Moines-West Des Moines 264    143    499    297    688    433   
Remainder of state 187    84    521    225    364    302   
KANSAS
Kansas City, KS portion 231    112    636    292    947    472   
Wichita 306    119    854    251    960    265   
Remainder of state 234    86    532    254    1,036    393   
KENTUCKY
Louisville/Jefferson County, KY portion 265    172    362    405    632    809   
Remainder of state 281    298    409    413    693    607   
LOUISIANA
New Orleans-Metairie 241    126    583    263    763    532   
Remainder of state 270    96    475    298    781    377   
MAINE
Portland-South Portland 165    82    518    242    586    281   
Remainder of state 221    196    842    362    550    524   
MARYLAND
Baltimore-Columbia-Towson 206    94    355    191    477    395   
Washington-Arlington-Alexandria, MD portion 362    123    574    448    788    754   
Remainder of state 605    347    1,383    380    1,539    934   
MASSACHUSETTS
Boston-Cambridge-Newton, MA portion 355    124    1,044    286    1,642    316   
Remainder of state 227    131    613    256    606    295   
MICHIGAN
Detroit-Warren-Dearborn 185    147    558    346    573    367   
Remainder of state 221    70    521    191    749    335   
MINNESOTA
Minneapolis-St. Paul-Bloomington, MN portion 130    91    396    273    457    584   
Remainder of state 350    130    511    433    1,239    938   
MISSISSIPPI
Jackson 230    157    546    413    938    745   
Remainder of state 144    92    740    317    666    379   
MISSOURI
Kansas City, MO portion 250    149    571    502    696    556   
St. Louis, MO portion 314    145    522    234    1,058    519   
Remainder of state 212    100    440    248    654    408   
MONTANA
Billings 259    183    481    339    891    987   
Remainder of state 193    99    525    313    1,082    598   
NEBRASKA
Omaha-Council Bluffs, NE portion 296    112    609    221    756    740   
Remainder of state 312    86    507    259    778    371   
NEVADA
Las Vegas-Henderson-Paradise 200    113    487    240    757    682   
Remainder of state 378    201    656    351    712    765   
NEW HAMPSHIRE
Boston-Cambridge-Newton, NH portion 724    193    586    576    683    808   
Manchester-Nashua 481    126    1,122    274    1,350    402   
Remainder of state 216    156    516    585    509    797   
NEW JERSEY
New York-Newark-Jersey City, NJ portion 162    84    396    275    506    393   
Remainder of state 175    190    732    490    756    993   
NEW MEXICO
Albuquerque 322    294    672    769    1,396    639   
Remainder of state 326    111    841    233    713    376   
NEW YORK
New York-Newark-Jersey City, NY portion 287    105    545    233    918    426   
Remainder of state 181    104    392    321    690    394   
NORTH CAROLINA
Charlotte-Concord-Gastonia, NC portion 311    118    868    469    915    525   
Remainder of state 139    59    368    174    400    368   
NORTH DAKOTA
Fargo, ND portion 197    107    575    306    551    491   
Remainder of state 172    74    427    173    443    319   
OHIO
Cincinnati, OH portion 269    115    859    243    962    509   
Cleveland-Elyria 221    103    396    227    970    212   
Columbus 342    177    494    260    796    431   
Remainder of state 191    150    488    382    634    424   
OKLAHOMA
Oklahoma City 243    125    459    375    608    393   
Tulsa 267    91    809    307    674    482   
Remainder of state 288    184    566    380    725    629   
OREGON
Portland-Vancouver-Hillsboro, OR portion 206    107    418    348    662    526   
Remainder of state 252    86    474    294    509    743   
PENNSYLVANIA
Philadelphia-Camden-Wilmington, PA portion 185    89    505    308    628    506   
Pittsburgh 376    213    734    665    1,413    795   
Remainder of state 225    101    430    248    772    334   
RHODE ISLAND
Providence-Warwick, RI portion 143    86    288    191    535    310   
SOUTH CAROLINA
Columbia 482    310    779    507    1,800    436   
Remainder of state 135    163    409    206    519    517   
SOUTH DAKOTA
Sioux Falls 193    79    426    309    396    300   
Remainder of state 204    90    408    219    511    361   
TENNESSEE
Memphis, TN portion 294    247    709    458    913    823   
Nashville-Davidson--Murfreesboro--Franklin 160    79    427    289    754    316   
Remainder of state 131    113    438    269    523    411   
TEXAS
Dallas-Fort Worth-Arlington 220    108    502    402    505    430   
Houston-The Woodlands-Sugar Land 306    85    478    288    1,374    588   
San Antonio-New Braunfels 369    155    1,136    319    1,030    331   
Remainder of state 237    135    425    390    448    530   
UTAH
Ogden-Clearfield 422    121    945    301    1,115    831   
Provo-Orem 379    125    924    323    1,215    495   
Salt Lake City 209    101    397    253    490    438   
Remainder of state 513    211    1,085    446    2,388    662   
VERMONT
Burlington-South Burlington 228    134    491    244    545    390   
Remainder of state 196    96    446    256    781    478   
VIRGINIA
Virginia Beach-Norfolk-Newport News, VA portion 341    386    867    785    783    816   
Washington-Arlington-Alexandria, VA portion 368    143    725    374    1,033    434   
Remainder of state 165    144    358    274    470    572   
WASHINGTON
Seattle-Tacoma-Bellevue 180    90    599    350    714    578   
Remainder of state 288    128    749    495    1,128    775   
WEST VIRGINIA
Charleston 331    105    735    359    829    668   
Remainder of state 326    93    546    277    964    479   
WISCONSIN
Milwaukee-Waukesha-West Allis 228    149    852    328    799    621   
Remainder of state 177    102    422    214    521    533   
WYOMING
Cheyenne 430    144    531    380    899    485   
Remainder of state 198    155    442    303    829    450   
Source: Agency for Healthcare Research and Quality, Center for Financing, Access and Cost Trends. 2018 Medical Expenditure Panel Survey-Insurance Component.
Note: Definition of each area can be found in the Technical Notes and Survey Documentation.