Title: |
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Health Insurance Benefits at Private Employers: Pooled State-Level Estimates, 2021-2023 |
Description: |
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Employer-sponsored insurance (ESI) is the primary source of health insurance coverage for individuals under age 65 in the United States. This Research Findings report uses pooled 2021-2023 Medical Expenditure Panel Survey Insurance Component (MEPS-IC) data to examine state-level variation in key aspects of private-sector ESI benefits, including offers, coverage, premiums, employee contributions, deductibles, and high-deductible health plans (HDHPs).
Examining state variations is important because ESI can differ substantially across states, compared to national averages. State-level analyses can thus provide insights into workers' access to ESI and the costs that may be incurred by employers (through premiums) and workers (through employee out-of-pocket premiums and deductibles). |
Author(s): |
|
Anita Soni, PhD, MBA, G. Edward Miller, PhD, and Patricia S. Keenan, PhD |
Agency: |
|
Rockville (MD): Agency for Healthcare Research and Quality |
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